2022 Interim Results

| Industry Leading Core Indicators (RMB billion) 30/6/2022 31/12/2021 Change Total assets 33,689.1 30.254.0 11.4% Net loans and advances to customers 19,694.0 18,170.5 8.4% Total liabilities 31,007.2 27,639.9 12.2% Deposits from customers 24.184.5 22,378.8 8.1% NPL ratio 1.40% 1.42% 0.02ppt 1-6/2022 1-6/2021 Change Operating income 390.4 380.9 2.5% Net interest income 317.3 296.1 7.2% Net fee and commission income 68.8 69.4 0.9% Net profit 161.7 154.1 5.0% Annualised return on average assets 1.01% 1.06% 0.05ppt Annualised return on average equity 12.59% 13.10% 0.51ppt Net interest margin 2.09% 2.13% 0.04ppt ● 中国建设银行 China Construction Bank LO 2022 Interim Results

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