Quarterly Financial Performance
Quality in growth and strong capital base
Well-managed asset quality
6
5
4
3
Cross cycle experience with stable asset quality (GNPA%)
25
Healthy capital level
Capital Ratio %
18.5
18.8
18.9
20
16.5
16.8
16.8
17.1
16.1
15.5
14.6
14.8
15
10
2
1.3
1.4.
1.3
1.3
1.0
1.0
1.0
0.9
0.9
1.1
1.2
5
1
0
Mar'12 Mar'13 Mar'14 Mar'15 Mar'16 Mar'17 Mar'18 Mar'19 Mar'20 Mar'21 Mar'22
HDFC BANK
1.32%
1.26%
1.17%
0.40%
0.37%
0.32%
Mar'21
Dec'21
ā GNPA NNPA
Mar'22
73% specific provision coverage at Mar'22
182% total coverage ratio at Mar'22
0
Mar'12 Mar'13 Mar'14 Mar'15 Mar'16 Mar'17 Mar'18 Mar'19 Mar'20 Mar'21 Mar 22
Add-on equity capital issuances in FYr'15 and FY'19
Basel 3 norms Mar'14 onwards
18.8%
17.6%
Mar'21
19.5%
18.9%
18.4%
Dec'21
17.9%
Mar'22
Total Capital Tier 1 Capital
Adequately capitalised
Well-positioned for growthView entire presentation