First Citizens BancShares Mergers and Acquisitions Presentation Deck
Opportunity for long-term stockholder value creation
Expanding our portfolio and unlocking new business opportunities
▪ Unlocks incremental top-line growth by adding legacy SVB's Global Fund Banking business to serve private equity and venture
capital clients and introducing First Citizens' consumer, business services, wealth and commercial offerings to legacy SVB clients.
▪ Accelerates growth of First Citizens' wealth business by adding the digital capabilities, talent, and solutions of SVB Private.
Building on our capabilities in the innovation and technology sectors
▪ Combines First Citizens' tradition of relationship banking, creativity, and stability with the strengths, relationships and expertise of
legacy SVB's talented employees.
▪ Positions First Citizens to further serve venture-backed companies and tech startups in the Research Triangle Park and
nationwide through the addition of legacy SVB's customer and employee base.
Diversifying our client base while continuing to prioritize relationship banking
▪ Leverages deep client relationships served by legacy SVB's Global Fund Banking business to expand reach of First Citizens to
the venture capital and private equity communities.
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Continues First Citizens and legacy SVB's shared approach to relationship banking and offering highly tailored solutions to serve
unique needs of all customers.
Maintaining our fortress balance sheet and culture of strong risk management
▪ Capital ratios remain robust and remain within target ranges post-acquisition.
▪ Liquidity remains strong and stable, driven by a conservatively managed investment portfolio, and is enhanced by the transaction,
which creates additional balance sheet funding and access to additional contingent funding.
▪ Shared-loss agreement with the FDIC limits credit risk on the acquired loan portfolio.
. Continued commitment to First Citizens' strong culture of risk management.
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