Silicon Valley Bank Results Presentation Deck slide image

Silicon Valley Bank Results Presentation Deck

Q4'21 Snapshot: Continued strong earnings and exceptional growth FINANCIAL HIGHLIGHTS EPS: $6.22* Q4'21 PERFORMANCE % changes are vs. Q3'21 $391B +10% AVERAGE CLIENT FUNDS $145M +36% SVB LEERINK REVENUE², 3 svb > Net Income: $371M $63B +6% AVERAGE LOANS¹ $155M -38% WARRANT AND INVESTMENT GAINS NET OF NCI² $947M +10% NET INTEREST INCOME¹ $48M +129% PROVISION FOR CREDIT LOSSES Excellent credit performance in Q4; provision driven by strong loan growth 1. SBA Paycheck Protection Program ("PPP") contributed $0.3B to average loan balances and $5M to net interest income, including $4M of loan fees. Net interest income presented on a fully taxable equivalent basis. 2. Non-GAAP financial measure. See "Use of non-GAAP Financial Measures" in our Q4 2021 Earnings Release and our noRGAAP reconciliations at the end of this presentation. 3. Represents investment banking revenue and commissions. ROE: 11.8% $216M +6% CORE FEE INCOME² *includes -$0.34 impact from $27M PRE-TAX MERGER-RELATED CHARGES Q4 2021 Financial Highlights 5
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