Hilltop Holdings Results Presentation Deck slide image

Hilltop Holdings Results Presentation Deck

Hilltop Holdings - Q2 Financial Summary $ in Millions, except EPS Income Statement and Key Metrics Net interest income Noninterest income Noninterest expenses Efficiency ratio Pre-provision net revenue¹ 5 Net charge offs (recoveries) Net ACL build (release) Provision for (reversal of) credit losses Income before income taxes Net income Minority interest Income attributable to Hilltop Return on average assets Return on average equity EPS - Diluted EOP Shares outstanding (in thousands) Average assets EOP Assets EOP Loans HFI, net EOP Deposits Q2 2023 $118.3 190.7 267.0 86.4% 41.9 $2.9 12.0 14.8 27.1 19.9 1.8 $18.1 0.47% 3.53% $0.28 65,071 $16,919 17,138 8,245 11,164 Q1 2023 $121.7 162.5 250.5 88.1% 33.7 $0.4 1.9 2.3 31.4 27.8 2.0 $25.8 0.69% 5.12% $0.40 65,023 $16,303 17,029 8,095 11,097 Notes: (1) Pre-provision net revenue is calculated as the sum of net interest income and noninterest income less noninterest expense (except provision for loan losses). QoQ% (3%) 17% 7% 24% 536% (14%) (28%) (8%) (30%) (30%) 0% 4% 1% 2% 1% Q2 2022 $112.1 239.3 298.5 85.0% 52.8 $1.2 4.1 5.3 47.5 35.3 2.1 $33.3 0.80% 5.82% $0.45 64,576 $17,791 16,716 7,835 11,921 YoY% 6% (20%) (11%) (21%) 178% (43%) (44%) (13%) (45%) (38%) 1% (5%) 3% 5% (6%) Hilltop Holdings.
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