Life,Holistic Living: Delivering Superior Customer Experience

Embedded Value: Economic assumptions (Post-Merger Basis) 1 Years Forward rates % Spot rates % As at Sep 30, 2021 As at Sep 30, 2022 As at Sep 30, 2021 As at Sep 30, 2022 1 3.95 6.66 3.87 6.45 2 5.17 7.49 4.45 6.84 3 6.02 7.74 4.92 7.04 4 6.68 7.78 5.31 7.15 5 7.17 7.75 5.63 7.22 10 10 8.19 7.61 6.63 7.30 15 8.10 7.65 7.04 7.31 20 7.78 7.75 7.18 7.34 25 7.49 7.88 7.21 7.38 30 7.28 7.98 7.19 7.42 59 1. Forward rates are annualised and Spot rates are continuous HDFC Life

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