1H24 Financial Results
ANZ
CBA
WBC
NAB
UniCredit 3
HSBC 3,4
ING 3
Capital overview
Strong capital position maintained
CET1
APRA
Level 2
Level 1
International
19.0%
12.3%
12.5%
Dec 23
Dec 23
Dec 23
2007
JP Morgan 4
Lloyds 3,4
UBS 3
Intesa Sanpaolo 3
RBC
CET1
CET1
+536%
International CET1 ratios²
19.7 19.0 18.7
17.8 17.6
G-SIBS in dark grey
15.5 15.5 15.0 14.9 14.7 14.7 14.5 14.4 14.2 14.1 14.1 14.1 14.0 13.4 13.4 13.4 13.3 13.0 13.0 12.9 12.7 12.6 12.5 11.8 11.4 11.4 10.9 10.6 10.4 10.0 10.0
Toronto Dominion
Barclays 3,4
BNP Paribas 3, 4
NatWest Group 3,4
Standard Chartered 3
Deutsche 3
SocGen 3,4
1. Cash NPAT inclusive of discontinued operations. Comparative information has been restated to conform to presentation in the current period. 2. Source: Morgan Stanley and CBA. CBA as at 31 December
2023. Peers based on last reported CET1 ratios up to 8 February 2024. Peer group comprises: (i) Domestic peers: disclosed September 2023 International CET1 ratios based on Australian Banking Association
publication 'Basel 3.1 Capital Comparison Study' (March 2023); and (ii) listed commercial banks with total assets in excess of A$1,200bn which have disclosed fully implemented Basel III ratios or provided
sufficient disclosure for a Morgan Stanley estimate. 3. Deduction for accrued expected future dividends added back for comparability. 4. CET1 includes benefit of COVID-19 transitional arrangements for
expected credit loss provisioning to be phased-out over 3 years to 2024.
ICBC
China Merchants Bank
Citi 4
BBVA 3
Dividend per share (cents)
Payout Ratio (cash NPAT basis)1
Assets
200
+190%
74%
200
79%
210
215
175
150
67% 62%
68%
72%
1H24
1H19
1H20
1H21
1H22
1H23 1H24
Scotiabank
China Construct. Bank
Santander 3, 4
Credit Agricole SA3
Bank of Montreal
Bank of America 4
Wells Fargo 4
Bank of China
Mitsubishi UFJ
Sumitomo Mitsui
Agric. Bank of China
118
Mizuho
Bank of Comm.View entire presentation