Ahli Bank Financial Overview
Executive Summary - 2023
1. Good Performance with Net Profit of QR 615 mln and YoY growth of 8.5%;
2. Stable Capital Adequacy Ratio of 20.6%
3. NPL Ratio stood at 2.55% (2022: 2.57%) with an improved coverage of 230% (2022: 199%)
4. Loan growth of 1.7% vis-à-vis Dec 2022
5. Deposits grew by 1.5% during Q3 2023.
6. Regulatory developments
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a) Loans to deposit ratio – Maximum 100%; Debt securities (EMTN) added in denominator and weighted as per residual
maturity
b) QCB Mandatory Reserve requirement on Customer Deposits - 4.50% (from Oct 2023)
c) A mandatory additional reserve on net negative foreign currency assets of the bank (5% - less than 1 year, 3% - 1 to
2 years and no reserve for greater than 2 years) from October 2023.
7. Integrated annual report including the ESG report mandated by the Qatar Stock Exchange
8. Multiple Digitization and Automation initiatives continue to be the focus across the Bank.
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