1H24 Financial Results slide image

1H24 Financial Results

Global best digital experiences Focus on security and innovation Group priority Tech focus Recent developments / highlights . Build world-class engineering capability Deliver faster for customers • Delivering faster and more safely through optimising delivery and DevSecOps¹ • 927 engineers hired in 1H24, +2.5% YoY (~5,000 in total), to increase the technology skills of our people • Launched female cloud skills program with ~1,300 participants, building an inclusive and future ready workforce • • Deliver the best integrated digital experiences World-class data and AI Utilising Al to deliver personalised customer experiences, +66% customer engagement via the CommBank app² Responsible scaling of Al resulted in 50+ Generative Al use cases to simplify operational processes and support our frontline to serve our customers Upskilled over 500 staff on Al tools to democratise the responsible use of Al • • • Modernise systems and digitise end-to-end Simpler, better foundations Modern tech estate Continuing to simplify and modernise our technology platforms to deliver exceptional customer experiences Delivered API infrastructure to drive consistency, reusability and efficient use of our APIs across the Group Continuing to leverage cloud platform flexibly to enable faster customer outcomes • Operational excellence Launched Scam Indicator, helping to safeguard customers from high-risk scam situations in real time Extended NameCheck technology which has prevented ~$200 million in mistaken payments and scams³ • Enhancing resilience capabilities to meet growing customer expectations and regulatory requirements 1. DevSecOps represents a software development lifecycle (SDLC) methodology which involves bringing together development, security and operations throughout the entire SDLC. 2. Unique users interacting with the Quick Links bar in the app from 1 July 2023 to 20 November 2023. 3. Data as of 31 December 2023, based on payments made via the CommBank app and NetBank between March 2023 and December 2023. 56
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