Ahli Bank Financial Overview

Diversified Funding Mix Debut Syndicated Bank Facilities (Sep 2014) 3-year US$ 200 mln Syndicated Term Loan Facility for general corporate funding purposes carrying a margin of 120 basis points over LIBOR Syndication was launched in an initial amount of US$ 100 min and closed significantly oversubscribed Refinanced by a new 3 year US$ 195 mln STLF in Sep 2016. Fundraising in International Debt Capital Markets • 5-year US$ 500 mln EMTN tranche I was issued in Apr 2016 carrying a coupon rate of 3.625% and was 2.4 times oversubscribed. Repaid in April 2021. 5 year US$ 500 mln EMTN tranche II was issued in Feb 2017 at a coupon rate of 3.50% and was 4 times oversubscribed. Repaid in February 2022. 5 year US$ 500 mln EMTN tranche III was issued in Sep 2019 at a coupon rate of 3.125% and was 3.5 times oversubscribed 5 year US$ 500 min EMTN tranche IV was issued in Sep 2020 at a coupon rate of 1.875% and was oversubscribed 3 times. Perpetual debt of US$ 300 mln was issued in February 2021 @4% to be repriced in 2027. Maturity Profile With the new facilities, we have significantly improved our funding profile, positioning ourselves in line with most peers, and demonstrated our ability to access capital markets In 2018, increased and extended the tenor of approximately US$ 200 mln of committed, stable funding. 5 Tranches of 5 year US$ 500 mln EMTN each completed, thereby improving the maturity profile. Term loan bilateral facility increased from US$250 Min to US$ 400 MIn maturing in April 2026 • First tranche of US$ 500 min repaid in April 2021 Second tranche of US$ 500 mln repaid in February 2022 5 year US$ 500 mln EMTN tranche V was issued in July 2021 at a coupon rate of 2% at significant oversubscription. Maturity Profile Stable Funding % to Total Liabilities Term loan bilateral facility increased from US$ 250 MIn to US$ 400 Min maturing in April 2026 14.0 12.7 12.1 12.0 Description, Principal (QAR min) Maturity Original Tenor 10.0 10.0 Term Loan Facility (US$) 1,456.0 April 2026 4 years 8.0 EMTN Tranche 3 (US$) 1,820.0 Sept 2024 5 years 6.0 7.0 5.9 5.4 4.2 EMTN Tranche 4 (US$) 1,820.0 Sept 2025 5 years 4.0 EMTN Tranche 5 (US$) 1,820.0 July 2026 5 years 2.0 Total 6,916.0 0.0 17 البنك الأهلي ählibank CBQ DB QIB QIIB Rayan QNB Peer data as of Dec 2022

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