Silicon Valley Bank Results Presentation Deck slide image

Silicon Valley Bank Results Presentation Deck

Attractive long-term growth opportunity Unique liquidity franchise Differentiated business model Increasing clients' probability of success through the combined power of our four core businesses, and our deep expertise and long-standing innovation economy relationships Growth investments 18 000 Expanding and deepening platform to meet innovation clients' needs at all stages • Enhancing our systems, infrastructure and processes to support our continued growth svb> Robust, high- growth markets Innovation is driving economic growth, and digital adoption and activity in healthcare are accelerating Strong credit and asset quality LOW RATE ENVIRONMENT (0-2.50% Fed Funds Rate) Long-term financial objectives² ~15% -10% ROE Long track record of strong underwriting and resilient credit performance 88% of assets in high-quality investments and low credit loss experience lending¹ Industry-leading growth & profitability Powerful client funds franchise with low cost of on-balance sheet deposits EPS GROWTH annualized Strong capital management and ample liquidity Ability to support growth and manage shifting economic conditions while investing in our business Robust earnings power ROE ● 1. Based on cash, fixed income investment portfolio and Global Fund Banking and Private Bank loan classes of financing receivables as of December 31, 2021. 2. Long-term financial objectives are not specific to our FY'22 outlook. Industry-leading growth and profitability Diversified revenue streams to drive earnings through rate and economic cycles NORMALIZED RATE ENVIRONMENT (>2.50% Fed Funds Rate) Proven leadership fan Deep bench of proven leaders delivering sustainable growth, supported by strong global team ~20% 10% EPS GROWTH annualized $₁1 RISING RATE ENVIRONMENT ~20% EPS GROWTH annualized Q4 2021 Financial Highlights 22
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