Silicon Valley Bank Results Presentation Deck
Strong liquidity franchise
Uniquely positioned to drive balance sheet growth
1
On- and off-balance sheet
liquidity solutions
Q4'21 AVERAGE BALANCES
$391B
TOTAL CLIENT FUNDS
$183B
ON-BALANCE SHEET
DEPOSITS
$208B
OFF-BALANCE SHEET
CLIENT FUNDS
40+ liquidity management
products to meet clients' needs and
optimize pricing and mix
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2
DEPOSITS
15%
21%
Diversified sources of liquidity
from high-growth markets
2%
22%
8%
3%
10%
OBS CLIENT FUNDS
1%
7%
10%
29%
13%
27%
32%
CLIENT NICHE¹:
Early Stage
Technology
Technology
Early Stage
Life Science/
Healthcare
Life Science/
Healthcare
International²
U.S. Global
Fund Banking
Private Bank
Other
1. As of December 31, 2021. Represents management view of client niches.
2. International balances do not tie to regulatory definitions for foreign exposure. Includes clients across all client niches
and life stages, with International Global Fund Banking representing 3% of total client funds.
3. Source: S&P Global Market Intelligence average for 12 of the top 50 US banks by asset size as of January 19, 2022.
3 Low cost deposits
Q4'21 AVERAGE COST OF DEPOSITS
8 bps
TOP 50
4 bps BANKS3
SVB
67% of total Q4'21 average deposits
are noninterest-bearing
Q4 2021 Financial Highlights
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