Bill.com Investor Presentation Deck

Our opportunity to create value in the SMB segment is significant U.S. Opportunity Global Opportunity Number of SMBs and Sole Proprietors 34M¹ SMB Software Spend 2 $75B² B2B Payment Volume $28T³ 70M+* $344B5 $125T ¹ Nonemployer Statistics, 2019 (Census); Statistics of US Businesses, 2020 (Census). 2 McKinsey: Winning the SMB tech market in a challenging economy: 2021 SMB tech spending, 2023. 3 eMarketer: US B2B Payment Transaction Value, 2022 estimates, July 2021. 4 Nonemployer Statistics, 2019 (Census); Statistics of US Businesses, 2020 (Census); Government of Canada Key Small Business Statistics, 2021; Eurostat, 2021; Australian Bureau of Statistics, 2022; New Zealand Ministry of Business, Innovation, and Employment, 2022; UK Office for National Statistics, 2022. (Figure includes SMEs in US, CAN, EU, AUS, NZ, and the UK only). 5 Gartner Market Statistics Forecast: IT Spending by Employment Size: 2021-2027, Q1 2023. Includes Software and IT Services spend. 6 Allied Market Research: B2B Payments Market. Global Opportunity Analysis and Industry Forecast, 2021-2031, 2021 stat. b 6 7

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