Silicon Valley Bank Results Presentation Deck
Flexible liquidity management strategy supports strong, profitable growth
Robust liquidity solutions to meet clients' needs
$111 B
Q1'21 AVERAGE
ON-BALANCE SHEET
DEPOSITS
40+
LIQUIDITY
MANAGEMENT
PRODUCTS
On vs. off-balance
sheet considerations
Bank tier 1
leverage ratio
Profitable spread
income
Ability to support client funds growth on and off-balance sheet, while optimizing pricing and mix
Liquidity
svb >
Target range
7-8%
internal target
75-100 bps
minimum target spread
between new purchase
yields and deposit costs
$8-10B
average Fed cash target*
S
* Actual balances depend on timing of fund flows.
$152B
Q1'21 AVERAGE
OFF-BALANCE SHEET
CLIENT FUNDS
Continued product
development
Flexibility
TO BETTER SERVE
CLIENTS
$1B SVBFG liquidity as of 3/31/21, a portion of which can be downstreamed to Bank
-1.35-1.45% expected new purchase yields
4 bps cost of deposits enables healthy margins
Focused on supporting yields and mitigating OCI risk from potential rising rates
-$3.0-$3.5B expected portfolio cash flows per quarter through 2021
$72.0B borrowing capacity as of 3/31/21 ($4B repo, $1.9B Fed Lines, $6.7B FHLB & FRB and
$59.4B of unpledged securities)
Q1 2021 Financial Highlights
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