Silicon Valley Bank Results Presentation Deck

Active capital management Targeting 7-8% Bank Tier 1 Leverage Q1'21 Bank capital ratio drivers $2.0B downstream of SVBFG liquidity to Bank Strong earnings and robust balance sheet growth ● Strong profitability builds capital 27% Q1'21 ROE svb > Off-balance sheet solutions help optimize growth 50% OF Q1'21 AVERAGE CLIENT FUNDS GROWTH IN OBS CLIENT FUNDS SILICON VALLEY BANK CAPITAL RATIOS¹ As of 3/31/21 SVB capital ratio Regulatory minimum 12.94% 7.00% Common Equity Tier 1 12.94% $1B 3/31/21 SVBFG LIQUIDITY 8.50% Levers to support capital SVBFG liquidity a portion of which can be downstreamed to Bank Tier 1 Capital 13.58% 10.50% Capital markets activity to support growth Total Capital 2021 YTD NEW $750M ISSUANCES² 1. Ratios as of March 31, 2021 are preliminary. 2. On February 2, 2021, SVBFG issued $750M 4.100% Fixed-to-Reset Series B Non-Cumulative Perpetual Preferred Stock and $500M 1.800% Senior Notes due 2031. On March 25, 2021, SVBFG issued $1B Common Stock- additional $150M greenshoe was exercised on April 14, 2021. PREFERRED $500M STOCK SENIOR $1.15B NOTES COMMON STOCK 7.20% 4.00% Tier 1 Leverage Interest rate risk management to mitigate OCI risk $10B FAIR VALUE $3B HEDGES TRANSFERRED AS OF 3/31/21 (38% OF AFS) FROM AFS TO HTM IN Q1'21 Shortening duration OF AFS PORTFOLIO TO <2 YEARS (HEDGE-ADJUSTED TARGET) Q1 2021 Financial Highlights 9

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