First Citizens BancShares Mergers and Acquisitions Presentation Deck

Expanding First Citizens' deposit base Time deposits Checking with interest 18% 12% $89 B 28% Noninterest- bearing demand First Citizens BancShares Money market 42% & savings First Citizens BancShares Checking with interest svb> Noninterest- bearing demand Time deposits 15% $56 B 63% Money market 21% & savings Highlights Checking with interest Pro Forma Time deposits 17% Noninterest- bearing demand 8% $145 B 41% 34% Money market & savings ▪ Acquiring -$56 B of deposits, of which 63% are noninterest bearing-demand deposits. Provides combined bank with access to a more geographically diverse deposit base and increases noninterest-bearing deposits to greater than 40% of total deposits on a combined basis. ▪ Our nationwide, digital Direct Bank acts as a channel to quickly and efficiently add balances through competitive product offerings. Note - The "pro forma" financial data included herein has not been prepared in accordance with Article 11 of the SEC's Regulation S-X, is presented for informational purposes only and may differ materially from the Regulation S-X compliant pro forma financial statements. Financial information for First Citizens BancShares, Inc. is as of December 31, 2022. Financial information for Silicon Valley Bridge Bank, N.A. is as of March 24, 2023 as provided by the FDIC. All financial information is subject to change based on closing balance sheet. 8

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