Silicon Valley Bank Results Presentation Deck
Further accelerating investments to drive and support long-term growth
Outstanding
performance
Potential upside
from rising rates
Investing NOW
to extend leadership
position in the
innovation economy
- expect to reinvest a
portion of the in-year
revenue upside in
2022 from rising
rates (see page 21)
17.1% +
FY'2021 ROE
Strong,
sustainable
NII growth
High 30s %
End-to-end digital banking
platform
Digital client onboarding
Technology platform upgrades
APIs and payment enablement
Strategic partnerships
to accelerate product delivery
svb >
FY'22 NII
GROWTH OUTLOOK¹
+
Accelerated investments in 2022 to drive long-term scalable growth
Enhance client
experience
Drive revenue
growth
SVB Leerink expansion
(healthcare services and
technology investment banking)
Private Banking & Wealth
Management integration and
go-to-market strategy
Strategic investments
Talent attraction, retention and
development
Client acquisition
New products
-$305-365M
EXPECTED INCREASE IN
ANNUALIZED PRE-TAX NII
AND CLIENT INVESTMENT
FEES FOR FIRST 25 BP
INCREASE IN RATES²
Product penetration
• Fintech strategy
• Geographic expansion
• SVB Capital debt fund and life
science strategy
+
Compelling
markets
.
~$2.2T
GLOBAL PE/VC
DRY POWDER³
Improve employee
enablement
"OneSVB" collaboration
initiative to deliver the full
power of the SVB platform to
clients
Agile ways of working
nCino credit onboarding
platform
• Mobile and collaboration tools
Client and industry insights
Global Delivery Centers
• Diversity, Equity & Inclusion
initiatives
Enhance risk
management
%%
4. Category III standards will become applicable at >$250B in average total consolidated assets or ›$75B in weighted shorterm
wholesale funding, nonbank assets or offbalance-sheet exposure.
●
●
ofă
1. See page 11 for more information.
2. Includes $90-110M in annualized pre-tax NII assuming a static balance sheet as of December 31, 2021, an additional ~$10-20M in
annualized pre-tax NII from balance sheet growth implied by FY'22 outlook and ~$205-235M in annualized pre-tax client investment
fees based on Q4'21 average OBS client investment fund balances. See page 21 for additional assumptions.
3. Source: Preqin. As of December 31, 2021.
Data foundation
Cybersecurity
Large Financial Institution
regulatory requirements
(Category IV (>$100B in average
total consolidated assets);
preparing for Category III)
U.K. subsidiarization
requirements
O
108
B
Q4 2021 Financial Highlights
14View entire presentation