1H24 Financial Results

How we contribute to Australia¹ Supporting our customers, the community and the economy Customers & domestic debt investors² • Leading retail bank with >25% share of market³ Includes $9bn interest paid to Australian savers (up $6bn on 1H23) Government4 . • One of Australia's largest corporate tax payers Includes $1.8bn in Australian income tax paid in 1H24 • Signatory of the Voluntary Tax Transparency Code Offshore investors5 Accessing offshore wholesale funding to help our customers buy a home and invest for their future, supporting domestic economic growth 10% 41% 12% • How our income is distributed • 7% 20% 1, 2, 3, 4, 5, 6, 7, 8. Refer to sources, glossary and notes at the back of this presentation for further details. 10% Our people • Over 53,000 people employed, predominantly in Australia and New Zealand • Over 50% of the workforce is female • 37% cultural diversity in Executive Manager and above roles Suppliers and partners6 Supporting domestic small and medium sized businesses Lent $18bn to help businesses grow Domestic shareholders • ~$3bn in dividends paid to shareholders Average interim dividend of $1,680 to be paid to shareholders8 Returns to more than 12 million Australians • through superannuation 44

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