Life,Holistic Living: Delivering Superior Customer Experience
Healthy performance across all key metrics (1/2)*
Strong, sustainable growth
Rs bn
Strong CP volumes on the back of higher disbursements¹
9.2%
9.3%
9.4%
10.2%
Overall
8.1%
mkt share
Pvt. mkt
14.2%
15.5%
14.8%
14.8%
16.1%
share
17%
-19%
55%
66%
YOY
19%
17%
16%
11%
NM#
growth
53.0
81.5
70.0
42.4
59.7
34.2
32.8
37.8
41.1
FY20
FY21
FY22
H1 FY23
(Pre-Merger)
H1 FY23
(Post-Merger)
Balanced product mix²
Total APE
2%
7%
26%
16%
23%
18%
31%
Total NBP
11%
11%
32%
1.
Based on Credit Protect new business premium
2.
Product Mix is on Post-Merger basis
3.
Based on Individual APE on Post-Merger basis
FY20
FY21
FY22
H1 FY23
YoY Growth
Focus on diversified channel mix³
9%
7%
6%
8%
14%
13%
14%
18%
Par
19%
19%
22%
17%
15%
Non Par Savings
■ULIP
Protection
61%
60%
55%
57%
8%
Annuity
■Group Retirals
FY20
FY21
FY22
H1 FY23
■Bancassurance ■Direct
■Agency
■Brokers and others
HDFC
5
* Numbers include Exide Life metrics from April 1, 2022 onwards, prior years are not comparable # Not meaningful as previous year numbers are not comparable
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