Silicon Valley Bank Results Presentation Deck

Improved risk profile, with loan growth driven by lowest risk loan classes 70% of loans in Global Fund Banking and Private Bank, classes with lowest historical credit losses PERIOD-END TOTAL LOANS $ Billions Early Stage ID 2% of total loans 11% 5.2 2009 svb> 10% 6.3 2010 8% 7.8 2011 9% 9.8 2012 9% 11.9 2013. Early Stage Investor Dependent ("ID") loans, our highest risk loan class, now only 2% of total loans, down from 11% in 2009 and 30% in 2000 8% 15.4 2014 6% 17.9 2015 6% 21.2 2016 6% 24.2 2017 6% 29.5 2018 34.4 5% 2019 47.8 3% 2020 66.3 2% 2021 PPP CRE Other C&I Premium Wine and Other Private Bank Technology and Life Science/Healthcare Global Fund Banking Q4 2021 Financial Highlights 44

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