Silicon Valley Bank Results Presentation Deck

Active capital management to support extraordinary growth SILICON VALLEY BANK CAPITAL RATIOS¹ As of 12/31/21 Q4'21 SVBFG capital markets activity $1B 4.250% fixed-to-reset Series D non- cumulative perpetual preferred stock • ● ● Q4'21 Bank capital ratio drivers $1B downstream of SVBFG liquidity to Bank Strong earnings and robust balance sheet growth ● $600M 4.700% fixed-to-reset Series E non- cumulative perpetual preferred stock $650M 1.80% senior notes due 2026 ● Strong profitability builds capital 17.1% FY'21 ROE svb > Off-balance sheet solutions help optimize growth SVB capital ratio 47% OF FY'21 AVERAGE CLIENT FUNDS GROWTH IN OBS CLIENT FUNDS Regulatory minimum 14.92% 7.00% Common Equity Tier 1 Levers to support capital SVBFG liquidity a portion of which can be downstreamed to Bank $2.2B 12/31/21 SVBFG LIQUIDITY 14.92% 1. Ratios as of December 31, 2021 are preliminary. 2. Excludes $1.1B shares issued on July 1, 2021 to complete Boston Private acquisition. 8.50% Tier 1 Capital 15.44% 10.50% Total Capital Capital markets activity to support growth $1.65B STOCK 2021 NEW $3.35B ISSUANCES PREFERRED SENIOR $2.4B NOTES COMMON STOCK² Amounts are gross of fees Targeting 7-8% Bank Tier 1 Leverage 7.24% 4.00% Tier 1 Leverage I Rate protections to mitigate OCI risk from AFS fair value changes $10.7B FAIR VALUE HEDGES WITH -$130M PRE-TAX UNREALIZED GAINS AS OF 12/31/21 Q4 2021 Financial Highlights 10

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