Silicon Valley Bank Results Presentation Deck
Long history of strong, resilient credit
We've successfully navigated economic cycles before and our risk profile has improved
Non-performing loans & net charge-offs
NPLs¹ NCOS²
Improved
loan mix
% of period-end
total loans
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3.32%
1.07%
1.02%
1.03% 0.97%
0.62% 0.64%
0.25%
-0.08%
2000
30% Early Stage
5% GFB + Private Bank
0.31%
0.26%
0.10%
0.04%
0.18%
0.14%
1.57%
1. Non-performing loans as a percentage of period-end total loans.
2. Net loan charge-offs as a percentage of average total loans.
3. Pullback in VC investment.
0.35%
1.15%
0.87%
2.64%
0.71% 0.77%
0.52%
0.42%
2009
11% Early Stage
30% GFB + Private Bank
-0.02%
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014
Dotcom Bubble Crash
Global Financial Crisis
0.47%
0.31%
0.73%
10.33% 0.32%
0.27%
0.59%
0.30%
0.51%
0.46%
0.34%
0.32%
0.23%
0.27% 0.22% 0.24%
2015 2016 2017 2018 2019
VC Recalibration³
Less Q1'21 $80M
GFB potential
fraud incident
0.21%
0.14%
0.20%
0.06%0.10% 0.05%
2020 2021 Q1'22
COVID-19 Pandemic
Q1'22
2% Early Stage
70% GFB + Private Bank
Q1 2022 FINANCIAL HIGHLIGHTS
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