#1Investor Report The Netherlands Andorra Capital Agricol Reig, B.V. Reporting Date: 21/11/2021 Cut-off Date: 20/11/2021 ANDBANK Private Bankers Index Worksheet A: Investor Report General Worksheet B: Investor Report Mortgage Assets Worksheet C: Investor Report Harmonised Glossary Andbank Disclaimer#2A. Investor Report - General Information Reporting in Domestic Currency CONTENT OF TAB A 1. Basic Facts 2. Regulatory Summary 3. General Cover Pool / Covered Bond Information 4. References to Capital Requirements Regulation (CRR) 129(7) 5. References to Capital Requirements Regulation (CRR) 129(1) 6. Other relevant information Field Number G.1.1.1 G.1.1.2 G.1.1.3 G.1.1.4 G.2.1.1 G.2.1.2 G.2.1.3 G.3.1.1 G.3.1.2 G.3.2.1 G.3.3.1 G.3.3.2 G.3.3.3 G.3.3.4 G.3.3.5 G.3.3.6. G.3.4.1 1. Basic Facts Country Issuer Name Link to Issuer's Website Cut-off date 2. Regulatory Summary UCITS Compliance (Y/N) CRR Compliance (Y/N) LCR status 3. General Cover Pool / Covered Bond Information 1.General Information Total Cover Assets Outstanding Covered Bonds 2. Over-collateralisation (OC) OC (%) 3. Cover Pool Composition Mortgages Public Sector Shipping Substitute Assets Other (cash) 4. Cover Pool Amortisation Profile Weighted Average Life (in years) G.3.4.2 G.3.4.3 G.3.4.4 G.3.4.5 G.3.4.6 G.3.4.7 G.3.4.8 Residual Life (mn) By buckets: 0-1 Y 1-2 Y 2-3 Y 3-4 Y 4-5 Y 5-10 Y 10+ Y G.3.4.9 5. Maturity of Covered Bonds G.3.5.1 Weighted Average life (in years) Maturity (mn) EURO The Netherlands Andorra Capital Agricol Reig, B.V. www.andbank.com 20/11/2021 N N www.andbank.com Nominal (mn) 172,48 135,00 Legal / Regulatory ND1 Actual 27,76% Minimum Committed Nominal (mn) 11,10% % Cover Pool Purpose ND1 119,99 69,57% 0 0% 0 0% 0 0% 52,49 30,43% Total 172,48 100% Contractual 15,19 Expected Upon Prepayments ND2 % Total Contractual % Total Expected Upon Prepayments 0,03 ND2 0,48 ND2 1,14 ND2 1,16 ND2 1,37 ND2 13,71 ND2 102,10 ND2 Total 119,99 0 Initial Maturity Extended Maturity 5 ND2 0,03% 0,40% 0,95% 0,96% 1,14% 11,43% 85,10% 100,00% % Total Initial Maturity 0% % Total Extended Maturity G.3.5.2 By buckets: G.3.5.3 0-1 Y 135,00 ND2 100,00% G.3.5.4 1-2 Y 0 ND2 0,00% G.3.5.5 2-3 Y 0 ND2 0,00% G.3.5.6 3-4 Y 0 ND2 0,00% G.3.5.7 4-5 Y 0 ND2 0,00% G.3.5.8 5-10 Y 0 ND2 0,00% G.3.5.9 10+ Y 0 ND2 0,00% G.3.5.10 Total 135,00 0 100,00% 0%#3G.3.6.1 G.3.6.16 6. Covered Assets - Currency EUR Nominal [before hedging] (mn) Total 172,48 172,48 Nominal [after hedging] (mn) ND2 0 % Total [before] 100,00% 100,00% % Total [after] G.3.7.1 7. Covered Bonds - Currency EUR G.3.7.16 Total Nominal [before hedging] (mn) 135,00 135,00 Nominal [after hedging] (mn) ND2 0 8. Covered Bonds - Breakdown by interest rate G.3.8.1 Fixed coupon Nominal [before hedging] (mn) 0 Nominal [after hedging] (mn) ND2 G.3.8.2 Floating coupon 135,00 ND2 G.3.8.3. Other G.3.8.4 Total 0 135,00 ND2 ND2 9. Substitute Assets - Type G.3.9.6 Total 10. Substitute Assets - Country G.3.10.16 Total G.3.11.1 G.3.11.2 11. Liquid Assets Substitute and other marketable assets Central bank eligible assets Nominal (mn) Nominal (mn) Nominal (mn) 0 0 G.3.11.3 Other (cash) G.3.11.4 0 0 52,49 Total 52,49 0% % Cover Pool 0,00% 0,00% 30,43% 30,43% % Total [before] 100,00% 100,00% % Total [before] 0,00% 100,00% 0,00% 100,00% % Substitute Assets 0% % Substitute Assets 0% % Total [after] % Total [after] % Covered Bonds 0,00% 0,00% 38,88% 38,88% G.3.12.1 G.3.13.1 G.3.13.2 G.3.13.3 12. Bond List Bond list 13. Derivatives & Swaps Derivatives in the register / cover pool [notional] (mn) Type of interest rate swaps (intra-group, external or both) Type of currency rate swaps (intra-group, external or both) 4. References to Capital Requirements Regulation (CRR) 129(7) ND2 0 0 0 Row Row The issuer believes that, at the time of its issuance and based on transparency data made publicly available by the issuer, these covered bonds would satisfy the eligibility criteria for Article 129(7) of the Capital Requirements Regulation (EU) 648/2012. It should be noted, however, that whether or not exposures in the form of covered bonds are eligible to preferential treatment under Regulation (EU) 648/2012 is ultimately a matter to be determined by a relevant investor institution and its relevant supervisory authority and the issuer does not accept any responsibility in this regard. G.4.1.1 (i) Value of the cover pool outstanding covered bonds: 172 MM € G.4.1.2 G.4.1.3 G.4.1.4 G.4.1.5 G.4.1.6 G.4.1.7 G.4.1.8 G.4.1.9 G.4.1.11 G.4.1.12 G.4.1.13 G.5.1.1 (i) Value of covered bonds: (ii) (ii) (ii) Geographical distribution: Type of cover assets: Loan size: (ii) Interest rate risk - cover pool: (ii) Currency risk-cover pool: (ii) Interest rate risk - covered bond: (ii) Currency risk-covered bond: (iii) Maturity structure of cover assets: (iii) Maturity structure of covered bonds: (iv) Percentage of loans more than ninety days past due: 5. References to Capital Requirements Regulation (CRR) 129(1) Exposure to credit institute credit quality step 1 & 2 6. Other relevant information 135 MM € Andorra 100% Mortgages For Residential Mortgage Assets Average loan size (000s) 82.979€ see IR Mortgage Assets -6. Breakdown by Interest Rate EUR Floating coupon EUR Weighted Average Life (in years) 15,19. Weighted Average life (in years) 5 0,66%#4B. Investor Report - Mortgage Assets Reporting in Domestic Currency CONTENT OF TAB B 7. Mortgage Assets 7.A Residential Cover Pool EURO Field Number 7. Mortgage Assets 1. Property Type Information Residential Commercial Other M.7.1.1 M.7.1.2 M.7.1.3 M.7.1.4 2. General Information M.7.2.1 Number of mortgage loans 3. Concentration Risks M.7.3.1 OM.7.4.1 M.7.5.1 M.7.5.2 M.7.5.3 M.7.5.4 M.7.5.5 M.7.5.6 M.7.5.7 M.7.6.1 M.7.6.2 M.7.6.3 M.7.7.1 M.7.7.2 M.7.7.3 M.7.8.1 M.7.8.2 M.7.8.3 M.7.8.4 M.7.8.5 M.7.9.1 10 largest exposures 4. Breakdown by Geography ANDORRA 5. Breakdown by domestic regions CANILLO ENCAMP ORDINO LA MASSANA ANDORRA LA VELLA SANT JULIA DE LORIA ESCALDES-ENGORDANY 6. Breakdown by Interest Rate Fixed rate Floating rate Other 7. Breakdown by Repayment Type Bullet/interest only Amortising Other 8. Loan Seasoning weighted average seasoning (in years) Up to 12months ≥ 12 24 months ≥ 24 36 months ≥ 36 60 months ≥ 60 months 9. Non-Performing Loans (NPLs) % NPLs 10. Deferral-payments due to COVID-19 Non-deferral payments Deferral Payments Total Nominal (mn) 119,99 0 0 119,99 Residential Loans 1.446 % Residential Loans 4,99% % Residential Loans 100% % Residential Loans 8,65% 26,39% 9,51% 23,93% 11,89% 8,57% 11,07% % Residential Loans 5,58% 94,42% 0,00% % Residential Loans 17,43% 82,57% 0,00% % Residential Loans 12,65 8,05% 4,32% 1,93% 3,32% 82,39% % Residential Loans 0,66% Nominal (mn) 113,59 6,40 Total 119,99 Commercial Loans 0 % Commercial Loans 0 % Commercial Loans 0% % Commercial Loans 0% 0% 0% 0% 0% 0% 0% % Commercial Loans 0 0 0 % Commercial Loans 0 0 0 % Commercial Loans 0% 0% 0% 0% 0% % Commercial Loans 0,00% Number of Loans 1.394 52 1.446 19/07/2021 % Total Mortgages 100,00% 0,00% 0,00% 100,00% Total Mortgages 1.446 % Total Mortgages 4,99% % Total Mortgages 100% % Total Mortgages 8,65% 26,39% 9,51% 23,93% 11,89% 8,57% 11,07% % Total Mortgages 5,58% 94,42% 0,00% % Total Mortgages 17,43% 82,57% 0,00% % Total Mortgages 8,05% 4,32% 1,93% 3,32% 82,39% % Total Mortgages 0,66% % s/ Nominal 94,67% 5,33% 100,00% % s/ Number of Loans 96,40% 3,60% 100,00%#5M.7A.10.1 M.7A.10.2 M.7A.10.3 7.A Residential Cover Pool 10. Loan Size Information Average loan size (000s) By buckets (mn): 0-50.000€ 50.001€ -100.000€ 100.001€-150.000€ M.7A.10.4 M.7A.10.5 M.7A.10.6 M.7A.10.7 M.7A.10.8 M.7A.10.9 M.7A.10.10 M.7A.10.11 M.7A.10.12 M.7A.10.13 M.7A.10.26 M.7A.11.1 M.7A.11.2 M.7A.11.3 M.7A.11.4 M.7A.11.5 M.7A.11.6 M.7A.11.7 M.7A.11.8 M.7A.11.9 M.7A.11.10 M.7A.12.1 M.7A.13.1 M.7A.13.2 M.7A.14.1 150.001€-200.000€ 200.001€-250.000€ 250.001€-300.000€ 300.001€-400.000€ 400.001€ -500.000€ 500.001€-600.000€ 600.001€-700.000€ 700.001€-1.000.000€ 1.000.001€-1.400.000€ 11. Loan to Value (LTV) Information - UNINDEXED Weighted Average LTV (%) By LTV buckets (mn): >0-<=40% >40-<=50% >50-<=60% >60-<=70% >70-<=80% >80-<=90% >90-<=100% >100% Nominal 82.979 Number of Loans 1.446 % Residential Loans % No. of Loans 12,39 445 10,32% 30,77% 45,61 638 38,01% 44,12% 25,44 207 21,20% 14,32% 14,97 87 12,48% 6,02% 7,87 36 6,56% 2,49% 2,16 8 1,80% 0,55% 5,49 16 4,57% 1,11% 0,84 2 0,70% 0,14% 2,25 4 1,87% 0,28% 0,61 1 0,51% 0,07% 0,85 1 0,71% 0,07% 1,50 1 1,25% 0,07% Total 119,99 1.446 100,00% 100,00% Nominal 55% Number of Loans 1.446 % Residential Loans % No. of Loans Total 30,02 441 16,61 142 15,35 125 21,49 252 25,65 342 9,74 124 0,04 1 1,10 19 119,99 1.446 Nominal ND1 25,02% 13,84% 30,50% 9,82% 12,79% 8,64% 17,91% 17,43% 21,38% 23,65% 8,12% 8,58% 0,03% 0,07% 0,91% 1,31% 100,00% 100,00% 12. Loan to Value (LTV) Information - INDEXED Weighted Average LTV (%) 13. Breakdown by type Owner occupied Second home/Holiday houses 14. Loan by Ranking 1st lien / No prior ranks. 7B Commercial Cover Pool % Residential Loans 98,51% 1,49% % Residential Loans 100,00% ND2 Number of Loans % Residential Loans % No. of Loans#6C. Investor Report- Glossary The definitions below reflect the national specificities Field Number IRG.1.1 IRG.1.2 IRG.1.3 IRG.1.4 IRG.1.5 IRG.1.6 IRG.1.7 Investor Report Glossary OC Calculation: Actual OC Calculation: Legal minimum OC Calculation: Committed Interest Rate Types Residual Life Buckets of Cover assets [i.e. how is the contractual and/or expected residual life defined? What assumptions eg, in terms of prepayments? etc.] Maturity Buckets of Covered Bonds [i.e. how is the contractual and/or expected maturity defined? What maturity structure (hard bullet, soft bullet, conditional pass through)? Under what conditions/circumstances? Etc.] LTV: Definition LTV Ratio LTVs: Frequency and time of last valuation Reason for No Data Not applicable for the jurisdiction Not relevant for the issuer and/or CB programme at the present time Not available at the present time See Asset Coverage Test 90% of Eligible assets 90% of Eligible assets Fixed Rate (rate constant > 1 year); Floating Rate (rate constant ≤ 1 year) Covered assets are bucketed based on the remaining term of the contract interest term of the loan at inception or from last renewal. Covered bonds can be issued on any term with soft bullet maturities (extendable for an additional year from contractual maturity date). According to Moody's criteria: Loan to unindexed value of the guarantees. Where there are multiple properties backing a single loan, the aggregate value of all loans and valuations across all properties should be used. Means the ratio of the outstanding balance of a Mortgage Loan to the value of the Property securing that Mortgage Loan Effective July 25, 2017, property values for LTV must be indexed at least on a quarterly basis. Value ND1 ND2 ND3 IRG.1.8 IRG.1.9 IR IR IR RRR#7Andbank Disclaimer - Important notices The information provided on this Report is not intended for distribution to, or use by, any person or entity in any jurisdiction where such distribution or use would be contrary to local law, or which would subject us or any Issuer, to any authorisation, registration or other requirement within such jurisdiction. You agree not to use or export the information or materials available on this Report in violation of laws in your jurisdiction. TERMS OF USE The Report is intended for use as a directory of information relating to covered bond products ("Products") (the "Product Information") by the issuer of ("Issuer"), or potential investor in ("Investor"), such Products (an Issuer, Investor, or any other person accessing this report, each a "User" or "you"). This report does not constitute, nor contain, any form of credit rating, any offer to sell (or the solicitation of an offer to purchase) any Product, nor does it constitute a recommendation, or investment advice (or any other type of advice) upon which reliance should be placed. These terms and conditions together with the documents referred to in them set out the terms of use ("T&Cs") on which (a) an Issuer; (b) Investor; or (c) any other User, may make use of the Report. The General T&Cs apply to all Users. INVESTOR T&Cs 1. DIRECTORY SERVICES The Report is intended to provide you with certain information from Issuer regarding the its Products. 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You also agree: ⚫ not to reproduce, duplicate, copy or re-sell any part of the Report in contravention of the provisions of our Terms of Use; and ⚫ not to access without authority, interfere with, damage or disrupt: any part of the Report; ⚫ any equipment or network on which the Report is stored; ⚫ any software used in the provision of the Report; or ⚫ any equipment or network or software owned or used by any third party.#8Cover Pool Guarantor Monthly Asset Coverage Report 1 Current Credit Ratings Euro 500,000,000 Covered Bond Programme unconditionally and irrevocably guaranteed by Andorra Banc Agricol Reig, S.A. Andorra Banc Agricol Reig, S.A. Andorra (country) 2 Covered Bonds Issues Long Term Short term BBB+ (Fitch) N/A BBB (Fitch) F3 (Fitch) BBB/BBB+ (S&P / Fitch) A-2/F2 (S&P/ Fitch) Issue Date Coupon Maturity Date Covered Bonds Outstanding 25-jul-17 Euribor 3 month +1% 25-jul-22 Remaining Term 0,59 years Nominal Amount 135.000.000 € 3 Overcollateralization. Cover Pool Other Assets Covered Bond Outstanding OC (%) OC under COVID-19 deferral-payment 20-dic-21 18-nov-21 18-oct-21 20-sep-21 18-ago-21 119.987.682 € 121.933.576 € 123.779.607 € 124.898.558 € 127.037.920 € 19-jul-21 128.450.561 € 18-jun-21 18-may-21 130.226.356 € 131.840.075 € 19-abr-21 133.509.387 € 18-mar-21 136.286.811 € 22-feb-21 137.565.075 € 18-ene-21 138.968.240 € 18-dic-20 140.115.907 € 18-nov-20 141.752.189 € 19-oct-20 143.691.582 € 21-sep-20 145.863,098 € 18-ago-20 147.437.926 € 20-jul-201 148.580.350 € 19-jun-20 18-may-201 149.562.581 € 52.488.232 € 50.637.565 € 48.727.636 € 47.884.745€ 45.621.094 € 44.181.931 € 42.347.596 € 41.007.848 € 40.035.714 € 37.194.936 € 36.143.435 € 34.703.906 € 33.421.277 € 31.798.143 € 29.840.283 € 28.023.370 € 26.301.288 € 25.452.619 € 23.960.413 € 135.000.000 € 135.000.000 € 135.000.000 € 135.000.000 € 135.000.000 € 135.000.000 € 135.000.000 € 135.000.000 € 135.000.000 € 135.000.000 € 135.000.000 € 135.000.000 € 135.000.000 € 135,000,000 € 135.000.000 € 135.000.000 € 135.000.000 € 135.000.000 € 27,76% 27,83% 27,78% 27,99% 27,90% 27,88% 27,83% 28,04% 28,55% 28,50% €6.399.919,15 28,67% 28,65% 28,55% 28,56% 28,54% 28,80% 28,70% 28,91% 135.000.000 € 28,54% 150.703.076 € 22.648.702 € 135.000.000 € 28,41% 20-abr-20 152.091.766 € 22.276.772 € 135.000.000 € 29,16% 18-mar-20 152.892.201 € 20.421.731 € 135,000,000 € 28,38% 18-feb-20 154.182.478 € 19.076.494 € 20-ene-20 156.354.503 € 17.358.409 € 18-dic-19 158.145.435 € 18-nov-19 142.940.925 € 16.198.269 € 31.163.274 € 135.000.000 € 135.000.000 € 135.000.000 € 28,34% 28,68% 29,14% 135.000.000 € 28,97% 18-oct-19 144.152.068 € 29.908.671 € 135.000.000 € 28,93% 18-sep-19 146.285.264 € 27.991.220 € 135.000.000 € 29,09% 19-ago-19 147.543.946 € 27.003.713 € 135.000.000 € 29,29% 18-jul-19 148.904.290 € 25.446.829 € 135.000.000 € 29.15% 18-jun-19 150.422.840 € 23.974.910 € 135.000.000 € 29,18% 20-may-19 152.137.667 € 22.144.965 € 135.000.000 € 29,10% 18-abr-191 153.453.518 € 20.827.202€ 135.000.000 € 29,10% 18-mar-19 154.891.312 € 19.401.134 € 18-feb-19 156.624.756 € 17.601.207 € 18-ene-19 158.099.174 € 16.165.516 € 18-dic-18 154.693.039 € 19.553.564 € 16-nov-18 156.581.405 € 17.513.131 € 18-oct-18 157.483.839 € 16.812.970 € 18-Sep-18 158.655.061 € 17-ago-18 159.494,225 € 18-jul-18 161.567.723 € 18-jun-18 18-may-18 157.744.799 € 159.476.117 € 18-abr-18 160.782.654 € 19-mar-18 161.708.083 € 15.590.051 € 14.489.504 € 11.686.750 € 16.410.921 € 14.584.500 € 13.387.670 € 12.350.757 € 19-feb-18 162.637.357 € 11.178.904 € 18-ene-18 164.926.280 € 8.971.380 € 18-dic-17 166.258.430 € 7.679.474 € 135.000.000 € 135.000.000 € 135.000.000 € 135.000.000 € 135,000,000 € 135.000.000 € 135.000.000 € 135.000.000 € 135.000.000 € 135.000.000 € 135.000.000 € 135.000.000 € 135,000,000 € 135.000.000 € 135.000.000 € 135.000.000 € 29,11% 29,06% 29,08% 29,07% 28,96% 29,11% 29,07% 28,88% 28,34% 29,00% 28,93% 29,02% 28,93% 28,75% 28,81% 28,84% 17-nov-17 168.715.310 € 5.027.591 € 100.000.000 € 73,74% 18-oct-17 170.167.416 € 3.698.525 € 18-Sep-17 171.505.109 € 2.180.778 € 100.000.000 € 100.000.000 € 73,87% 73,69% 4 Asset Coverage Test A Adjusted C D Aggregate Loan Aggregate Principal Amount Outstanding Test Result Amount (Pass/Fail) Covered Bond to Adjusted Aggregate Loan Percentage (%) 20-dic-21 107.827.219 €* 56.701.027 € 0 € 0 € 164.528.246 € 18-nov-21 109.211.872 € 54.744.795 € 0 € 0 € 163.956.667 € 135.000.000 € 135.000.000 € Pass 82.05% Pass 82,34% 18-oct-21 110.850.433 € 52.889.568 € 0 € 0 € 163.740.000 € 135.000.000 € Pass 82,45% 20-sep-21 111.839.039 € 51.762.096 € 0 € 0 € 163.601.135 € 135.000.000 € Pass 82.52% 18-ago-21 113.645.346 € 49.612.602 € 0 € 0 € 163.257.948 € 135.000.000 € Pass 82,69% 19-jul-21 115.012.829 € 48.188.796 € 0 € 0€ 163.201.625 € 135.000.000 € Pass 82,72% 18-jun-21 116.547.888 € 46.402.373 € 0 € 0€ 162.950.261 € 135.000.000 € Pass 82,85% 18-may-21 117,999.009 € 44.771.539 € 0 € 0€ 162.770.548 € 135.000.000 € Pass 82,94% 19-abr-21 119.552.200 € 43.083.122 € 0 € 0 € 162.635.323 € 135.000.000 € Pass 83,01% 18-mar-21 122.115.774 € 40.288.385 € 0 € 0 € 162.404.159 € 135.000.000 € Pass 83,13% 22-feb-21 123.317.495 € 38.993.583 € 0 € 0 € 162.311.078 € 135.000.000 € Pass 83.17% 18-ene-21 124.839.077 € 37.573.784 € 0 € 0 € 162.412.861 € 135.000.000 € Pass 83.12% 18-dic-201 125.871.741 € 36.412.995 € 0 € 0 € 162.284.737 € 135.000.000 € Pass 83,19% 18-nov-20 127.559.779 € 34.763.762 € 0 € 0€ 162.323.541 € 135.000.000 € Pass 83,17% 19-oct-20 129.305.312 € 32.777.042 € 0 € 0€ 162.082.354 € 135.000.000 € Pass 83,29% 21-sep-20 131.000.333 € 30.543.579 € 0 € 0€ 161.543.912 € 135.000.000 € Pass 83,57% 18-ago-20 132.418.124 € 28.958.249 € 0 € 0 € 161.376.373 € 135.000.000 € Pass 83,66% 20-jul-20 133.446.753 € 27.818.595€ 0 € 0 € 161.265.348 € 135.000.000 € Pass 83,71% 19-jun-201 134.230.755 € 27.805.453 € 0 € 0€ 162.036.208 € 135.000.000 € Pass 83,31% 18-may-20 135.277.947 € 26.652.111 € 0 € 0 € 161.930.058 € 135.000.000 € Pass 83,37% 20-abr-20 136.505.153 € 25.251.733 € 0 € 0 € 161.756.886 € 135.000.000 € Pass 83,46% 18-mar-201 137.246.591 € 24.440.386 € 0 € 0€ 161.686.978 € 135.000.000 € Pass 83,49% 18-feb-201 138.490.879 € 23.140.463 € 0 € 0€ 161.631.342 € 135.000.000 € Pass 83,52% 20-ene-20 140.445.734 € 20.960.918 € 0 € 0€ 161.406.652 € 135.000.000 € Pass 83,64% 18-dic-19 142.143.542 € 19.161.804 € 0 € 0 € 161.305.345 € 135.000.000 € Pass 83,69% 18-nov-19 128.459.541 € 34.359.535 € 0 € 0 € 162.819.076 € 135.000.000 € Pass 82,91% 18-oct-19 129.549.572 € 33.142.127 € 0 € 0 € 162.691.698 € 135.000.000 € Pass 82.98% 18-Sep-19 131.620.900 € 31.004.091 € 0 € 0 € 162.624.991 € 135.000.000 € Pass 83,01% 19-ago-19 132.753.773 € 29.739.706 € 0 € 0 € 162.493.479 € 135.000.000 € Pass 83,08% 18-jul-19 133.978.142 € 28.375.374 € 0 € 0€ 162.353.516 € 135.000.000 € Pass 83,15% 18-jun-19 135.344.895 € 26.852.960 € 0 € 0 € 162.197.855 € 135.000.000 € Pass 83,23% 20-may-19 136.888.299 € 25.133.591 € 0 € 0 € 162.021.889 € 135.000.000 € Pass 83,32% 18-abr-19 138.072.623 € 23.811.973 € 0 € 0 € 161.884.595 € 135.000.000 € Pass 83,39% 18-mar-19 139.366.698 € 22.373.344 € 0 € 0€ 161.740.042 € 135.000.000 € Pass 83,47% 18-feb-19 140.910.262 € 20.639.066 € 0 € 0€ 161.549.328 € 135.000.000 € Pass 83,57% 18-ene-19 142.237.299 € 19.163.814 € 0 € 0 € 161.401.113 € 135.000.000 € Pass 83,64% 18-dic-18 139.223.735 € 22.569.114 € 0 € 0€ 161.792.850 € 135.000.000 € Pass 83,44% 16-nov-18 140.871.427 € 20.680.749 € 0 € 0€ 161.552.175€ 135.000.000 € Pass 83.56% 18-oct-18 141.683.678 € 19.775.182 € 0 € 0 € 161.458.860 € 135.000.000 € Pass 83,61% 18-sep-18 142.789.555 € 18.602.457 € 0 € 0 € 161.392.012 € 135.000.000 € Pass 83,65% 17-ago-18 143.544.802 € 17.762.093 € 0 € 0 € 161.306.896 € 135.000.000 € Pass 83,69% 18-jul-18 145.410.950 € 15.687.396 € 0 € 0 € 161.098.346 € 135.000.000 € Pass 83,80% 18-jun-18 141.917.003 € 18.107.787 € 0 € 0€ 160.024.789 € 135.000.000 € Passi 84.36% 18-may-18 143.475.666 € 16.370.618 € 0 € 0€ 159.846.284 € 135.000.000 € Pass 84.46% 18-abr-18. 144.704.389 € 15.051.226 € 0 € 0€ 159.755.615 € 135.000.000 € Pass 84,50% 19-mar-18 145.537.274 € 14.121.363 € 0 € 0 € 159.658.638 € 135.000.000 € Pass 84,56% 19-feb-18 146.373.621 € 10.897.833 € 0 € 0 € 157.271.454 € 135.000.000 € Pass 85,84% 18-ene-18 148.433.652 € 8.605.167 € 0 € 0 € 18-dic-17 149.632.587 € 7.269.527 € 0 € 0 € 157.038.819 € 156.902.114 € 135.000.000 € Pass 85,97% 135.000.000 € Pass 86,04% 17-nov-17 151.843.779 € 4.809.486 € 0 € 0€ 18-oct-17 153.150,674 € 154.354.598 € 3.341.477 € 0€ 0€ 2.001.239 € 0 € 0€ 156.653.265 € 156.492.151 € 156.355.837 € 100.000.000 € Passi 63.84% 100,000,000 € 100.000.000 € Passi 63.90% Pass 63,96% 18-sep-17 5 Contacts Financial Divisions Other reports on Andbank website 6 Notes off wich Mortgage Loans subject to deferral-payment due to COVID-19 effect: €5.759.927 [email protected]; [email protected] http://www.andbank.com/en/about-us/andbank-publications-