#1PGIM India Mutual Fund Gain from experience CORPORATE PROFILE#2PGIM India Mutual Fund GAIN FROM EXPERIENCE As always, experience gives you an edge. Powered by its in-depth learnings, PGIM India Mutual Fund helps you manage money better. PGIM, built on a 140-year legacy. To know more, contact your financial advisor.#3PGIM India Mutual Fund About Us PGIM (INDIA) 18,447 CRORES* ASSETS UNDER MANAGEMENT AS ON 31/12/2021 PGIM 111 LAC CRORES ASSETS UNDER MANAGEMENT AS ON 30/09/2021 The Global Investment Management Business of PFI Prudential Financial (PFI) 126 LAC CRORES ASSETS UNDER MANAGEMENT AS ON 30/09/2021 Source: www.pgim.com and www.prudential.com. *For AUM Breakup please refer slide no. 43 This information has been prepared by PGIM, Inc ("PGIM"). PGIM is the premirary asset management business of PFI and is a registered investment advisor with the US Securities and Exhange Commission. PFI, a company with corporate headquaters in the US, is not affiliated in any manner with Prudential plc, a company incorporated in the United Kingdom. CORPORATE PROFILE 2#4PGIM India Mutual Fund About Us Chicago Global Footprint Boston Luxembourg Dublin Amsterdam London Frankfurt Munich New York Newark Paris Milan Madison Minneapolis Memphis San Francisco Los Angeles Dallas Atlanta Orlando Miami Mexico City Position of Strength Ranking Based on Worldwide Assets Top 10 Asset Managers Assets ($ Billions) 1 BlackRock Inc. Tokyo $5,150 2 Vanguard Group Inc. $4,761 3m State Street Global Advisors $2,517 Mumbai 4 BNY Mellon Investment 0 Hong Kong Management $1,784 Sin5p Fidelity Investments $1,746 6 Legal & General Investment Management $1,684 7 J.P. Morgan Asset Management $1,422 Sydney 8 Wellington Management Group LLP $1,289 9 Amundi $1,280 $1,252 10TH largest global asset manager1 1300+ investment professionals 39 OFFICES 17 COUNTRIES PGIM is the investment management business of Prudential Financial, Inc. (PFI); PFI is the 10th largest investment manager (out of 477 firms surveyed) in terms of global assets under management based on Pensions & Investments Top Money Managers list published on May 31, 2021. This ranking represents global assets under management by PFI as of December 31, 2020. *PGIM is the investment management business of Prudential Financial, Inc. (PFI); PFI is the 10th largest institutional investment manager (out of 477 firms surveyed) in terms of global institutional assets under management based on Pensions & Investments Top Money Managers list published on May 31, 2021. This ranking represents institutional assets under management by PFI as of December 31, 2020. Source: www.pgim.com CORPORATE PROFILE 10 PFI* 3#5INDIA BUSINESS#6PGIM India Mutual Fund PGIM India Asset Management PGIM India Mutual Fund is a wholly owned business of PGIM, the global investment management business of the US based PFI. Network 27 CITIES No of open-ended Investment products EQUITY FUNDS - 12 FIXED INCOME - 10 Investment Team size 15 CORPORATE PROFILE Differentiated ASSET ALLOCATION SOLUTIONS 10000+ DISTRIBUTORS Total no. of years of experience of investment team 229 YEARS PORTFOLIO MANAGEMENT SERVICES: STRATEGIES - 2 PGIM India Core Equity Portfolio PGIM India Phoenix Portfolio 5#7PGIM India Mutual Fund PGIM India Team CORPORATE PROFILE Trustee Directors Sidhartha Pradhan Independent Director Work Experience: 42 years+ Ex IRS, Member of the High Level Committee, appointed by the Finance Minister Kanakasabapathy Kumar Independent Director Work Experience: 40 years+ Diverse experience in Capital Markets, Financial institution s & Financial services AMC Directors Sivaraman Narayanaswami Independent Director Work Experience: 34 years+ Ex-President and Whole Time Director, L&T Finance Holdings (LTFH) Indrasena Yalala Reddy Associate Director Work Experience: 30 years+ Chief Technology and Operations Officer (CT&OO) for PGM Investments Dr. V.R. Narasimhan Independent Director Work Experience: 35 years+ Ex-Chief of Regulatory Division, NSE Muralidharan Rajamani Independent Director Work Experience: 33 years+ Ex-CEO/COO/Top Leadership, ICICI Bank, Dhanlaxmi Bank & L&T Financial Services 6#8PGIM India Mutual Fund PGIM India Management Team Ajit Menon Chief Executive Officer An industry veteran, with over 25 years of experience in business strategy, distribution, sales and marketing. Srinivas Rao Ravuri Chief Investment Officer Collectively over 26 years of experience in Indian financial markets, primarily in equity research & Fund Management Vinod Venkateswaran Chief Operating Officer Over 20 years of experience across Operations, Customer Services, Projects, Process Management, Legal, Secretarial, Technology and Facilities Abhishek Tiwari Chief Business Officer Over 15 years of experience in Sales & Distribution of financial products CORPORATE PROFILE 7#9EQUITIES TEAM, PHILOSOPHY, PROCESS AND PROPOSITION#10PGIM India Mutual Fund PGIM India Investment Team ALOK AGARWAL Sr. Fund Manager - Equities Total Work Experience: 19 years+ HITASH DANG Dealer Equity and Co-Fund Manager-Equity, Total Work Experience: 22 years+ CORPORATE PROFILE SRINIVAS RAO RAVURI Chief Investment Officer Total Work Experience: 26 years+ ANIRUDDHA NAHA Head - Equities Total Work Experience: 17 years+ RAVI ADUKIA Dedicated Fund Manager - Overseas Investments Total Work Experience: 15 years+ UTKARSH KATKORIA Fund Manager Equity Total Work Experience: 14 years+ RAHUL JAGWANI Research Analyst - Equities Total Work Experience: 9 years+ A. ANANDHA Fund Manager Equities Total Work Experience: 13 years+ VIVEK SHARMA Assistant Fund Manager - Equity Total Work Experience: 15 years+ 9#11PGIM India Mutual Fund Philosophy: We Use GARP Approach To Provide Superior Risk Adjusted Return CORPORATE PROFILE Demonstrated Corporate Governance Long Term Perspective Sustainable Earnings Growth Growth potential At Reasonable Price Capital Efficiency 10#12PGIM India Mutual Fund Portfolio Construction Process Three filters for inclusion in the investment universe Operating Cash Flow positive for 7 out of 10 years* Demonstrated Corporate Governance Debt to Equity ratio < 3 Nifty 50, Nifty Midcap 100, BSE 200 and Top 250 stocks defined by AMFI are automatically part of the universe 2000 potential stocks for inclusion in the 450+ Stock investment Universe 30-50 stocks in each fund based on its mandate investment Universe * In companies with less than 10 years of data available, at least 70% of the years should have generated positive operating cash flows. CORPORATE PROFILE 11#13PGIM India Mutual Fund Our Portfolio Construction Process Combines Top Down and Bottom-up Analysis 1 Top Down approach to study macroeconomic environment 4 Identify areas where profit pools are concentrated 2 Identify themes benefitting from structural trends 5 Use Bottom-up analysis to identify stocks benefitting the most from the profit pools 3 Study the full value chain 6 95% of any portfolio has to be from the investment universe CORPORATE PROFILE Primary endeavor is to identify profit pools and stocks that benefit from them 12#14PGIM India Mutual Fund Our Proposition CORPORATE PROFILE Active Management Better Quality Endeavor to maintain minimal portfolio overlap vis a vis benchmark for genuine diversification We strive to construct portfolios with superior quality in terms of higher ROE versus the benchmark. Low Leverage High Conviction Ideas We prefer to buy companies with low debt to equity ratio as they tend to be resilient over the cycles. Concentrated portfolios with adequate diversification 13#15FIXED ÎNCOME TEAM, PHILOSOPHY, PROCESS AND PROPOSITION‣#16PGIM India Mutual Fund PGIM India Fixed Income Team KUNAL JAIN Fund Manager - Fixed Income Work Experience 12 years+ CORPORATE PROFILE SRINIVAS RAO RAVURI Chief Investment Officer Total Work Experience: 26 years+ PUNEET PAL Head Fixed Income Work Experience: 18 years+ ANKUR MURARKA, CFA Fund Manager & Dealer - Fixed Income Work Experience 10 years+ ADITI GUPTA Credit Analyst Work Experience 4 years+ ANKIT SHAH Fund Manager & Trader - Fixed Income Work Experience 11 years+ 15#17PGIM India Mutual Fund Philosophy: Managing Risk, Quality & Liquidity as cornerstones CORPORATE PROFILE PGIM Manage risk India Mutual Fund for consistent returns. Maintain a judicious mix of liquidity, External Rating is a starting point. Stick to circle of competence. Incremental YTM without adding substantial incremental risk. 16#18PGIM India Mutual Fund Fixed Income: Security Selection & Portfolio Construction Rigorous screening of ideas through external and proprietary resources Top down approach Global themes and trends Sectors with Headwinds/Tailwinds Thematic trend identification Identification of themes through analysis of economic cycles Top down research Identify stable sectors and look for low risk issuers within these sectors Bottom up - Primary research Detailed issuer analysis with focus on Financials, Mgmt qlty, Corp Governance, operating history Secondary research Inputs from Rating, equity research, Internal approval checks & filters - inclusion Bottom up approach Fundamental sector analysis Issuer level analysis CORPORATE PROFILE 17#19PGIM India Mutual Fund Fixed Income - Micro Research Key investment guiding CORPORATE PROFILE factors ■Credit quality focused on corporate analysis Corporate analysis - Non financials Industry analysis Corporate analysis - Financials Operating environment / regulatory positioning Market position / peer analysis Business risk and management Franchise positioning Risk positioning Financial risk Financial factors Issue structure Issue structure Instrument analysis Company-specific analysis Industry analysis Instrument analysis covering the prospectus, structure, covenants, seniority ■Maturity profile of the security Evaluating liquidity of the security Assessing risk adjusted returns relative to alternative investments of comparable tenors Prevailing and expected interest rate environment 18#20PGIM India Mutual Fund Our Proposition ས།། Returns commensurate with Risk Track record of delivering superior risk adjusted returns. 1 Differentiated solutions for Institutional as well as Individual investors Product construct keeping in mind requirements of the segment HWH CORPORATE PROFILE Experienced Fixed Income team Team with multi cycle experience on credit as well as duration side Strong Research Rigorous proprietary credit rating approach leveraging experience of PGIM 19#21PRODUCTS#22Return PGIM India Mutual Fund PGIM India - Equity and Equity Oriented Products PGIM India Arbitrage Fund CORPORATE PROFILE PGIM India Balanced PGIM India Equity avings Advantage Fund Fund PGIM India ELSS Tax PGIM India Flexi Cap Fund PGIM India Midcap Opportunities Fund Risk Reward Paradigm PGIM India Small Cap Fund PGIM India PGIM India Emerging Markets Global Equity Equity Fund Opportunities Fund PGIM India Global Select Real Estate Securities Fund of Fund Saver Fund PGIM India Large Cap Fund PGIM India Hybrid Equity Fund Risk 21#23YTM PGIM India Mutual Fund PGIM India - Fixed Income Products PGIM India Overnight Fund PGIM India Insta Cash Fund CORPORATE PROFILE PGIM India Banking and PSU Debt PGIM India Premier Bond Fund PGIM India Gilt Fund PGIM India Dynamic Bond Fund PGIM India Short Fund Maturity PGIM India PGIM India Low Duration Fund PGIM India Fund Money Market Fund Ultra Short Term Fund Duration 22#24PMS PORTFOLIO MANAGEMENT SERVICES#25PGIM India Mutual Fund PGIM India PMS Team Servicing Team 1 2 Dealing Team CORPORATE PROFILE Ajit Menon CEO Total Work Experience: 25 years+ 3 4 Surjitt Singh Arora PMS Portfolio Manager Work Experience: 16 years+ Manages: PGIM India Core Equity Portfolio, PGIM India Phoenix Portfolio Apurva Sharma PMS Analyst Work Experience 11 years+ 24#26PGIM India Mutual Fund PMS Products PGIM INDIA PHOENIX PORTFOLIO SMALLCAP AND MIDCAP Businesses that are experiencing or are expected to see an upturn either; due to a business turnaround or as a beneficiary of structural growth or are quoted at a discount to intrinsic value Rs. 750 Crore to Rs. 20,000 Crores No restrictions No restrictions Average ROE of 8% or higher in last 10 Years Positive operating cash flows in at least 6 out of 10 Years Valuation is lower than the expected growth rate in earnings over foreseeable future POSITIONING STRATEGY FOCUS MARKET CAP TURNOVER TRACK RECORD QUALITY CASH FLOW PRICE/VALUATION FILTERS PGIM INDIA CORE EQUITY PORTFOLIO MULTICAP Established quality businesses that are either; going through a period of temporary difficulty or ignored by the market, or quoted at a discount to intrinsic value No restrictions Rs. 400 Crores and above Minimum of 15 Year Existence ROCE of 20% or higher in at least 7 out of last 10 Years Generation of free cash flow in at least 7 out of last 10 Years Valuation is lower than its average valuation for past 10 years and/or valuation is lower than the expected growth rate in earnings over foreseeable future CORPORATE PROFILE Universe of 6000 Listed Companies Portfolio Universe of 350 - 380 Listed Companies At least 75% of the Portfolio will meet the above criteria 25#27ASSET ALLOCATION SOLUTIONS#28PGIM India Mutual Fund Solutions PGIM India Dynamic Advantage Asset Allocation Facility ("DAAAF") A P/E Based dynamic Asset Allocation facility which allocates assets to equity and debt on a comparison of current market level and long term historical trend PGIM India Agelinked Investment Asset Allocation Facility A Rule Based Asset allocation model which moves from aggressive to conservative investments with the investor's age Rules based Asset Allocation No market timing Rule of Thumb 100 MINUS AGE = EQUITY ALLOCATION Rebalancing Investments Helps to manage volatility effectively Takes the "Guess-work" out of asset allocation Greater risk taking in initial years when the scope for recovering from losses is higher Virtual "Sliding Scale" that can work at any age Gradually moves focus from accumulation to conservation of corpus CORPORATE PROFILE 27#29FEATURES#30PGIM India Mutual Fund Features CORPORATE PROFILE PGIM India Insta Access Facility Money at call upto Rs.50,000 PGIM India Long Term Withdrawal Facility Long Term Withdrawal Facility allows redemption of a fixed sum of money periodically in the most tax efficient manner. PGIM India Anywhere Transact Facility Enables anyone to transact anytime from anywhere over the phone by making a Call or by sending a SMS PGIM India Dividend Sweep Facility Allows automatic transfer of dividend earned from debt schemes to equity schemes Other Facilities SIP/Top up SIP/SWP/STP Standard features available 29#31PGIM India Mutual Fund Thought Leadership: White Papers Weathering Climate Change After The Great Lockdown The Future Means Business The Technology Frontier Emerging Markets End of Sovereignty A Silver Lining The Wealth of Cities at the Crossroads CORPORATE PROFILE 30#32ANNEXURE#33PGIM India Mutual Fund Our Investment Team CORPORATE PROFILE Srinivas Rao Ravuri Chief Investment Officer PGIM India Asset Management Pvt. Ltd. Srinivas Rao Ravuri is Chief Investment Officer at PGIM India Asset Management Pvt. Ltd. He is responsible for the overall investment platform of the company. He has over 26 years of experience in Indian financial markets, primarily in Equity Research & Fund Management. He is a B.Com and MBA Finance. In his last assignment, Srinivas was Senior Fund Manager - Equities at HDFC Asset Management Company Ltd. Prior to that, Srinivas was Senior Analyst at Motilal Oswal Securities Ltd. He has also worked with Edelweiss Capital Ltd., and Securities Capital Investments (I) Ltd., in the past Aniruddha Naha Head - Equities PGIM India Asset Management Pvt. Ltd. Aniruddha Naha is Head - Equities at PGIM India Asset Management Pvt. Ltd. He has over 17 years of industry experience in the equity and debt market. He has done his Masters in Finance & Control. In his last assignment, Aniruddha was Portfolio Manager - Avendus Wealth Management Pvt. Ltd. where he was their Head of PMS, Equity. Prior to that Aniruddha was Fund Manager - IDFC Asset Management Company Ltd. Aniruddha has also had stints as Portfolio Manager - Mirae Asset Global Investments (Hong Kong) Ltd. and as Fund Manager - DSP BlackRock Investment Managers Pvt. Ltd. Puneet Pal Head Fixed Income PGIM India Asset Management Pvt. Ltd. Puneet Pal is the Head-Fixed Income of PGIM India Asset Management Pvt. Ltd. He has over 18+ years of experience in the Debt markets within the Mutual Fund space. He is a MBA (Finance). In his last assignment, Puneet was Head - Fixed Income at BNP Paribas Asset Management India Pvt. Ltd. Prior to that Puneet was Sr. Vice President & Fund Manager at UTI Asset Management Company Ltd. He has also worked as Fund Manager at Tata Asset Management Ltd. 32#34PGIM India Mutual Fund Our Equity Investment Team CORPORATE PROFILE Alok Agarwal Senior Fund Manager - Equity PGIM India Asset Management Pvt. Ltd. Alok Agarwal is Senior Fund Manager - Equity at PGIM India Asset Management Pvt. Ltd. He has over 19 years of experience in equity markets. He is a CFA, CA, CMT and has done his MS (Finance) and M.Com. In his last assignment, Alok was Portfolio Manager - Equity at Deutsche AMC and Portfolio Manager - Equity at Deutsche Bank. Prior to that Alok was Head - PMS at K.R. Choksey Securities. He has also authored a few books on Financial Management. Ravi Adukia Dedicated Fund Manager - Overseas Investments PGIM India Asset Management Pvt. Ltd. Ravi Adukia is a Dedicated Fund Manager - Overseas Investments at PGIM India Asset Management Pvt. Ltd. He has over 15 years of experience in Indian financial markets, primarily in equity research. He is a CA, CS and CFA. In his last assignment, he has worked at Nomura Financial Advisory & Services India (P) Ltd. as Vice President (Equities). Prior to that he worked at Irevna Research Services (P) Ltd (Unit of Crisil Ltd) as Manager (Research) A Anandha Padmanabhan Assistant Fund Manager - Equity PGIM India Asset Management Pvt. Ltd. A Anandha Padmanabhan is an Assistant Fund Manager - Equity at PGIM India Asset Management Pvt. Ltd. He has over 13 years of experience in Indian financial markets, primarily in equity research. He is a ACA, CFA, FRM and has done his B.Com. In his last assignment, he has worked at Renaissance Investment Managers Private Ltd. as Equity Analyst. Prior to that he has worked at Canara Robeco Asset Management Company Ltd. as Equity Analyst. He has also worked at Canara Robeco Asset Management Company Ltd. as Fixed Income Dealer 33#35PGIM India Mutual Fund Our Equity Investment Team CORPORATE PROFILE Utkarsh Katkoria Fund Manager - Equity PGIM India Asset Management Pvt. Ltd. Utkarsh Katkoria is a Fund Manager - Equity at PGIM India Asset Management Pvt. Ltd. He has over 14 years of experience in the Financial Services Sector, covering equity research and investment management. He has done his Bachelor in Finance, MBA. In his last assignment, he worked at Deutsche Asset Management (India) Private Limited as Equity Dealer. Prior to that he has worked at Reliance Industries Limited as Trader/ Analyst. He has also worked at JM Financials Limited as Analyst Hitash Dang Dealer Equity and Co-Fund Manager-Equity, PGIM India Asset Management Pvt. Ltd. Hitash Dang is Dealer - Equity and Co-Fund Manager - Equity at PGIM India Asset Management Pvt. Ltd. He has over 22 years of experience in the Equity markets, Sales and Business Development. He is an MBA and has done his B.Com. Vivek Sharma Assistant Fund Manager - Equity PGIM India Asset Management Pvt. Ltd. Vivek Sharma is an Asst. Fund Manager - Equity, PGIM India Asset Management Pvt. Ltd. He has over 15 years of experience in Indian financial markets, primarily in equity research. He has done his PGDM (Finance). In his last assignment, he has worked at PGIM India Asset Management Pvt. Ltd. as Equity Analyst. Prior to that he has worked at ICICI Securities Ltd. as Equity Analyst. He has also worked at JP Morgan Services India Pvt. Ltd. as Associate - Investment Banking. 34#36PGIM India Mutual Fund Our Fixed Income Investment Team CORPORATE PROFILE Kunal Jain Fund Manager - Fixed Income PGIM India Asset Management Pvt. Ltd. Kunal Jain is a Fund Manager - Fixed Income at PGIM India Asset Management Pvt. Ltd. He has over 12 years of experience in the fund management of fixed income securities. Kunal has done his M.B.A in Finance & Marketing. In his last assignment, Kunal has worked as Fund Manager - Fixed Income at Indiabulls Asset Management Company Ltd. Prior to that, he has worked as Fund Manager - Fixed Income at LIC Mutual Fund Asset Management Ltd. He has also worked as Dealer - Fixed Income at Kotak Mahindra Asset Management Company Ltd. Ankur Murarka Fund Manager & Dealer Fixed Income PGIM India Asset Management Pvt. Ltd. Ankur Murarka is a Fund Manager and Dealer - Fixed Income at PGIM India Asset Management Pvt. Ltd. He has over 10 years of experience in the fund management of fixed income securities. Ankur has done his MBA (Finance), CFA In his last assignment, Ankur has worked as Manager - Fixed Income Investments at Reliance Nippon Life Insurance Company Ltd. Prior to that, he has worked as Dealer - Fixed Income at Prebon Yamane India Ltd. He has also worked as Associate Analyst at Morgan Stanley. 35#37PGIM India Mutual Fund Our Fixed Income Investment Team CORPORATE PROFILE Ankit Shah Fund Manager & Trader Fixed Income PGIM India Asset Management Pvt. Ltd. Ankit Shah is a Fund Manager and Trader - Fixed Income at PGIM India Asset Management Pvt. Ltd. He has over 8 years of experience in the debt market. Ankit has done his Master's Degree in Financial Services Management, B.com In his last assignment, Ankit has worked as Dealer - Fixed Income at India bulls Asset Management Co. Ltd. Prior to that, he has worked in Marketing at TCPL Packaging Ltd. He has also worked at the Fixed Income - Broking Desk at GEPL Capital Pvt. Ltd. Aditi Gupta Credit Analyst PGIM India Asset Management Pvt. Ltd. Aditi Gupta is a Credit Analyst at PGIM India Asset Management Pvt. Ltd. She has over 4 years of work experience. Aditi has done her BMS, MMS (Finance) In her last assignment, Aditi has worked in the Credit Ratings Team (BFSI Sector) at CARE Ratings. 36#38PGIM INDIA LARGE CAP FUND Large Cap Fund - An Open Ended Equity Scheme Predominantly Investing in Large Cap Stocks This product is suitable for investors who are seeking*: • Capital growth over the long term • Investment predominantly in equity and equity related securities of Large Cap companies Degree of risk- VERY HIGH *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Low to Moderate Moderate Moderately High High RISKOMETER Very High Investors understand that their principal will be at very high risk PGIM INDIA FLEXI CAP FUND (Earlier known as PGIM India Diversified Equity Fund) Flexi Cap Fund - An open ended dynamic equity scheme investing across large cap, mid cap, small cap stocks This product is suitable for investors who are seeking*: • Capital appreciation over long term • To generate income and capital appreciation by predominantly investing in an actively managed diversified portfolio of equity and equity related instruments including derivatives Degree of risk - VERY HIGH *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Low to Moderate/ Moderate Moderately High High RISKOMETER Very High Investors understand that their principal will be at very high risk PGIM INDIA MIDCAP OPPORTUNITIES FUND Mid Cap Fund- An open ended equity scheme predominantly investing in mid cap stocks This product is suitable for investors who are seeking*: • Capital appreciation over long run To achieve long term capital appreciation by predominantly investing in equity and equity related instruments of mid cap companies Degree of risk - VERY HIGH *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Lorate Moderate Moderately High High RISKOMETER Investors understand that their principal will be at very high risk PGIM INDIA SMALL CAP FUND An open-ended equity scheme predominantly investing in small cap stocks This product is suitable for investors who are seeking*: • Capital appreciation over a long period of time. • Investment in equity and equity related instruments of small cap companies. • Degree of risk - VERY HIGH. *Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Low to Moderate Moderate Modely RISKOMETER High Very High Investors understand that their principal will be at verey high risk#39PGIM INDIA ELSS TAX SAVER FUND (Earlier known as PGIM India Long Term Equity Fund) (An open ended equity linked savings scheme with a statutory lock-in of 3 years and tax benefit) This product is suitable for investors who are seeking*: • Long-term capital appreciation. • To generate long-term capital appreciation by predominantly investing in equity & equity-related instruments and to enable eligible investors to avail deduction from total income, as permitted under the Income Tax Act, 1961 as amended from time to time. Degree of risk - VERY HIGH. *Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Low to Moderate Moderate Moderately High High RISKOMETER Investors understand that their principal will be at very high risk PGIM INDIA HYBRID EQUITY FUND An open ended hybrid scheme investing predominantly in equity and equity related instruments This product is suitable for investors who are seeking*: .• . Capital growth over the long term Investing predominantly in equity and equity related securities. Degree of risk- VERY HIGH *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Low to Moderate Moderate Moderately High High Very High RISKOMETER Investors understand that their principal will be at very high risk PGIM INDIA EMERGING MARKETS EQUITY FUND (Earlier known as PGIM India Euro Equity Fund) An open ended equity fund of fund scheme investing in PGIM Jennison Emerging Markets Equity Fund This product is suitable for investors who are seeking*: • Capital growth over the long term • Investment in units of overseas mutual funds that invest in equity securities of companies around the world in the early stage of acceleration in their growth. Degree of risk - VERY HIGH *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Low to Moderate Moderate Moderately High RISKOMETER High Very High Investors understand that their principal will be at very high risk PGIM INDIA GLOBAL EQUITY OPPORTUNITIES FUND An open ended equity fund of fund scheme investing in PGIM Jennison Global Equity Opportunities Fund This product is suitable for investors who are seeking*: • Capital growth over the long term • Investment in units of overseas mutual funds that invest in equity securities of companies around the world in the early stage of acceleration in their growth. Degree of risk- VERY HIGH *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Low to Moderate Moderate Moderately RISKOMETER High Very High Investors understand that their principal will be at very high risk#40PGIM INDIA GLOBAL SELECT REAL ESTATE SECURITIES FUND OF FUND An open-ended equity fund of fund scheme investing in PGIM Global Select Real Estate Securities Fund This product is suitable for investors who are seeking*: •Capital appreciation over a longer term • Investment in units of overseas mutual funds that invest in equity and equity related securities of real estate companies located throughout the world. Degree of risk - VERY HIGH *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. רפי Low to Moderate Moderate Moderately High High RISKOMETER Very High Investors understand that their principal will be at very high risk PGIM INDIA ARBITRAGE FUND An open ended scheme investing in arbitrage opportunities This product is suitable for investors who are seeking*: • Income over short term • Income through arbitrage opportunities between the equity spot and equity derivatives market and arbitrage opportunities within the equity derivatives segment Degree of risk - LOW *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Low Low to Moderate Moderate Moderately High High RISKOMETER Very High Investors understand that their principal will be at low risk PGIM INDIA EQUITY SAVINGS FUND An Open Ended Scheme investing in equity, arbitrage and debt This product is suitable for investors who are seeking*: • Capital appreciation and Income distribution over the medium term • Investment primarily in equity and equity related securities and a small allocation to debt securities Degree of risk - LOW TO MODERATE *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Low to Moderate Moderate Moderately High High RISKOMETER Very High Investors understand that their principal will be at low to moderate risk PGIM INDIA BALANCED ADVANTAGE FUND An open ended debt scheme investing in overnight securities This product is suitable for investors who are seeking*: Capital appreciation over a long period of time • Investment in equity and equity related securities including the use of equity derivatives strategies and arbitrage opportunities with balance exposure in debt and money market instruments. Degree of risk - MODERATE *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Low to Moderate Moderate Moderately High RISKOMETER High Very High Investors understand that their principal will be at moderate risk#41PGIM INDIA OVERNIGHT FUND An open ended debt scheme investing in overnight securities. A relatively low interest rate risk and relatively low credit risk scheme. This product is suitable for investors who are seeking*: •Income over a short term investment horizon • Investment in debt and money market instruments having maturity of upto 1 business day • Degree of risk - LOW *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Low w to Late Moderate Moderately High High Very High RISKOMETER Investors understand that their principal will be at low risk PGIM INDIA INSTA CASH FUND An open ended liquid scheme. A relatively low interest rate risk and moderate credit risk scheme. This product is suitable for investors who are seeking*: Liquidity and generate income in the short term • Investment in debt and money market securities with maturity upto 91 days only Degree of risk - LOW TO MODERATE *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Low to Moderate Moderate Moderately High High RISKOMETER Very High Investors understand that their principal will be at low to moderate risk PGIM INDIA ULTRA SHORT TERM FUND An open ended ultra-short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3 months to 6 months. A relatively low interest rate risk and moderate credit risk scheme. This product is suitable for investors who are seeking*: • Income over the short term • Investment in short term debt and money market instruments Degree of risk-LOW TO MODERATE *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Low to Moderate Moderate Moderately High RISKOMETER High Very High Investors understand that their principal will be at low to moderate risk PGIM INDIA MONEY MARKET FUND An open ended debt scheme investing in money market instruments. A relatively low interest rate risk and moderate credit risk scheme. This product is suitable for investors who are seeking*: Regular income for short term • Investments in Money Market instruments • Degree of risk-LOW TO MODERATE *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Low to Moderate Moderate Moderately High High RISKOMETER Very High Investors understand that their principal will be at low to moderate risk#42Moderately High PGIM INDIA SHORT MATURITY FUND An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1 year to 3 years. A moderate interest rate risk and moderate credit risk scheme. This product is suitable for investors who are seeking*: • Income over the short term • Investment in short term debt and money market instruments • Degree of risk- LOW TO MODERATE Moderate Mo Moderate PGIM INDIA LOW DURATION FUND An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months to 12 months. A relatively low interest rate risk and moderate credit risk scheme. This product is suitable for investors who are seeking*: • Income over the short term Investment in low duration debt and money market instruments Degree of risk - LOW TO MODERATE *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Low to Moderate Moderate Moderately High High RISKOMETER Very High Investors understand that their principal will be at low to moderate risk *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. High Very High RISKOMETER Investors understand that their principal will be at low to moderate risk PGIM INDIA BANKING AND PSU DEBT FUND An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds. A relatively high interest rate risk and moderate credit risk scheme. This product is suitable for investors who are seeking*: • Income over the short term • Investment in debt instruments issued by Banks and Public Sector Undertakings, Public Financial institutions and Municipal Bonds Degree of risk-LOW TO MODERATE *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Lorate Moderate Moderately High High RISKOMETER Investors understand that their principal will be at low to moderate risk PGIM INDIA CREDIT RISK FUND (NO. OF SEGREGATED PORTFOLIO 1) An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). A relatively high interest rate risk and relatively high credit risk scheme. This product is suitable for investors who are seeking*: • Income and capital appreciation over medium to long term • Investments predominantly in AA and below rated • corporate debt securities (excluding AA+ rated corporate bonds) of various maturities Degree of risk-LOW TO MODERATE *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. w to Late Moderate Moderately High High RISKOMETER Very High Investors understand that their principal will be at low to moderate risk#43PGIM INDIA DYNAMIC BOND FUND An open ended dynamic debt scheme investing across duration. A relatively high interest rate risk and relatively low credit risk scheme. This product is suitable for investors who are seeking*: • Regular income for short term • To generate returns through active management of a portfolio of debt and money market instruments •Degree of risk - MODERATE *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Low Low to Moderate Moderate Moderately High RISKOMETER High Very High Investors understand that their principal will be at moderate risk PGIM INDIA PREMIER BOND FUND An open ended debt scheme predominantly investing in AA+ and above rated corporate bonds. A relatively high interest rate risk and moderate credit risk scheme. This product is suitable for investors who are seeking*: • Income over the medium term • Investments predominantly in AA+ and above rated corporate bonds including bonds Degree of risk-LOW TO MODERATE *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Low to Moderate Moderate Moderately High High RISKOMETER Very High Investors understand that their principal will be at low to moderate risk PGIM INDIA GILT FUND An open ended debt scheme investing in government securities across maturities. A relatively high interest rate risk and relatively low credit risk scheme. This product is suitable for investors who are seeking*: Income over the medium term Investments only in Central/State securities of various maturities Degree of risk - MODERATE *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Moderately High High Low to Moderate Moderate Low Very High RISKOMETER Investors understand that their principal will be at moderate risk#44AUM Breakup: Asset class wise disclosure of AAUM: AUM as on December 31, 2021 (Rs in Crores): Income: 1,310.25, Equity Other than ELSS: 9,243.99, Balanced: 0.00, Liquid: 884.50, Gilt: 150.62, Equity ELSS: 342.48, Hybrid: 1,825.62, GOLD ETF: 0.00, Other ETF: 0.00, Fund of Fund Investing Overseas: 2,080.38, Total: 15,837.83; Average AUM for the month: Income: 1,040.70, Equity Other than ELSS: 8,035.03, Balanced: 0.00, Liquid: 1,040.70, Gilt: 143.13, Equity ELSS: 340.89, Hybrid: 1,717.14, GOLD ETF: 0.00, Other ETF: 0.00, Fund of Fund Investing Overseas: 1,983.35, Total: 14,702.04; Disclosure of percentage of AUM by geography: % of Total AUM as on December 31, 2021: Top 5 cities: 48.64%, Next 10 cities: 16.61%, Next 20 cities: 5.09%, Next 75 cities: 29.66%, Other: 0.00%, Total: 100.00%; Disclosure of AUM by Service Category: AUM as on December 31, 2021 (Rs. in Crores): Mutual Funds: 15,838.00, PMS: 120.00, Advisory: 2,489.00, Total: 18,447.00. This information has been prepared by PGIM, Inc ("PGIM"). PGIM is the premirary asset management business of PFI and is a registered investment advisor with the US Securities and Exhange Commission. PFI, a company with corporate headquaters in the US, is not affiliated in any manner with Prudential plc, a company incorporated in the United Kingdom.#45[email protected] f in Connect with us on PGIM India Mutual Fund KNOW MORE 1800 2667 446 www.pgimindiamf.com The information contained herein is provided by PGIM India Asset Management Private Limited (erstwhile DHFL Pramerica Asset Managers Private Limited) (the AMC) on the basis of publicly available information, internally developed data and other third party sources believed to be reliable. However, the AMC cannot guarantee the accuracy of such information, assure its completeness, or warrant such information will not be changed. The information contained herein is current as of the date of issuance* (or such earlier date as referenced herein) and is subject to change without notice. The AMC has no obligation to update any or all of such information; nor does the AMC make any express or implied warranties or representations as to its completeness or accuracy. Each investor is advised to consult his or her own professional investment / tax advisor/consultant for advice in this regard and arrive at informed decision before making any investment. The information contained herein is provided on the basis of and subject to the explanations, caveats and warnings set out elsewhere herein. These materials are not intended for distribution to or use by any person in any jurisdiction where such distribution would be contrary to local law or regulation. Distribution of these materials to any person other than the person to whom it was originally delivered and to such person's advisers is unauthorized, and any reproduction of these materials, in whole or in part without the prior consent of the AMC, is prohibited. MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY. © 2020 Prudential Financial, Inc. (PFI) and its related entities. PGIM, the PGIM logo, and the Rock symbol are service marks of PFI and its related entities, registered in many jurisdictions worldwide. C163/19-20