#1WELCOME IIFCL Press Conference 22nd June 2021 INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED (IIFCL) Funding Foundation of the Future आई आई एफ सी एल II FC L#2Presentation Flow . . Genesis and Business Profile Product Portfolio Numbers at a Glance Impact Key Financials - - Profitability Asset Quality Way Forward 2#3IIFCL : Genesis and Business Profile SIFTI* Lending Borrowing Investment IIFC (UK) Ltd. - Extends Long Term ECBs for Infra Projects in India IIFCL Projects Ltd. Infra Project Advisory and Loan Syndication Services IIFCL Asset Management Company Ltd. (IAMCL) Infra Development Fund (IDF) via the Mutual Fund • GOVERNMENT OF INDIA Set up as an SPV in 2006 pursuant to Budget Announcement 100% share capital SUBSIDIARIES IIFCL RBI Regulatory and Prudential Framework Registered as a NBFC-ND-IFC with RBI since September 2013 Long term Infrastructure Finance to Commercially Viable Infra Projects Only Infrastructure Financer in India covering all eligible Infrastructure Sectors Innovative Financial Solutions - Direct Lending, Takeout Finance, Subordinate Debt and Credit Enhancement Largest borrower of ADB in Asia *Scheme for Financing Viable Infrastructure Projects through a Special Purpose Vehicle called IIFCL A आई आई एफ सी एल II FCL#4IIFCL : Product Portfolio Greenfield Brownfield Institutional Projects Projects Credit For Capital Markets Direct Lending Takeout Finance Credit Refinance Enhancement Subordinate Debt Eligible Sectors as per Harmonised Master List of Infrastructure Sub-Sectors ✰ Only GOI owned NBFC-IFC catering to all the Infrastructure Sub-Sectors ✰ Policy support on the infrastructure financing space to the Government through various forums A आई आई एफ सी एल I IF CL#5Impact of IIFCL ✰ PPP projects - ~490* PPP Projects (~27% of India's PPP projects) Lead Lender in India's First Railway Station Redevelopment Project (Habibganj) ❖ Road Development ~28,400 Km (~21% of India's NH Capacity) o Largest Lender to HAM Projects -Sanctions 10,500 Cr, ~63 Projects of NHAI Energy ~63 GW (~17% of India's Installed Capacity) Major International Airports - Delhi, Mumbai, Hyderabad and others Ports - 800 Million Tons (~52% of India's Major Port Capacity) Renewable Energy - Sanctions 15,293 Cr & Disbursements 8,340 Cr A आई आई एफ सी एल II FCL#6IIFCL : Numbers at a Glance (31st March 2021) Parameter Cumulative Sanctions Cumulative Disbursements Incremental YoY Sanctions Incremental YoY Disbursements Amount (Rs Crore) ~ 1.6 Lakh 81,376 20,892 9,460 36,689 Loans Outstanding ✰ Highest ever Sanctions and Disbursements at *20,892 Crore and *9,460 Crore ✰ YoY Growth in Sanctions and Disbursements: 124% and 57% respectively YoY Operational Parameters 9,449 (Rs Crore) 32,472 9,126 FY16 7,134 36,689 (up 9%) 34,381 35,129 33,627 32,848 20,892 (up 124%) 13,919 FY17 Disbursements 9,413 8,031 9,337 5,766 6,015 9,460 (up 57%) 4,169 FY18 FY19 Gross Sanction FY20 -Loan Assets FY21 A आई आई एफ सी एल II FCL#7Profitability in Crore A आई आई एफ सी एल IIF CL Parameter FY 19 FY 20 FY 21 % Y-o-Y Change Profit Before Tax (Consolidated) (178) (268) 355 Profit After Tax (Consolidated) (429) 94 325 246% Profit Before Tax (Standalone) 404 (291) 315 Profit After Tax (Standalone) 102 51 286 461% Return on Assets 0.23% 0.11% 0.55% 400% Return on Equity 2.17% 0.50% 2.68% 436% << Return to Profitability in FY 2021: Standalone Profit After Tax (PAT) of ~286 Crore and Consolidated PAT of *325 Crore 404 355 315 94 102 325 280 51 FY 19 FY 20 -268 FY 21 FY 19 FY 20 FY 21 -178 -429 -291 -PBT- Standalone PBT- Consolidated -PAT- Standalone -PAT- Consolidated#8Asset Quality Parameter Gross NPA Net NPA FY 19 FY 20 FY 21 % Y-o-Y Change 18.53% 19.70% 13.90% -29% 9.67% 9.75% 5.39% -45% Able to arrest the declining asset quality trends o Gross NPA at 13.90% A आई आई एफ सी एल II FCL ○ Net NPA at 5.58% ❖ Cash recovery in NPAs increased to over *625 Crore in FY 2021, 92% higher than last year. 18.53% 19.71% 9.67% 9.75% 13.90% Gross NPA Net NPA 5.39% FY 19 FY 20 FY 21#9IIFCL : Key Financials Particulars (Rs Crore) FY 2018 FY 2019 FY 2020 Net Worth 4,593 4,689 10,306 FY 2021* 10,654 Total Assets - Standalone 43,147 43,544 52,147 55,21 Total Assets - Consolidated 58,189 57,984 67,118 70,336 Loans - Standalone 32,849 35,130 33,627 36,689 - Loans Consolidated 43,780 47,082 44,777 48,328 Total Revenue 3,839 4,163 4,215 4,013 Operating Profit - Standalone -1,397 404 -291 315 Operating Profit - Consolidated -1837 -178 -268 355 PAT- Standalone -1,526 102 51^ 285 PAT Consolidated -1,988 -429 95 325 Net NPA 9.67% 9.84% 9.75% 5.39% CRAR 12.60% 13.63% 30.85% 30.76% Debt-Equity Ratio 7.13 7.03 3.54 3.73 $$$ *Based on unaudited/ provisional figures for FY ended 31st Mar 2021 ^On account of creation of Deferred Tax Asset (DTA) on impairment of Loan Assets A आई आई एफ सी एल II FCL#10Way Forward: FY 22 and beyond... Reduction in Cost of Funds ❖ Realignment of IIFCL's Benchmark Rate - Price Competitiveness ❖Increased Focus on Takeout Finance portfolio Resource Raising Strategic Initiatives Establishing an in-house Research and Advisory Wing Enhanced Monitoring and Surveillance: Online Project Monitoring System ❖ Customer Satisfaction: Integrated IT Solution to reduce the lead time A आई आई एफ सी एल II FCL#11आई आई एफ सी एल IIFCL Thank You A आई आई एफ सी एल IIF CL 11