#1G Triglav Group 8.5 Investor Presentation March 2024 triglav.eu Building a Safer Future#2Disclaimer Information in this presentation is based on the unaudited financial statements prepared in accordance with the new IFRS 9 and IFRS 17 standards effective from 1 January 2023. The data for the comparative periods were adjusted to reflect the implementation of the specified new standards from 1 January 2022 onwards. The information, statements or data contained here in have been prepared by Triglav corporate officers. Zavarovalnica Triglav, d.d., or any member of Triglav Group, or any Zavarovalnica Triglav employee or representative accepts no responsibility for the information, statements or data contained herein or omitted here from, and will not be liable to any third party for any reason whatsoever relating to the information, statements or data contained herein or omitted here from. Such information, statements or data may not be prepared according to the same standards and requirements than the information, statements or data included in Triglav's own reports and press releases are prepared to, and accordingly the level of information and materiality and nature of the disclosures may be different. Undue reliance should not be placed on the information, statements or data contained herein because they are subject to known and unknown risks and uncertainties and can be affected by other factors that could cause actual results to differ materially from those expressed or implied in such information, statements or data. Moreover, the information, statements and data contained herein have not been, and will not be, updated or supplemented with new or additional information, statements or data. Triglav Group: Investor Presentation_March 2024 G#3Agenda 1 About Triglav Group 2 Appendix ▪ 2023 Unaudited Results ■ 2024 Outlook Triglav Group: Investor Presentation_March 2024 G 1#4About Triglav Group 1270 +1500 1630 +1580 3400 1932 4000 -2100 +2400 +980 +1860 229.81 +1.63 | +1100 289.71 +6.95 181.79 +0.28 13.21 +0.00 337.58 +5.53 133.49 +1.29 114.74 +1.26#5About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) Equity Story Over 120 years of operation Strong balance sheet2: € 4.1 Bn ■ Profitable and safe operations ■ Auditor Deloitte Deloitte. S&P Global ☐ Rating A/Stable outlook BEST Ⓡ Rigorous ERM ■ Market leader in Adria region¹ > 5.300 employees ■ Committed to sustainability ☐ 1 Adria region: Slovenia, Croatia, Serbia, Bosnia and Herzegovina, Montenegro, North Macedonia. 2 Unanudited 2023 YE Triglav Group: Investor Presentation_March 2024 Two core activities² Insurance ■ Non-life Life &Pensions Health Reinsurance Asset management ■ Own insurance portfolio (€ 2.2Bn) ■ AUM Triglav Skladi (€1.7Bn) ■ AUM Trigal (€ 122M) Triglav's Share High dividend yield LJUBLJANA Stock Exchange ■ On Ljubljana SE since 2008 LISEPRIME Market maker: InterCapital In LJSE TOP 4 by liquidity and size (market cap € 800M). ■ Shareholder structure (2023): GWP: € 1.5Bn Total AUM: € 4.9Bn (UL incl.) 15,7% 13,5% 8,3% 62,6% ■Two state-owned funds ■International Retail ■Slovenian institutional G 5#6About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) Robust Financial Stability and Strong Capital Base Equity (in €M) 897 891 -1% 31 Dec 2022 31 Dec 2023 Solvency Ratio 219% 2021 200% 2022 2023 (estimate) Risk Profile 250% 4% 4% 4% 4% 3% 6% 6% 6% 7% 8% Risk of non-financial companies 7% 7% 6% 7% 7% Risk of companies (other 200% 32% 30% 34% 28% 25% fin. sectors) Operational risk Credit risk Market risk 49% 50% 52% 55% 47% ■Underwriting risk 2019 2020 2021 2022 2023 (estimate) Decrease in equity mainly result of dividend payment in 2023 Majority of capital is Tier 1 eligible. Capital management centralised at Group level (capital concentration at parent company) No major changes compared to 2022YE. Further increase of underwriting risk (higher volume of business and claims, also CAT), decrease of market risk. Triglav Group: Investor Presentation_March 2024 G 6#7About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) Capital Management Triglav is consistent with its risk appetite if long-term capital adequacy is between 200% and 250% in the long term (based on S&P credit rating A, individual values within range are not targeted). Capital management is centralized at group level (concentration of capital in parent company). Ensuring efficient use of available capital, which provides: The capital management strategic objectives and the dividend policy criteria > 250% Surplus capital adequacy Target 200-250% capital adequacy Possibility of a more aggressive growth of business volume, assessment of potential changes in the business strategy Regular performance of risk management activities 150-200% Sub-optimum level of capital adequacy Safety and profitability of operations at the Group level High level of trust of all stakeholders Compliance with regulatory requirements in field of capital adequacy 130-150% Achieving adequate capital adequacy in ORSA process Maintaining credit ratings grades of at least A Triglav Group: Investor Presentation_March 2024 < 130% Analyzing possible medium and long-term measures to improve capital adequacy and emphasized monitoring of risks Warning level of capital adequacy Implementation of measures to improve capital adequacy Insufficient capital adequacy G 7#8About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) Attractive & Sustainable Dividend Policy G Dividend Policy: Minimum dividend pay-out is set to 50% of consolidated net profit for previous year. Triglav will strive not to reduce its dividend payment below level of previous year. Gross DPS (in €) and Dividend Payout Ratio (% consolidated net earnings) 82% 69% 70% 67% 63% 64% 56% capital Dividend policy is subordinated to achieving medium-term sustainable target adequacy of Triglav Group. Three objectives are followed in balanced manner: to ensure prudent capital management of Triglav Group and its financial stability, to reinvest net profit in implementation of strategy of growth and development of Triglav Group and to pay out attractive dividends to shareholders. 2024 AGM on 4 June 2024 53% IDPS (in EUR) Dividend pay-out 74% 51% 2.0 1.7 2.5 0% 2.5 2.5 2.5 2.5 1.7 3.7 2.5 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 In 2020: Regulator's call upon insurance companies in Slovenia to suspend payout of dividends. In 2021: Triglav met regulator's requirements for dividend payment related to uncertainties in markets due to pandemic. In 2022: Several aspects and circumstances of recent years also taken into account. Triglav Group: Investor Presentation_March 2024 80#9About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) Triglav Share on Ljubljana SE¹ 300% 250% -Triglav -SBITOP -BEINSUR 200% 150% 100% 50% www. 0% ዞ LJUBLJANSKA BORZA LJUBLJANA Stock Exchange LJSEPRVA LJUBLJANA Stock Exchange Market maker 2008 2009 2009 2010 2010 2011 2011 2012 2012 2013 2013 2014 2014 2015 2015 2016 2016 2017 2017 2018 2018 2019 2019 2020 2020 2021 2021 2022 2022 2023 2023 1 2029 is first full year of trading on the Ljubljana Stock Exchange. SBITOP - index of Ljubljana Stock Exchange. BEINSUR - index of EU insurer's shares © Triglav Group: Investor Presentation_March 2024 247% 227% 147% G 9#10About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) High "A" Credit Ratings/Stable S&P Global Ratings AM BEST (R Triglav Group's standalone credit profile (S&P*): Business risk profile - strong Financial risk profile - very strong Stable and solid reinsurance protection Triglav Group: Investor Presentation_March 2024 Year I 2023 2023 | A I Stable | I 2022 A I Stable I I I I 2021 A Stable I 2020 A Stable I | I I I 2019 A Stable I I 2018 | A I Stable I 2017 A Stable I I I 2016 2016 A Stable I 2015 A- Positive I I I A- Positive 2014 | I A- Stable I | I A- I Stable 2013 A- Stable I BBB+ Positive Credit rating Medium-term outlook Rating Agency AM Best S&P Global Ratings* AM Best S&P Global Ratings AM Best S&P Global Ratings AM Best S&P Global Ratings AM Best S&P Global Ratings AM Best S&P Global Ratings AM Best S&P Global Ratings AM Best S&P Global Ratings AM Best S&P Global Ratings S&P Global Ratings S&P Global Ratings S&P Global Ratings AM Best AM Best 2012 A- Negative S&P Global 2011 A Negative S&P Global I I 2010 | A Stable S&P Global 2009 I A Stable | S&P Global I 2008 2008 A Stable S&P Global I I G 10#11Our Path Profitability D Key strategic guidelines unchanged. Outstanding client experience, digital transformation, 2022-2025 service-oriented business models. Client-centric approach New ways of doing business 2017-2021 Fast growth in markets outside Slovenia 2000 Leading position in Slovenia Expansion started I 2008 2010 - 2017 Profitability Selective expansion Listing on Ljubljana SE Established in Austro-Hungarian © Triglav Group: Investor Presentation_March 2024 Empire as first Slovenian insurance company founded with domestic capital 1900 Transformation into a public limited 1990 Company Expansion of business 11#12About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) Triglav Group Strategy for 2022-2025 Mission We build a safer future. We are client-centric. We support development of our partners. We provide development-oriented environment for our employees. We are stable, safe and profitable investment for our investors. Strategic guidelines Long-term stable operations An outstanding client experience Digital transformation E Development of service-orienteted business models Development of organizational culture Triglav Group: Investor Presentation_March 2024 Insurance products with focus on their flexibility and accessibility Customers Insights Mojca Novak Nove ca 16 1000 Lagana ,,Customer engagement" platform O.. Prodes and branchine Digitalisation of assistance, sales and claims procedures Claim Notifications Created by Day (Triglav) Count:All (Name) 1000 500 358 333 325335 27432 0 - ૨૨૦૨(s 82021818 8/1/2023 8/2/2023 8/3/2023 720 544580 398 385 379 260 6/2023 8/7/2023 9/8/2023 8/9/2023 8/10/2023 8/11/2023 8/12/2023 8/13/2023 369 141 174 278 223 554 475 8/14/2023 8/15/2023 250 8/16/2023 Day (Created On) 8/17/2023 132 228 8/18/2023 8/19/2023 8/20/2023 354 318 360 358 8/21/2023 8/22/2023 248 8/23/2023 8/24/2023 89 212 8/25/2023 8/26/2023 8/27/2023 8/28/2023 8/29/2023 8/30/2023 8/31/2023 $1,208 450 1919 ④ 圈 O 73.8% $15,000 0 88.65 C SMS PRIJAVA KODE 2. skleni-ga triglav.si/vic 445515 je vasa potrditvena koda veljavna je 5 minut. Uporabite jo za potrditev vase telefonske stevilke. 50676 je vasa potrditvena koda, potrditev vase telefonske stevilke. veljavna je 5 minut. Uporabite jo za Fotografirajte poškodbe na vozilu Desno zadaj Na spodny skici uberite del vozila, ki je poškodbe vozila bil poškodovan. Fotografirajte vse vidne Primer fotografije 08:51 Pozdravljeni pošiljamo vam dostop do spletne aplikacije za ogled vozila Dostop do spletne aplikacije: https Inkleni-ga triglav sivideo-ogled web/async/sejahtart/A823EE3883 DDIE7AE970238487825E89AASOC 4164600AB6A679C117303E0977E Za ogled na daljavo priporočamo uporabo brskalnika Chrome all Safari, Splošni pogoji o uporabi aplikacije in navodila sa dostopni na https://www.triglav.alogled Zavarovalnica Triglav did. Tmen Besedilno sporočilo NADALJU Fatagrahrajte desni zadnji del vozila Varle mora biti vidno v celoti NADALJUI G 12#13About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) Leading Market Position in Adria Region SLOVENIA 39.5% (+0.6 pp y-o-y) Market Share 1st rank CROATIA 5.2% (-0.3 pp y-o-y) Market Share 8th rank MONTENEGRO 35.0% (2.8 pp y-o-y) Market Share 1st rank Triglav Group: Investor Presentation_March 2024 ADRIA REGION (2022) 21.7% Market Share (+0.1 pp y-o-y) 1st rank BOSNIA & HERZEGOVINA 9.3% (-0.1 pp y-o-y) Market Share 4th rank SERBIA 7.5% (9M 2023; +0.2 pp) Market Share 5th rank NORTH MACEDONIA 13.4% (-1.3 pp y-o-y) Market Share 3rd rank Group GWP by 19% 63% Markets (2023) 2% Slovenia Serbia ■Croatia 3% 3% 6% 6% Bosnia and Herzegovina ■Montenegro ■North Macedonia ■Int. Insurance & RE G 13#14About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) Two Tier Governance System General Meeting of Shareholders Supervisory Board Andrej Slapar President Uroš Ivanc Member Tadej Čoroli Marica Makoter Member Member and CEO Management Board → CFO Non-life, Sales, Marketing Employee Representative HRM, Fraud prevention, Strategic sourcing, Project Management Blaž Jakič Member Life, IT, Risk, Digital Platform & Business Intelligence The first start/end of term of office: 2013 - 2029 2014 - 2029 2014 - 2029 2011 - 2026 2023 - 2028 Employed at the Triglav Group since: 1997 2001 2001 2001 2010 Triglav Group: Investor Presentation_March 2024 G 14#15About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) Sustainability - our E, S & G Triglav aims to play the leading role in integrating the best global ESG practices into its operations in Adria region. More information on website https://www.triglav.eu/ Triglav Group: Investor Presentation_March 2024 GRI Triglav Group's sustainability commitment SUSTAINABILITY ACCOUNTIN UNO environment finance programme initiative Principles for Sustainable Insurance ■ Triglav Zeleni (Green) mutual fund SASB STANDARDS BOARD ✓ PCAF Partnership for Carbon Accounting Financials 2009 2016 2020 2022 2006 2012 2017 2021 2023 ■ Sustainability report ■ First carbon footprint measurement for parent company G ■ Doubled share of green and sustainable investments ■ < 1% of total value of investments are in coal industry securities ■ 15% lower carbon footprint per employee 2025 2050 SUSTAINABLE DEVELOPMENT GOALS ■ Triglav Group's ESG Strategic ambitions CDP DISCLOSURE INSIGHT ACTION PRI Principles for Responsible Investment ■ Carbon neutrality of Triglav Group's business processes ■ Sustainable aspects of investment policy ■ Carbon footprint by GHG protocol for Triglav Group ■ Sustainable development policy of Triglav Group ■ Sustainable investment policy ■ PAI statement 15#16Appendix 2023 Unaudited Results 2024 Outlook 132 5000 2013 3014 2015 3016 3117 3088 2010 3030 7171 3177 SONT Brows La 3000 V 208 158 58 RTS La SPX La#17About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) 2023 Key Messages Strong growth in business volume. Business results influenced by negative one-offs (NAT CAT; price regulation of supplemental health insurance in Slovenia). EBT in-line with revised profit guidance. Robust financial stability and capitalisation at appropriate levels In 2023 dividend paid in line with dividend policy CG: In 2023 re-election of three MB members and appointment of new SB members ESG: Focus on delivering of sustainability ambitions. ESG framework upgraded. 2024 Outlook: Normalization of Triglav Group's operations in line with strategic guidelines Triglav Group: Investor Presentation_March 2024 G 17#18About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) 2023 Key Financials and KPIs TOTAL BUSINESS EARNINGS BEFORE VOLUME €1,780.2M TAX COMBINED RATIO NON-LIFE & HEALTH NEW BUSINESS MARGIN LIFE & PENSIONS €21.1M 101.6% 14.6% ↑ ↑ ↑ ↑ Up by 12% y-o-y €-10.0M in 2022 99.7% in 2022 11.4% in 2022 GWP +12% €1,653.7M OTHER INCOME +10% €126.5M Total +12% €1,780.2M In line with profit guidance revised due to one-offs (-80% of planned) Insurance operating result: €-9.4M (NAT CAT. Loss in Health. Solid profitability in Life&Pensions) Net investment result: €22.0M Non-insurance result: €8.4M Expense ratio NL&H: 25.3% (+0.2 pp y-o-y) ▪ Claims ratio NL&H: 76.3% (+1.7 pp y-o-y) Life & Pensions CSM +€51.5M in 2023 Triglav Group: Investor Presentation_March 2024 G 18#19About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) 2023 Performance at a Glance (unaudited data) (in €M) (in €M) I P&L Highlights Total business volume (1+2) Gross written premium (1) Other income (2) Total revenue 2023 2022* Index Financial position indicators 2023 2022* Index 1,780.2 1,594.3 112 Balance sheet total I I 1,653.7 126.5 1,479.6 114.8 112 Equity 4,099.0 891.1 3,802.3 108 I 897.0 99 I 110 Contractual service margin (CSM) 1,425.2 1,279.3 111 Insurance operating result (a) -9.4 -12.6 Asset under management (AUM) Number of employees I 238.4 4,851.4 186.4 128 4,379.8 111 + 5,318 5,306 100 Insurance revenue | 1,351.2 1,206.6 112 I Claims incurred I Acquisition & admin.costs incl. non-attributable costs 1,021.2 363.0 767.7 133 325.1 112 I Net reinsurance service result Net Investment result (b) Investment result 31.6 -104.5 Net other insurance revenue and expenses -7.9 -21.9 22.0 -14.3 | 83.6 -88.6 Key performance indicators Combined ratio NL & Health Claims ratio NL & Health 2023 2022* I 101.6% 99.7% I I 76.3% 74.6% Financial result from insurance contracts Change in provisions for not achieving guaranteed yield Gains/losses &impairments of investments in associates Result from non-insurance operations (c) Earnings before tax (a+b+c) Net earnings Other comprehensive income -69.7 82.2 Expense ratio NL & Health 25.3% 25.1% 8.1 -9.8 0.0 1.8 Return on equity 1.8% -0.7% 8.4 16.9 50 21.1 -10.0 Return on financial investments NL: Combined ratio 1.8% -0.4% 99.4% I 99.6% I I I 16.3 34.7 -7.0 -50.9 I L 100.1% *Under IFRS 17 and IFRS 9, 2022 results are significantly lower than under previously applicable IFRS 4 and IAS 39 mainly due to differences in measurement of insurance technical provisions and recognition of effects of revaluation of financial investments. 2022 results in accordance with IFRS 17 are negatively affected by prudential additional reserving due to sharp rise in inflation, whereas - unlike under IFRS 4 - result was not positively affected by effects of release of provisions from past periods. Life & Pensions: New business margin Health: Combined ratio 14.6% 11.4% I 112.9% © Triglav Group: Investor Presentation_March 2024 G 19#20About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) Growth in Total Business Volume TBV Y-o-Y Development (in ЄM) TBV Structure (in ЄM) TBV by Business Segments (in €M) 174 12 1,780 1,780 1,594 1,594 127 1,237 115 +12% +10% 1,070 +16% +8% +1% -8% 1.654 1.480 +12% G 269 290 205 207 50 46 2022 GWP Other income 2023 2022 2023 Non-life Life & Pensions Health Other (Non- insurance) Other income GWP 2022 2023 Triglav Group: Investor Presentation_March 2024 20 20#21About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) GWP by Segments and Markets GWP by Segments (in €M) Strong GWP growth in Non-Life due to price increases and increased business volume 1,009 1,168 +16% 1,654 1,480 GWP by Markets (in €M) 948 1,034 +5% +1% +12% +9% 266 279 204 207 +7% 97 94 80 91 43 47 41 42 31 31 312 243 +28% Non-Life Life & Pensions Health Total GWP Slovenia Serbia Croatia Bosnia and Montenegro North Herzegovina Macedonia Int. Insurance & ■2022 2023 2022 ■ 2023 RE Triglav Group: Investor Presentation_March 2024 G 21#22About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) Claims Incurred Claims Incurred by Segments (in €M) 552 780 +41% -18% 768 1,021 +17% +33% 216 184 Claims Incurred Y-o-Y Development (in ЄM) 768 227 Non-life claims influenced by higher number of reported claims (larger portfolio size and CAT events) and rise in prices of materials and services due to inflation. -5 32 1,021 31 26 Non-life Life & Pensions Health Total 2022 Non-life Life&Pensions Health 2023 ■2022 2023 Triglav Group: Investor Presentation_March 2024 G 22#23About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) Major Nat CAT Loss Events Nat CAT losses (estimated values; in €M) 212 Extreme weather events in Slovenia and region, particularly storms, hailstorms and floods in July and August, resulted in historically high claims for Triglav Group and insurance industry in Slovenia. 36 15 33 31 32 19 24 18 16 4 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023* *Gross losses of crops and active reinsurance included. Triglav Group: Investor Presentation_March 2024 Most frequent Triglav's CAT loss events are flood, storm, hail and frost. G 23#24About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) Financial Investments Portfolio structure (in €M; Insurance portfolios, Unit-linked portfolios and Assets from financial contracts) Return on financial investments of insurance portfolios Instruments (in €M) 2023 2022 Index (in €M) 2023 2022 I Investment property 68.0 68.3 99 Asset Allocation Interest income¹ 35.1 26.7 I Investments in associates. 37.7 37.8 100 | (2023; united-linked products and financial contracts excluded) Dividend income 2.7 4.7 Shares and other variable- 168.7 199.8 84 securities income securities Debt and other fixed-income Loans given I I 3% 3% Net gains/losses on fin. assets at FVTPL 9.4 -11.9 -2% 1,860.01,801.7 103 I I 8% 6.6 5.8 113 Bank deposits Other financial instruments 65.8 79.5 83 | 0.9 0.9 93 I Bonds 0 Net gains/losses on fin. assets at AC Net gains/losses on fin. assets at FVOCI 0.0 0.0 -9.3 -23.9 Net impairment/reversal of impairment of fin. assets 2.3 -7.5 Total (1) Unit-linked life insurance 2,207.6 2,193.8 101 Equity 540.9 469.5 115 Bank deposits 84% Other investment income/expenses Total return on fin.investments² (a) Gains/losses and impairments of investments in associates (b) -2.7 0.4 37.5 -11.6 0.0 1.8 contract investments (2) I Financial investments from financial contracts (3) I 650.0 589.0 110 | I I I I Total (1+2+3) 3,398.53,252.4 104 Investment property Investments in associates ■Loans givens Other financial instruments Total (a+b) 37.4 -9.7 | I I Return on investment² 1Calculated using effective interest method 2Unit-linked life insurance assets excluded 1.8% -0.4% Triglav Group: Investor Presentation_March 2024 G 24#25About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) High Quality Investment Portfolio Debt instruments (Assets from united-linked products and financial contracts excluded) 20% 0% Government 2% 8% 15% Financial Corporate Structured 25% 2022 2023 Triglav Group: Investor Presentation_March 2024 64% AAA 21% AA -22% 46% A BBB Below BBB Not rated 2022 -17% 2023 26% 2022 2023 -9% 5% 7% G Germany Int. financial institutions Slovenia Croatia Italy Other (Structure of government 12% bonds) 25#26About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) 2024 Outlook In 2024, normalization of Triglav Group's operations in line with strategic guidelines. Continued focus on growth, development activities and improved client-centric approach. Earnings Before Tax (in ЄM) Total Business Volume (in €M) Combined Ratio NL & Health (in %) 21.1 -10.0 2022 *Unaudited data 1.780 100-120 1.594 ~ €1.6B 99.7% 101.6% - 95% 2022 2023* 2024 (plan) 2023* 2024 (plan) In 2024 impact of discontinuation of supplemental health insurance included Triglav Group: Investor Presentation_March 2024 2022 2023* 2024 (plan) Group expects macroeconomic situation to improve in 2024. Its performance will depend on financial market trend, impact of termination of supplemental health insurance, reinsurance coverage and market potential of its markets. G 26#27Triglav is the highest mountain in Slovenia and the highest peak of the Julian Alps (2,864 meters/9,396 ft)#28About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) 2024 Financial Calendar Planned date1 Time1 Type of announcement Wednesday, 6 March 2024 8:30 Friday, 29 March 2024 Friday, 26 April 2024 Preliminary key figures 2023 8:30 Audited annual report for 2023 Wednesday, 22 May 2024 8:30 Tuesday, 4 June 2024 Thursday, 22 August 2024 Wednesday, 20 November 2024 8:30 Convocation Notice of General Meeting of Shareholders on distribution of profit January - March 2024 Results General Meeting of Shareholders and notice of its resolutions 8:30 January - June 2024 Interim Report 1 Central European Time. Dates and times are provisional and are subject to change. Triglav Group: Investor Presentation_March 2024 January - September 2024 Results G 28