#1Guiding to solid growth Investor presentation March 2023 iAm Financial Group PRESENT AND STRONG. More than ever.#22 3 ¡A's purpose and mission APPENDICES 4 2022-2023 in a nutshell 18 2023 Guidance - Complementary Info 5 2022 results vs. guidance 19 Road to reach earnings targets 6 IFRS 17 & 9 - Transition outlook 20 Growth drivers 7 Core EPS and ROE 21 P&D and AUM/AUA 8 Organic capital generation 22 Strong balance sheet 9 Capital allocation 23 Dividend 10 Diversified business mix 24 Solvency ratio TABLE 11 2022 sales results 25 Credit ratings OF 12 Shift to capital-light products 26 ESG ambition CONTENTS 13 ¡A's Dealer Services 27 14 Share price growth (total return) 28 Concrete ESG actions Forward-looking statements 15 Book value 29 Non-IFRS and additional financial measures 16 Virtual Investor Session 30 Investor Relations#33 ¡A Financial Group $9.4B Foundation market is one of the largest insurance 1892 and wealth management cap. groups in Canada, with operations in the United States IAG on TSX IPO in 2000 OUR PURPOSE $91.51 stock price To assure that our clients feel confident and secure about their future OUR MISSION To ensure the financial wellbeing of our clients by offering them personal insurance coverage and investment solutions to help them achieve their personal goals 4M+ clients 8,600+ employees $93.15 all-time high 25%-35% dividend payout ratio target range Data as at March 1, 2023#42022 - Solid results, amidst declining financial markets ■ Core ROE of 14.2% and Core EPS of $8.85, both well within guidance ◉ ■ ◉ Robust solvency ratio and continued organic capital generation Strong sales results in most business units $0.5B returned to shareholders through dividends and share buybacks ¡A Financial Group Employer of choice & Superior employee experience ☐ iA recognized by Glassdoor and Forbes as one of Canada's Best Employers Executive bench strength from internal flexibility and rewarding career Work from anywhere at iA is a reality and an asset to attract workforce Premium client and advisor experience ■ #1 for overall company rating in Advisor Perception Survey, for 2nd year in a row¹ Making it as easy as possible for clients and advisors to do business with iA 2023 - Growing earnings with more capital to fuel growth Increased profitability expected from impacts of new regime and higher rates Sustained shareholder value with $10M book value increase at IFRS 9/17 transition² ☐ Even more robust capital position with 20+ percentage point increase at Dec. 31, 20222 ■ More capital for investment and deployment, to grow and to return to shareholders 1 According to Environics Research. 2 The finalization of the Consolidated Statements of Financial Position at the January 1, 2022 transition date is in progress. 4 This slide presents non-IFRS measures; see the "Non-IFRS and Additional Financial Measures" section at the beginning of this document for relevant information about such measures.#55 2022 RESULTS VS. GUIDANCE All metrics are in-line or better than guidance Core EPS+ Core ROE (trailing 12 months) Impact of new business* (strain) Solvency ratio+ Capital generation* Effective tax rate Dividend payout ratio* 1 A negative strain represents a gain at issue. 2022 guidance $8.70 to $9.30 in 2022 13.0% to 15.0% -5% to 10% 110% to 116% 2022 results $8.85 14.2% (8%)¹ 126% $450M to $525M in 2022 ~$550M 21% to 23% 25% to 35% (mid-range) 17.2% 29% + This item is a non-IFRS measure; see the "Non-IFRS and Additional Financial Measures" section at the beginning of this document for relevant information about such measures. iAm Financial Group#6IFRS 17 AND IFRS 9 UPDATE Favourable positioning IMPACTS AT TRANSITION 1,2 Book value CSM level +$10M³ $5.5B³ CORE EPS Guiding to solid growth Solvency ratio > 20 percentage point increase $8.85 Capital available for deployment Very favourable PRELIMINARY IMPACTS ON 2022 RESULTS 1,4 Book value Solvency ratio Core ROE Near-neutral > 20 percentage point increase Favourable Core EPS level Favourable Organic capital generation Favourable 2022 2023 2024 2025 IFRS 4 IFRS 9/17 Maintaining medium-term target 10%+ growth on average per year iAm Financial Group In 2023 - Additional one-time mid-single-digit growth from favourable impacts of new regime for iA and of current higher interest rates, partially offset by continued investments in digital transformation 6 1 These items are non-IFRS measures; see the "Non-IFRS and Additional Financial Measures" section at the beginning of this document for relevant information about such measures. 2 Combined impact at transition of IFRS 9 and IFRS 17 (January 1, 2022), according to information available as at Dec. 31, 2022. 3 The finalization of the Consolidated Statements of Financial Position at the January 1, 2022 transition date is in progress. 4 Expected estimated combined impact of IFRS 9 and IFRS 17, according to information available as at Dec. 31, 2022.#7Strong earnings targets built on solid track record Favourable expected impact of IFRS 9 & 17 transition¹ Core EPS+ (diluted) 10%+ growth on average per year Additional one- time mid-single- digit growth in 20233 Core ROE2+ (diluted) TRACK RECORD 11.9% 2015-2022 7-year CAGR $7.12 $8.31 $8.85 2020 2021 2022 2023 2024 TRACK RECORD 13.6% 2018-2022 5-year average 14.2% 14.2% 13.3% 13.1% 13.3% 2018 2019 2020 2021 2022 7 1 The IFRS 9 & 17 transition date is January 1, 2022. 2 Trailing 12 months. 3 From favourable impacts of new regime for iA and of current higher interest rates, partially offset by continued investments in digital transformation. * This item is a non-IFRS measure; see the "Non-IFRS and Additional Financial Measures" section at the end of this document for relevant information about such measures. 2023 target 13%-15% Increased deployable capital under IFRS 9 & 17 to bolster further ROE expansion#8Strong and ongoing organic capital generation resulting from reduced risk profile Organic capital generation* (~$M) Before iA's management actions and risk profile improvements: no organic capital generation as normal course of business was highly capital intensive 60 30 40 110 490 ~550 2022 TARGET RANGE: $450M to $525M Organic capital generation growth drivers looking forward · • 280 . 250 245 Increase capital-light proportion of new business Continue to improve risk management practices Pricing discipline to improve return on equity 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 Organic capital generation calculation = Core net income to common shareholders - Dividends paid to common shareholders - Required capital increase in normal course of business 8 + This item is a non-IFRS measure; see the "Non-IFRS and Additional Financial Measures" section at the end of this document for relevant information about such measures.#9Potential capital deployment* of ~$350 million at Dec. 30, 2022 to support growth and ROE expansion, with a significant increase expected upon transition to IFRS 9 and IFRS 171 $ Organic growth Investing in digital evolution to propel growth Acquisitions To strengthen strategic positioning Dividends 25%-35% payout ratio target range Based on core earnings NCIB Up to 5% of oustanding shares (between Nov. 14, 2022 and Nov 13, 2023) 1 Expected estimated combined impact of IFRS 9 and IFRS 17 transition on January 1, 2022, according to information available as at Dec. 31, 2022. 9 * This item is a non-IFRS measure; see the "Non-IFRS and Additional Financial Measures" section at the end of this document for relevant information about such measures.#1010 III DIVERSIFIED BUSINESS MIX Foundation Long-established businesses in which iA excels and is already a leader High-performing distribution networks, backed by the quality of our products and digital tools Continued sales growth in Individual Insurance Strong sales and good Dealer profitability for Dealer Services Services Canada despite vehicle (Canada) inventory constraints Individual Wealth ¡A Financial Group Individual Insurance (Canada) Retail distribution Group Insurance and Savings go Support ■ Businesses supporting branding and delivering synergies and competitive advantages to other iA businesses ■ Expansion High-growth distinctive businesses in which iA seeks to become a leader iAm Financial Group Individual Insurance (US) ¡A Auto Dealer Services (US) Strong sales growth from US Individual Insurance with good contribution to earnings Highly fragmented US Dealer Services industry with strong growth potential for iA through organic expansion and bolt-on acquisitions Special Markets and Home Solid sales and results above expectations in Group Savings and Retirement Good sales and strong premiums increase in Employee Plans ■ Very strong sales growth in Special Markets division This slide contains non-IFRS measures; see the "Non-IFRS and Additional Financial Measures" section at the end of this document for relevant information about such measures.#112022 SALES - Continued good business growth iAm Financial Group Year-to-date at December 31 Year-to-date at December 31 ($M, unless otherwise indicated) 2022 2021 YOY variation Individual Insurance 387 286 35% ($M, unless otherwise indicated) US Operations ($US) 2022 2021 YOY variation Individual Insurance 143 135 6% Dealer Services - P&C 1,011 1,068 (5%) Individual Wealth Management General fund - sales 1,203 891 35% Segregated funds - net sales 1,915 3,307 (1,392) ¡A Auto and Home Mutual funds - net sales (615) 1,153 (1,768) 457 432 6% Group Insurance Employee Plans¹ 1,263 1,147 10% ☐ Strong sales results in most business units Dealer Services (Creditor, P&C 1,250 1,109 13% ☐ and car loan orig.) Special Markets 322 215 50% ☐ Record sales observed in Canadian Individual Insurance Dealer Services sales outperformed retail auto sales performance on both sides of the border Group Savings and Retirement 2,827 2,773 1% ☐ Wealth sales tempered by challenging financial market conditions 1 Represents total premiums. 11 This slide contains non-IFRS measures; see the "Non-IFRS and Additional Financial Measures" section at the end of this document for relevant information about such measures.#1212 76% 56% Shift to capital-light products % of new retail sales in low-guarantee products Individual Insurance (Canada) Segregated Funds 96% 85% 2016 2017 2018 2019 2020 2021 2022 Supports a higher ROE Expansion in capital- light businesses in the last decade, such as Dealer Services, Wealth Management and Distribution, has contributed to an improvement in the Company's risk profile. Favours organic capital generation Lower capital requirement per sale#1313 ¡A IS A NORTH AMERICAN LEADER IN DEALER SERVICES, A BUSINESS WITH HIGH GROWTH POTENTIAL FOR FURTHER ROE EXPANSION GROWTH . • • • • Distinctive advantage held as Canadian market leader with a full suite of products, software and training for dealers and close relationships with distributors High growth potential through acquisition as US industry is highly fragmented and ripe for further consolidation Strong sales growth in recent years: 4-year CAGR of 14% (US/CAN combined sales) ¡A's 2022 sales growth outpacing the vehicle sales industry: Canada: US: ¡A: +13% YoY iA: -5% YoY Industry¹: -9% Industry¹: -10% High growth opportunities in Canada via cross-line synergies PROFITABILITY • Potential to drive iA's earnings growth and ROE expansion as a high ROE business CAPITAL . RISK Supports iA's active shift to less capital intensive products • • Managing risk by leveraging expertise and know-how Brings diversification of product mix and revenue streams to iA as a group and good sales diversification within Dealer Services with sales being split between new and used vehicles Marginal impact of inflation due to the business model: regular pricing adjustments and reinsured risks 1 Sources: Canada: Des Rosiers Automotive Consultants; US: US Bureau of Economic Analysis and Cox Automotive numbers of vehicles sold in the US at retail only (fleet and private party sales excluded); numbers are not seasonally adjusted. Raw#14Total return Industry leader for share price growth (Share price growth with dividend reinvested, at year-end) Best performance of Canadian lifecos 14% CAGR 0% IPO¹ 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 14 1 Feb. 3, 2000, when iA became a public company. +1,870% Mar. 1, 2023#15- BOOK VALUE¹ – Strong and steady record of value creation IAG book value per share CAGR² Book value per share 1-year +2% and dividends paid 5-year +8% (at year-end) 10-year +9% Since 2000 +9% Best performance of Canadian lifecos IAG +493% Peers +281% Dec. 31, 15 0% June 30, 2004 20043 2022 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 1 Book value per common share is a financial measure calculated by dividing the common shareholders' equity by the number of common shares outstanding at the end of the period; all components of this measure are IFRS measures. 2 At Dec. 31, 2022. 3 Taken as the earliest relevant comparison date.#16Virtual Information Session for Investors March 28, 2023, 9AM#17Appendices iAm Financial Group#1818 2023 GUIDANCE - Complementary information iAm Financial Group • Under IFRS 17 and IFRS 9, core earnings will continue to be an important indicator of the Company's ability to generate earnings, with the following estimated non-core items in 2023: ⚫ Charges or proceeds related to acquisition or disposition of a business of about $0.05 EPS 。 Amortization of intangible assets of about $0.63 EPS о о Non-core pension expense of about $0.09 EPS • The effective tax rate is expected to be around 22% in 2023 • The dividend payout ratio target range for 2023 is 25% to 35% of core earnings Complete guidance with the Company's sensitivities under IFRS 9 and IFRS 17 to be disclosed at the Investor Event on March 28, 2023 This slide presents non-IFRS measures; see the "Non-IFRS and Additional Financial Measures" section at the beginning of this document for relevant information about such measures.#1919 * 6% The road to reach earnings targets Organic growth A strong base from expected profit on in-force and business diversification + 2% + 1%+ + Organic growth initiatives Supported by digital initiatives¹ Distribution Supported by digital initiatives¹ ΛΙ 10%+ Core EPS+ growth on average per year 1%+ Capital deployment Acquisitions and NCIB 1 Digital initiatives to contribute to 1%+ of annual core EPS growth + These items are non-IFRS measures; see the "Non-IFRS and Additional Financial Measures" section at the end of this document for relevant information about such measures.#2020 MAIN GROWTH DRIVERS Our key actions for success Remain at the leading edge of digital tools SALES EARNINGS Leverage full range of products to meet clients' needs Build on our extensive relationships with distributors Optimize synergies between business units الله Maintain pricing discipline Continue growing sales and revenues faster than expenses Digital and Lean initiatives for more operational efficiencies Develop expansion businesses by leveraging leading expertise#2121 6.9 Proven strategy, continued momentum Net premiums, premium equivalents and deposits+ ($B) +9% 15.2 5-year +8% CAGR 10-year CAGR 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 83.5 AUM/AUA+ (Assets under management and administration, end of period, $B) +3% 5-year 200.4 +9% CAGR 10-year CAGR 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 + These items are non-IFRS measures; see the "Non-IFRS and Additional Financial Measures" section at the end of this document for relevant information about such measures.#22STRONG BALANCE SHEET Ratios (Dec. 31, 2022) Leverage ratio of 23.4% Coverage ratio of 13.2x Capital flexibility Potential capital deployment of ~$350M as at December 31, 2022 Very favourable impact expected at IFRS 9/17 transition¹ NCIB iAm Financial Group During Q4/22, 0.7 million shares were redeemed and cancelled for a total value of $55.8 million. During 2022, 3.1 million shares were redeemed and cancelled for a total value of $213.1 million. A new NCIB program has begun on Nov. 14, 2022, and up to 5,265,045 common shares could be redeemed through Nov. 13, 2023. 22 1 Expected estimated combined impact of IFRS 9 and IFRS 17 transition on January 1, 2022, according to information available as at Dec. 31, 2022. + This item is a non-IFRS measure; see the "Non-IFRS and Additional Financial Measures" section at the beginning of this document for relevant information about such measures.#2323 $0.70 $0.65 $0.60 $0.55 $0.50 $0.45 $0.40 $0.35 $0.30 $0.25 $0.20 $0.15 $0.10 $0.05 $0.00 DIVIDEND TO COMMON SHAREHOLDERS The dividend per share paid in 2022 was 25% higher than in 2021 Dividend per share of 67.5¢ payable in Q1/2023 iAm Financial Group First lifeco in Canada to resume dividend increases after the financial crisis Steady increases every 3 quarters Largest dividend increase (+29%) among Canadian lifecos following the lifting of regulatory restrictions in November 2021 IPO 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023#24119 SOLVENCY RATIO* ¡A Financial Corporation Inc. (%, end of period) Transition to IFRS 9 and IFRS 17 to have a very favourable impact on the solvency ratio iAm Financial Group 137 134 133 134 130 126 127 128 130 131 132 130 130 124 124 125 126 110%-116% target Q3/18 Q4/18 Q1/19 Q2/19 Q3/19 Q4/19 Q1/20 Q2/20 Q3/20 Q4/20 Q1/21 Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 + 24 This item is a non-IFRS measure; see the "Non-IFRS and Additional Financial Measures" section at the beginning of this document for relevant information about such measures.#2525 CREDIT RATINGS iA Financial Corporation Inc. Credit rating agency Issuer rating Standard & Poor's A Industrial Alliance Insurance and Financial Services Inc. Financial strength AA- Outlook Stable DBRS Morningstar A AA (low) Stable A.M. Best N/A A+ (Superior) Stable iAm Financial Group#2626 شد ESG ambition To contribute to sustainable growth and wellbeing for our clients, employees, partners, investors and communities Our main targets . Reduction of our GHG emissions by 20% per employee by 2025 Now and in the future, achieve increased gender equity of between 40% and 60% in iA Financial Group senior leadership positions and appointments Commitment to five United Nations Sustainable Development Goals 3 GOOD HEALTH AND WELL-BEING 8 DECENT WORK AND ECONOMIC GROWTH 10 REDUCED INEQUALITIES SUSTAINABLE CITIES 11 AND COMMUNITIES 13 CLIMATE ACTION#27CONCRETE ACTIONS FOR A SUSTAINABLE FUTURE ENVIRONMENT • OUR CONTRIBUTION TO SUSTAINABLE FINANCE Signatory of United Nations Principles for Responsible Investment (PRI) Review of Responsible Investment Policy in 2022 Publication of our first Sustainability Bond Framework in February 2022 Enhanced lineup of socially responsible investment funds for a total of 22 funds Support for the International Sustainability Standards Board (ISSB) Participation in the Statement by the Quebec Financial Centre for a Sustainable Finance Signatory of PRI Principles for Responsible Investment ???? VV VV wwww v v v v VV vvvv VV Climate Change Position Statement through which we aim at becoming a leader in the industry on climate change in North America over time Continue offsetting GHG emissions (scope 1 and 2) as well as reducing our emissions . • + ++ + + + ++ + ++ ++ ++++ ++++ ++ + ++ ++ ++++ ++++ ++++ SOCIAL GOVERNANCE Commitment to obtain the Progressive Aboriginal Relations (PAR) certification of the Canadian Council for Aboriginal Business Equity, Diversity and Inclusion program, including a three-year action plan • • Best governance practices reinforced with a formalized Governance Framework Use of the TCFD and SASB reporting frameworks to guide ESG disclosure Integration of sustainable development in our governance structure through several committees ESG criteria included in executive compensation since 2021 Climate change task force to achieve and improve reduction targets • Efforts to support employees' wellbeing promoting global health • . Work From Anywhere model estimated to result in the Offering our clients products and services that provide access to quality health care and health services • • Publication of several policies, • Continued effort to harmonize and further implement NPS metrics across the Company reduction of 3,500 tonnes in GHG equivalents Majority of our 30+ properties in Canada are BOMA BEST or LEED certified ENTREPRISE CERTIFIÉE CARBONEUTRE planetair 2021 CARBON NEUTRAL CERTIFIED BUSINESS CDP • 2022 donations of $8.5M to different social and community organizations Progressive Aboriginal COMMITTED RELATIONS Canadian Council for Aboriginal Business practices and statements to support our governance TCFD SUSTAINABILITY RECOUNTING TASK FORCE ON CLIMATE-RELATED FINANCIAL DISCLOSURES SASB STANDARDS BOARD 27#2828 Forward-looking statements This document may contain statements relating to strategies used by iA Financial Group or statements that are predictive in nature, that depend upon or refer to future events or conditions, or that include words such as "may", "will", "could", "should", "would", "suspect", "expect", "anticipate", "intend", "plan", "believe", "estimate", and "continue" (or the negative thereof), as well as words such as "objective", "goal", "guidance", "outlook" and "forecast", or other similar words or expressions. Such statements constitute forward-looking statements within the meaning of securities laws. In this document, forward-looking statements include, but are not limited to, information concerning possible or assumed future operating results. These statements are not historical facts; they represent only expectations, estimates and projections regarding future events and are subject to change. Although iA Financial Group believes that the expectations reflected in such forward-looking statements are reasonable, such statements involve risks and uncertainties, and undue reliance should not be placed on such statements. In addition, certain material factors or assumptions are applied in making forward-looking statements, and actual results may differ materially from those expressed or implied in such statements. Material factors and risks that could cause actual results to differ materially from expectations include, but are not limited to: insurance, market, credit, liquidity, strategic and operational risks, such as: general business and economic conditions; level of inflation; level of competition and consolidation; changes in laws and regulations, including tax laws and changes made to capital and liquidity guidelines; actions by regulatory authorities that may affect the business or operations of iA Financial Group or its business partners; risks associated with the regional or global political and social environment; risks related to climate change including the transition to a low-carbon economy and iA Financial Group's ability to satisfy stakeholder expectations on environmental, social and governance issues; data and cyber risks; risks related to human resources; hedging strategy risks; liquidity of iA Financial Group, including the availability of financing to meet existing financial commitments on their expected maturity dates when required; accuracy of information received from counterparties and the ability of counterparties to meet their obligations; the occurrence of natural or man-made disasters, international conflicts, pandemic diseases (such as the current COVID-19 pandemic) and acts of terrorism. Material factors and assumptions used in the preparation of financial outlooks include, but are not limited to: accuracy of accounting policies and best estimate actuarial and economic assumptions used by the Company such as mortality, morbidity, longevity and policyholder behaviour; different business growth rates per business unit; no unexpected material changes in the economic, competitive, insurance, legal or regulatory environment or actions by regulatory authorities that could have a material impact on the business or operations of iA Financial Group or its business partners; risks and conditions; and the Company's recent performance and results, as discussed elsewhere in this document. Potential impacts of the COVID-19 pandemic - Since March 2020, the COVID-19 pandemic has had major, unprecedented implications for both society and the economy. The overall impact of the COVID-19 pandemic is still uncertain and depends on many factors, such as the progression of the virus, the emergence of new variants, the duration of the pandemic, potential treatments and therapies, the availability of vaccines, the effectiveness of government measures to slow the virus's spread and the impact of those measures on the economy. As a result, we cannot accurately predict the total bearing the pandemic will have, but the impact on iA Financial Group's business and financial results could be material. However, despite the short-term negative impacts of the pandemic on its results, iA Financial Group remains financially solid. In addition, iA Financial Group's business continuity protocol has continued, ensuring that the quality of service clients receive is similar to or better than before the pandemic and enabling employees and advisors to continue to work safely and securely. Potential impact of geopolitical conflicts - Since February 2022, Russia's military invasion of Ukraine and the related sanctions and economic fallout have had several impacts on global financial markets, exacerbating the volatility already present since the beginning of the year. The outlook for financial markets over the short and medium term remains highly uncertain and vulnerable, in part due to continued geopolitical tensions. The Company continues to monitor potential impacts of the conflict. These impacts could negatively affect the Company's financial outlook, results and operations. Additional information about the material factors that could cause actual results to differ materially from expectations and about material factors or assumptions applied in making forward-looking statements may be found in the "Risk Management" section of the Management's Discussion and Analysis for 2021, the "Management of Risks Associated with Financial Instruments" note to the audited consolidated financial statements for the year ended December 31, 2022, and elsewhere in iA Financial Group's filings with the Canadian Securities Administrators, which are available for review at sedar.com. The forward-looking statements in this document reflect iA Financial Group's expectations as of the date of this document. iA Financial Group does not undertake to update or release any revisions to these forward- looking statements to reflect events or circumstances after the date of this document or to reflect the occurrence of unanticipated events, except as required by law.#2929 Non-IFRS and Additional Financial Measures iA Financial Corporation and iA Insurance report their financial results and statements in accordance with International Financial Reporting Standards ("IFRS"). They also publish certain financial measures or ratios that are not based on IFRS ("non-IFRS"). A financial measure is considered a non-IFRS measure for Canadian securities law purposes if it is presented other than in accordance with the generally accepted accounting principles ("GAAP") used for the Company's audited financial statements. The Company uses non-IFRS measures when evaluating its results and measuring its performance. The Company believes that non-IFRS measures provide additional information to better understand its financial results and assess its growth and earnings potential, and that they facilitate comparison of the quarterly and full year results of the Company's ongoing operations. Since non-IFRS measures do not have standardized definitions and meaning, they may differ from the non-IFRS financial measures used by other institutions and should not be viewed as an alternative to measures of financial performance determined in accordance with IFRS. The Company strongly encourages investors to review its financial statements and other publicly filed reports in their entirety and not to rely on any single financial measure. These non-IFRS measures are often accompanied by and reconciled with IFRS financial measures. For certain non-IFRS measures, there are no directly comparable amounts under IFRS. This document presents non-IFRS measures used by the Company when evaluating its results and measuring its performance. For relevant information about non-IFRS measures used in this document, see the "Non-IFRS and Additional Financial Measures" section in the Management's Discussion and Analysis for the period ending December 31, 2022, which is hereby incorporated by reference and is available for review on SEDAR at sedar.com or on iA Financial Group's website at ia.ca.#3030 30 INVESTOR RELATIONS iAm Financial Group Contact Marie-Annick Bonneau Tel.: 418-931-0142 [email protected] Next Reporting Dates Q1/2023 May 10, 2023 at 8AM Q2/2023 - August 3, 2023 after market close Q3/2023 November 7, 2023 after market close Q4/2023 February 20, 2024 after market close Conference call on May 10, 2023 at 11AM Conference call on August 4, 2023 at 8AM Conference call on November 8, 2023 at 11AM Conference call on February 21, 2024 For information on our earnings releases, conference calls and related disclosure documents, consult the Investor Relations section of our website at ia.ca. No offer or solicitation to purchase This presentation does not, and is not intended to, constitute or form part of, and should not be construed as, an offer or invitation for the sale or purchase of, or a solicitation of an offer to purchase, subscribe for or otherwise acquire, any securities, businesses and/or assets of any entity, nor shall it or any part of it be relied upon in connection with or act as any inducement to enter into any contract or commitment or investment decision whatsoever.#31¡A Financial Group is a business name and trademark of iA Financial Corporation Inc. and Industrial Alliance Insurance and Financial Services Inc. iAn Financial Group