#1MoneyLion (NYSE: ML) Investor Day December 8, 2022 c#2Disclaimer USE OF NON-GAAP FINANCIAL MEASURES Some of the financial information and data contained in this presentation, such as Adjusted Revenue, Adjusted Gross Profit and Adjusted EBITDA, have not been prepared in accordance with United States generally accepted accounting principles ("GAAP"). MoneyLion management uses these non-GAAP measures for various purposes, including as measures of performance and as a basis for strategic planning and forecasting. MoneyLion believes these non-GAAP measures of financial results provide relevant and useful information to management and investors regarding certain financial and business trends relating to MoneyLion's results of operations. MoneyLion's method of determining these non-GAAP measures may be different from other companies' methods and, therefore, may not be comparable to those used by other companies and MoneyLion does not recommend the sole use of these non-GAAP measures to assess its financial performance. MoneyLion management does not consider these non-GAAP measures in isolation or as an alternative to financial measures determined in accordance with GAAP. The principal limitation of these non-GAAP financial measures is that they exclude significant expenses and income that are required by GAAP to be recorded in MoneyLion's financial statements. In addition, they are subject to inherent limitations as they reflect the exercise of judgments by management about which expense and income are excluded or included in determining these non-GAAP financial measures. In order to compensate for these limitations, management presents non-GAAP financial measures in connection with GAAP results. You should review MoneyLion's financial statements, which are included in MoneyLion's filings with the U.S. Securities and Exchange Commission, and not rely on any single financial measure to evaluate MoneyLion's business. Reconciliations of these non-GAAP metrics to the most directly comparable GAAP measure are set forth in the Appendix of this presentation. To the extent that forward-looking non-GAAP financial measures are provided, they are presented on a non-GAAP basis without reconciliations of such forward-looking non-GAAP measures, due to the inherent difficulty in forecasting and quantifying certain amounts that are necessary for such reconciliation, which could be material based on historical adjustments. FORWARD-LOOKING STATEMENTS The information in this presentation includes "forward-looking statements" within the meaning of the "safe harbor" provisions of the United States Private Securities Litigation Reform Act of 1995. Forward-looking statements may be identified by the use of words such as "estimate," "plan," "project," "forecast," "intend," "will," "expect," "anticipate," "believe," "seek," "target" or other similar expressions that predict or indicate future events or trends or that are not statements of historical matters. These forward- looking statements include, but are not limited to, statements regarding, among other things, MoneyLion's financial position, results of operations, cash flows, prospects and growth strategies. These statements are based on various assumptions, whether or not identified in this presentation, and on the current expectations of Money Lion's management, are subject to a number of risks and uncertainties and are not predictions of actual performance. Actual events and circumstances are difficult or impossible to predict and will differ from assumptions. Many actual events and circumstances are beyond the control of MoneyLion. Factors that could cause actual results and outcomes to differ from those reflected in forward-looking include, among other things, factors relating to the business, operations and financial performance of Money Lion, including market conditions and global and economic factors beyond MoneyLion's control, including the COVID-19 pandemic; intense and increasing competition in the industries in which MoneyLion and its subsidiaries, including Malka Media Group LLC ("MALKA") and Even Financial Inc. ("Even Financial"), operate, and demand for and consumer confidence in MoneyLion's products and services, including as a result of any adverse publicity concerning MoneyLion; MoneyLion's ability to realize strategic objectives and avoid difficulties and risks of any acquisitions, strategic investments, entries into new businesses, joint ventures, divestitures and other transactions; MoneyLion's reliance on third parties to provide services; MoneyLion's ability to service loans or advances properly and the performance of the loans and other receivables originated through MoneyLion's platform; MoneyLion's ability to raise financing in the future, to comply with restrictive covenants related to its long-term indebtedness and to manage the effects of changes in the cost of capital; MoneyLion's success in retaining or recruiting, or changing as required, its officers, key employees and directors, including its and MALKA's ability to retain content creators; MoneyLion's ability to comply with the extensive and evolving laws and regulations applicable to its business; risks related to the proper functioning of MoneyLion's IT systems and data storage, including as a result of cyberattacks and other security breaches or disruptions suffered by MoneyLion or third parties upon which it relies; MoneyLion's ability to protect its intellectual property rights; MoneyLion's ability to comply with laws and regulations applicable to its business and the outcome of any legal or governmental proceedings that are or may in the future be instituted against MoneyLion; MoneyLion's ability to establish and maintain an effective system of internal controls over financial reporting; and MoneyLion's ability to maintain the listing of MoneyLion's Class A common stock and of MoneyLion's publicly traded warrants to purchase MoneyLion Class A common stock on the New York Stock Exchange and any volatility in the market price of MoneyLion's securities. If any of these risks materialize or our assumptions prove incorrect, actual results could differ materially from the results implied by these forward-looking statements. There may be additional risks that MoneyLion presently knows or that MoneyLion currently believes are immaterial that could also cause actual results to differ from those contained in the forward-looking statements. In addition, forward-looking statements reflect MoneyLion's expectations, plans or forecasts of future events and views as of the date of this presentation. MoneyLion anticipates that subsequent events and developments will cause its assessments to change. However, while MoneyLion may elect to update these forward-looki statements at some point in the future, MoneyLion specifically disclaims any obligation to do so. These forward-looking statements should not be relied upon as representing MoneyLion's assessments as of any date subsequent to the date of this presentation. Accordingly, undue reliance should not be placed upon the forward-looking statements. INDUSTRY INFORMATION Certain industry information contained in this presentation, including forecasts and estimates regarding market size, is based on our own estimates and third-party information available to us that we believe is reliable. However, there can be no assurance that this information will prove accurate in whole or in part. Market information is subject to change and cannot always be verified with complete certainty due to limits on the availability and reliability of raw data, the voluntary nature of the data-gathering process and other limitations and uncertainties inherent in any statistical survey. As a result, you should be aware that industry and other similar information set forth in this presentation, and estimates and beliefs based on such data, may not be reliable.#3Agenda Opening Remarks, Dee Choubey Consumer: Market Opportunity, Cynthia Kleinbaum Consumer: Content Strategy, Jeff Frommer Consumer: Product, Tim Hong Enterprise: Marketplace Strategy, Phill Rosen Data, Tim Hong & Phill Rosen Financial Update, Rick Correia Q&A, All Speakers#4Opening Remarks Dee Choubey Chief Executive Officer#5hanow nohahz/3 W#6Scale Growth Performance MoneyLion ● ● ● MoneyLion at a Glance 5.4M Total Customers 11.3M Total Products 700+ Global Employees 4 Offices 101% Y/Y Total Customers growth in Q3 2022 63% Y/Y Total Originations growth in Q3 2022 103% Y/Y Adjusted Revenue growth in Q3 2022 55%+ Adjusted Gross Profit margin $68 ARPU for Q3 2022 < 6 month payback period on customer acquisition Adjusted Revenue ($ in millions) $40 2019 Y/Y Growth 100%+ CAGR $76 2020 90% Note ARPU is calculated by dividing annualized Adjusted Revenue for the period by average Total Customers for the period. Adjusted Revenue and Adjusted Gross Profit are non-GAAP measures. See the Appendix for a reconciliation of these measures to their nearest GAAP equivalents. See "Footnotes" section for detailed footnotes and definitions. All statistics as of September 30, 2022. $165 2021 117% $320-330 94%-100% 6#7The Evolution of Financial Technology (Fintech) Web Fintech 1.0 MoneyLion Mobile Fintech 2.0 (8) Everywhere MoneyLion 7#8MoneyLion Dee Choubey Founder, CEO, & President citibank Goldman Sachs - CITADEL Cynthia Kleinbaum Chief Customer Officer Walmart Nestle Today's Presenters BONOBOS >D Rick Correia Chief Financial Officer AS MERRILL A BANK OF AMERICA COMPANY accenture CITADEL Jeff Frommer Chief Content Officer MALKA Adobe Tim Hong Chief Product Officer tsumobi e emsense Phill Rosen Even Financial CEO Orchard 8#9John Chrystal (Chair) The Bancorp CREDIT SUISSE Jeff Gary A Group MoneyLion Board of Directors Dwight L. Bush AMERICA EMBASSY Lisa Gersh goop MARTHA M WAR STE Dee Choubey MoneyLion Goldman Sachs CITADEL Annette Nazareth LXXIV Michael Paull Disney + ESPA+ JONA Davis Polk Matt Derella pwc Google Chris Sugden edisonpartners 9#10New York, NY MoneyLion MoneyLion's Global Team Jersey City, NJ Santa Monica, CA Kuala Lumpur 10#11We are rewiring the financial system... EVERY TIME YOU MONEY MoneyLion Marketplace Content Data Products 11#12So we can positively change the financial path for every hard-working American MoneyLion STEP STALL kybe ***** 12#13MoneyLion Rewiring the financial system MALKA Content at the speed of culture EVEN The definitive search engine for financial services MoneyLion EVERY TIME you Ⓡ MONEY 13#14We are building a personalized mass market offering MoneyLion Marketplace Third-Party Product Offers lyr Lyft Earn up to $3,000 Driving with Lyft can make you up to $3,000 within your first 30 days. Learn more Data Content @tatianacredit Products MoneyLion First- Party Products Instacash Advance $250 out of $250 available For all credit types "How many credit ca points do you need to Funds deposited in seconds happy?" Get instacash 14#15Content, Marketplace, Products and Data Fuel Our Flywheel More Channel Partners More Conversions & Better Monetization MoneyLion More Consumers & Data MoneyLion Improved Consumer Outcomes Better Recommendations More Product Partners & Products 15#16Our Consumer offering is a full-feature money app MoneyLion 16#17We connect consumers to curated money content, so they can achieve their money goals MoneyLion H "How many credit points do you n han be inflat ◄ Search 16:35 Discover Trending @tatianacredit 2 MoneyLion Playlists 57xx How To Beat Inflation Money tips to help you beat the heat of inflation 12 Videos 52% C 68 ▷ Play All ŵ @austinhankwitz New Job? Change for more money 40 NYC reacts to Inflation @investwithruss { Phone Bill Hack @nicktalksmoney BRANDON COPELAND NFL LINEBACKER & MONEY EXPERT No Stupid Questions How to earn passive income NFL Linebacker & Money Expert Brandon down how dividends can help bo#18We empower consumers to take control of their money MoneyLion ← 11:19 Instacash Cash advances Balance $535 available out of $635 Request Peer Boost. O left to send Refreshes on Jan 01 Boost! have an extra $5 available until Dec 31, Austin H. sent you Increase your Instacash limit with direct deposits Learn more Got it Scheduled repayment Ⓒ O Boosted Get more Repay $105.99 scheduled on Dec 8, 2022 M 11:35 ◄ Camera $3.52 Round Ups Progress With Round Ups, you've invested $1,602.29 Manage Round Ups Win $250 with Round Ups Enter for a chance to win $250 in Bitcoin or investment account deposit View giveaway Round Up to C Crypto Bitcoin Cards to Round Up 1 unlinked card(s) Tap to reconnect Bank Account RoarMoney Pause Transferred at $5.00 16:51 Search We make it easy to invest with as little as $5 Save for rainy day & your goals Invest in smart, diversified portfolios Set aside a piece of every paycheck Round Up your spare change* Build a socially responsible portfolio Let's get started 67 18#19Our Consumer marketplace provides personalized and actionable offers MoneyLion 12:01 Products & Offers B Instacash 6 Car Insurance Cards Safe Driving Discounts Good driving can now pay you back Track your driving and see your driver score. You could save big on your auto insurance. Get started Lemonade Affordable Renter's Insurance protect a lot for not a lot Protect your stuff from damage or theft, whether it's in your house or outside. Get a quote now Home Get a refund on your car $1 ↑ 12 pts 85 Driver score 0 Best Insurers. Instant Results. 100% Free. ឃ 65 Education Do 19#20Our Enterprise marketplace powers the entire fintech ecosystem MoneyLion 20#21MoneyLion Disruptive Marketplace Technology Channel Partners INSIDER BENZINGA lendio tu TransUnion. Before Static- Not Scalable "Many to Many" Product Partners Upstart SoFi Best Egg Aachieve Channel Partners INSIDER BENZINGA lendio tu TransUnion. After MoneyLion Programmatic- Scalable One to Many" Product Partners Upstart SoFi Best Egg Aachieve 21#22MoneyLion We are leading the way in fintech 3.0 22#23Massive and Expanding Market Opportunity Enterprise $185B MoneyLion US Embedded Finance Market (2) US Non-Financial Services Digital Ad Spend (1) US Financial Services Digital Ad Spend (1) Consumer $250B Spend (3) Save (4) Invest (5)(6) Sources Enterprise TAM sources: (1) U.S. Digital Ad Spend for Financial Services of $24B and total U.S. Digital Ad Spend of $164B; source: eMarketer. (2) Embedded Finance Brief (2022), Bain. Consumer TAM represents fee pools for consumer finance solutions; sources: (3) Nilson, Federal Reserve, U.S. Census Bureau, ValuePenguin; estimated 2019 debit and credit card interchange fees plus estimated revenue opportunity for point-of-sale financing using Q3 2020 LTM e-commerce sales; (4) SNL; Q3 2020 LTM service charges on deposit accounts for U.S. regulated depositories and credit unions; excludes depositories with assets under $1B; (5) Statista; assumes 25bps fee on ~$3T of forecasted digital asset manager AUM; (6) PMA, Statista; assumes financial services account for ~35% of $8.2B of affiliate derived revenue. 23#24MoneyLion Key Investor Takeaways Powerful Combination of Content, Products, Marketplace and Data Core competencies position us to benefit from emerging revenue opportunities 24#25MoneyLion Key Investor Takeaways Strong Unit Economics Strong unit economics resulting from our powerful flywheel 25#26MoneyLion Key Investor Takeaways Built for Profitable Growth at Scale Attractive long-term margin profile and adequate runway to support us through profitability 26#27MoneyLion Key Investor Takeaways Massive and Expanding TAM Uniquely positioned to provide personalized, mass market offerings 27#28Consumer: Market Opportunity Cynthia Kleinbaum Milner Chief Customer Officer#29168M Americans are Underserved MoneyLion Note Number of Americans who don't have a financial advisor. Calculated using data from the Northwestern Mutual 2022 Planning & Progress Study, conducted by The Harris Poll on behalf of Northwestern Mutual, of 2,381 American adults aged 18 or older and U.S. adult population statistics from the U.S. 2020 Census from the U.S. Census Bureau. 29#30Americans Feel Like Money Controls Their Lives 716 (1) 6 in 10 Americans wake up in the middle of the night worrying about money MoneyLion 200x/year Number of times the average American checks their bank account (2) 6x/day Number of times the average American worries about money Sources (1) OnePoll survey, conducted in April 2022, of 2,000 adults, in partnership with Questis, as reported by Talker Research. (2) OnePoll survey, conducted in March 2021, of 2,000 American adults, in partnership with, and as reported by, Cushion.ai. (3) OnePoll survey, conducted in November 2021 with a panel of 2,000 general population U.S. consumers split evenly by generation, in partnership with, and as reported by, Affirm, Inc. (3) 30#31Likelihood to talk about something else. versus money MoneyLion Current Events 70% more likely Pop Culture 32% Source The Master Your Money Pulse Poll, conducted May 2021, as reported by Business Insider, surveying 2,130 people age 18 and older. Money vs... Relationships or Politics 21% more likely more likely 31#323 in 5 people have faked their financial reality on social media Source OnePoll survey, conducted in April 2022, of 2,000 adults, in partnership with Questis, as reported by Talker Research. MoneyLion AN LOVEWANT LOVEWANT 32#332.99 2009 Average Number of Correct Responses (out of 5) (1) 2.88 2012 MoneyLion 2.83 2015 2.70 2018 2.58 2021 66% of Americans cannot answer more than 3 basic financial questions (2) Sources (1) Carly Urban, Ph.D. and Olivia Valdes, Ph.D. (August 2022). "Why Is Measured Financial Literacy Declining and What Does It Mean? Maybe We Just 'Don't Know," FINRA Investor Education Foundation. (2) June - Oct 2021 FINRA Investor Education Foundation 2021 National Financial Capability Study of 27,118 adults across the U.S. 33#34$ Higher Financial Literacy ~50% more likely to have an emergency fund MoneyLion ~80% more likely to have calculated their retirement saving needs Half as likely to only pay the minimum credit card payment Source Lin, J. T., Bumcrot, C., Mottola, G., Valdes, O., Ganem, R., Kieffer, C., Lusardi, A., & Walsh, G. (2022). Financial Capability in the United States: Highlights from the FINRA Foundation National Financial Capability Study (5th Edition). FINRA Investor Education Foundation. www.FINRAFoundation.org/NFCSReport2021. 34#35The Financial Literacy Vicious Cycle MoneyLion 7 Impaired Decision- making R Financial stress Poor Mental Health 35#36Add comment... ♫original sound - themotiv much you make in the comments and ill... more Replying to therealladykate Tell me how themotivated_millennial - 7-6 notivated_millennial e to borrow? Advertiser disclosure 15:56 ◄ Search > 691 Reels 87 XO A down $VERO1970 ASKS HOW CAN I STOP LIVING PAYCHECK TO PAYCHECK? 88 O ON D Growing trends enabling America to break the cycle 1. Embedded Finance 2. Financial Influencers 3. Adoption of Fintech 36#37Embedded Finance Match people with the financial products and services they need, when and where they need it MoneyLion Loans Savings Insurance Credit Cards Mortgage PERSONAL FINANCE Section money and for those who just need a bit of change to tide them over. JUMP TO Today's personal loan rates Credit Rating Choose one... Loan Purpose Debt Consolidation Sort APR 1 60 months Term of Loan Disclaimer & more info 9.99% Fixed APR 5 LENDINGPOINT. CONTINUE Zip Code Marcus 32086 Amount $10,000 Advertiser Disclosure $212.43 Est. Monthly Payment See all offers through LendingPoint POS/Retail Financial Advisors Tax Prep Workforce Mass Media 37#381ST TREND: EMBEDDED FINANCE 500 min / day is the expected digital media consumption for 2023 MoneyLion Source "Average Time Spent per Day with Digital, US, 2020-2024," eMarketer (April 2022), as reported by Insider Intelligence. 38#392ND TREND: FINANCIAL INFLUENCERS Adoption of social media as a source of financial education MoneyLion 9% Baby Boomers 9th Percentage of Utilization by Generation 22% GenXers 5th 35% Source Morning Consult survey, conducted November 10 - November 12, 2022, among a sample of 4,010 adults, commissioned by MoneyLion. Millenials 3rd Ranking Within a Generation 49% GenZers 1st 39#40Younger generations are turning to social media and financial influencers to get financial advice MoneyLion 18:16 Off einsteinelementary 2 2 people 10-30 Episode 41 Einstein can't DIRECTLY advise you what to buy here, but if you follow us yo... more ♫cry- @favsoundds Playlist Einstein Elementary 81 500 3 4976 40#41Adoption of Fintech MoneyLion 3RD TREND: FINTECH Overall Adoption of Fintech 58% 2020 Source The Fintech Effect: Stability, Impact and Building for the Future" by Plaid Inc. (2022). 80% 2022 41#42MoneyLion is capitalizing on these trends MoneyLion 42#43MoneyLion 21:39 Search < 91 Following WE'RE GIVING AWAY $59889THIS SEASON MoneyLion ZODIAC SIGNS USING MONEYLION PAY @moneylion 65.1K Followers Message 2 o Real money tok with your go-to money app å beacons.ai/moneylion Ⓒ Bougie Budget Amearn SKI Why Hap Hm wasn't lunch $15? D186nd you $7.50 ▷348 129.6K Likes O Pinned 74 D WHEN YOU THINK YOU'RE QUIET QUITTING 472.4K ▷ 503 HOW TO GET A HIGHER CREDIT LIMIT DO We meet consumers where they are Discover ness Use for busines iness duction 21:36 A Trending n @dukelovestaxes @ ♡ Home Check our our tax offer 11-22-12.39 1000 of inventory m Playlists 75 We teach them about finance in an engaging and personalized way 12:01 Products & Offers 4 Insurance B Instacash Car Safe Driving Discounts Good driving can now pay you back Track your driving and see your driver score. You could save big on your auto insurance. Get started Lemonade Affordable Renter's Insurance protect a lot for not a lot Protect your stuff from damage or theft, whether it's in your house or outside Get a quote now Get a refund on your car n $ Best Insurers. Instant Results. 100% Free. TTT 8 Cards Home Education 85 Driver score A @ We enable them to take action 43#44Traditional Marketing Funnel MoneyLion CNN f MSNBC (O Google NEWS channel d MoneyLion Marketing Funnel EVEN By MoneyLion MARKETPLACE MALKA MEDIA Proprietary Discovery Feed Shortest Distance to Action 44#45The Money Lion Virtuous Cycle MoneyLion Empowerment, Relief, Joy Personalized Daily Money Content % Actionable Offers 45#46Consumer: Content Strategy Jeff Frommer Chief Content Officer#47Start investing Improve credit score Pay my rent Pay off debt Buy a house MoneyLion Save for a rainy day Save for my MBA Save for a vacation Es Increase my income Ask for a raise We will become the destination for every money decision. Get a cash advance Find a side gig Save for retirement Welcome a ch Buy a new car 47#48Search G MoneyLion There are a lot of places to get money advice from... TikTok S YouTube 0 Websites 0 TV 0 48#49"In our studies, something like almost 40% of young people, when they're looking for a place for lunch, they don't go to Google Maps or Search. They go to TikTok or Instagram" PRABHAKAR RAGHAVAN, GOOGLE SVP JULY 18, 2022 AS REPORTED BY TECHCRUNCH G#50Pay off all your student loans in a year en extends student loan epayment freeze as orgiveness program is tied up courts Arlette Saenz and Katie Lobosco, CN dated 4:09 PM EST, Tue Nove 8941 BREAKING: President Biden announced that he is extending the pause on student loan payments unti! June 30, 2023 while they:35 battle it out in court dukelovestaxes Follow 24 Student Loan Payment Pause EXTENDED!! starting back up in the New Year your.richbff. Follow @your.richbff is happy to say I told you so... ♫chbff Original aud 2 people 21.7K 612 *** 9 you can buy People are turning to creators & influencers Driving $104.2B in commerce annually 50#51MoneyLion Reels UCCI 2,042 Im a content creator and wanna buy some Gucci, canl write it off on my taxes? ПЛ dukelovestaxes Follow Trying to write off clothing? Here's the 3... dukelovestaxes Original audio 62 D If you bought work shoes that made you two inches taller (because tall guys statistically make more money), could you write them off? A Yes B No 51#52how to budget for christmas presents 72 b presents so let's talk about spending money on Christmas MoneyLion Fre @moneytomiles Budgeting for Christmas Presents Christm iPho Should eator and 2,042 ome Gucci can I off on my taxes? dukelovestaxes Follow S Trying to write off clothing? Here's the 3. ♫dukelovestaxes Original audio d profitplug O.J Tik Tok Consum 62 G کرا Q Search Student Loan Payment Pause EXTENDED!! Pay off all your student loans in a year 8941 580 52 456 Green Screen beegrizwrites 2021-12-22 Watch till the end, I promise. In on honn of student loans getting push ♫original sound#53MoneyLion Creator Experience We curate the best money advice and allow creators to get paid and seen when they talk about money MoneyLion dude I know you've been so stressed about student loan payments your.richbff o Follow @your.richbff is happy to say I told you so.. richbff-Original a 2 people Q Student Loan Payment Pause EXTENDED!! 53#54MoneyLion Creator Experience Authenticated Creators Money Content Aggregate Social Reach MoneyLion 150+ 140,000+ 30M+ MoneyLion LESS STRESS. MORE FUN. Welcome to the MoneyLion Creator Experience. THE place to get paid and seen when you create money content. Get started 3 MONEYLION CREATOR [ EXPERIENCE ExbEDIENCE CKEVLOK 54#55Consumers are Consuming More Content IMPRESSIONS Sep 12 MoneyLion Sep 26 Oct 10 170% Oct 24 Nov 7 Increase in impressions Nov 21 Dec 5 O 155% Increase in watch time month over month D 160% Increase in consumers watching at least 50%+ of the video 1218% Increase just in the last week on shares 55#569:41 Discover Trending MoneyLion MoneyLion $ m all Playlists W ⠀ Personalization is the future of finance 9:41 Transactions Scheduled repayment 3 S Payment from Josh Jun 18, 2022 Gas Jun 18, 2022 Rent Jun 20, 2022 Payment from Alexa Jun 21, 2022 Retail Shopping Jun 21, 2022 Restaurant Jun 22, 2022 Payment from Emily Jun 23, 2022 i Manage +$50.00 -$42.00 -$1,200.00 +$100.00 -$75.00 -$35.00 +$80.00 8 56#57MoneyLion Advice, not ads 57#58Meet Tina CS $45K Annual income 620 Credit score MoneyLion Philadelphia Has a baby Costly rent Instacash customer Buy a new car 58#59T STARTER CARS FOR UBER! per La cart https://www.hyrecar.com > Blog I The Best Cars to Drive On Uber - HyreCar Mar 28, 2020 - Uber X Toyota Camry Hybrid: Honda Civic: Toyota Prius: ; Uber XL. Toyota Highlander SUV: Ford Explorer: Honda Odyssey:; Uber Select. Acura MDX: ... What Are The Best Cars For UBER & LYFT? olyf BEST Uber CAR? 2020 Ad https://www.hyrecar.com/ Rent a Car for Ridesharing - Get Started For $180/Week Try A Daily, Weekly. Or Monthly Rental With HyreCar. Insurance Included. No Sign Up Fees. HyreCar Offers Flexible Rental Options With Insurance Included. Get Started Now And Earn. Fast Booking Process. Find Rentals Fast. Rent A Car And... Rideshare Car Rentals How It Works Browse Cars Rent a Car List A Car Find a Car BEST Car For UBER & LYFT? RIDE MoneyLion 7:35 5:21 IS THIS THE BEST CAR? https://www.consumerreports.org> ride-hailing > best-car... ⠀ Best Used Cars for Uber and Lyft Drivers - Consumer Reports Jul 30, 2021 - Best Used Cars for Uber and Lyft Drivers ; Best Overall: 2014+ Toyota Prius 2018 Toyota Prius $22,675 - $26,950; Best Sedan: 2015+ Toyota Camry. Which car makes the most money on Uber? Q VA PECHARD lyn 5:36 BESTUSED CARS TOO WITH 16:56 What do you guys think of these cars for Uber? Add comment BEST RIDESHARE VEHICLE IT RIDESHA HERE ARE THE TOP FIVE CARS 24:52 https://cars.usnews.com > Cars > Car Advice I 11 Best Cars for Uber and Lyft Drivers in 2022 | U.S. News May 27, 2022-We found the best cars t Uber and Lyft drivers, and they all have great fuel economy, plenty of passenger space and attractive interiors. UR 59#60MoneyLion MoneyLion is the Shortest Distance Between Content and Action 9:41 Discover @ Trending Brittney Castro IF YOU'RE BUYING A NEW CAR $ 요 Playlists all 8 ⠀ 3:54 Products & Offers B 4 redit Instacash Car Insurance Cards Home Edu Offers lyn Lyft Earn up to $3,000 Driving with Lyft can make you up to $3,000 within your first 30 days. Learn more STUO Turo Want to know how much you could earn on Turo? Take control of your financial future while cultivating your entrepreneurial fire with Turo, the world's largest car sharing marketplace. Learn more Safe Driving Discounts Good driving can now pay $ 요 2 Å 60#61Meet Bob ES $85K Annual income 710 Credit score MoneyLion North Carolina School teacher Home owner Il Managed investment account Save for a vacation 61#62Partner Advice Engine overstock GameStop Fanatics Foot Locker Every Day Money Decisions See Something To Do Something MoneyLion 9:41 BUDGET GIFTS Top 10 Gifts for Kids Under $25 Havn't had the time to make your holiday purchases yet? Here we'll show you the best gifts you can buy on a budget. 9 videos A MoneyLion Original Series Electronics ▷ Play All Top 10 Gifts for Kids Under $25 School Top 10 Gifts for Kids Under $25 job jo cite to Kige uge 252 5:10 Products & Offers ured $ B Loans Build credit Instacash Credit Builder Plus Loan Get up to $1,000 while you build credit More than half of members raise their credit score by 42+ pts in 60 days.* Competitive APRs Unlock I want to borrow... $500 $1,000 $ Did you still need cash? 2 $5,000 See my offers Car Purpose of the loan is... Debt consolidation Pay off Credit Cards 5G 8 K Insurance Other @ H Marketplace Product Partners 1P or 3P Managed Investment Account 5 LENDINGPOINT. SoFi Aachieve Upstart Best Egg 62#63Partner Advice Engine overstock GameStop Fanatics Foot Locker MoneyLion Advice to Acquisition "You' Enterprise and Media Capabilities CO Marketplace Product Partners 1P or 3P Managed Investment Account 5 LENDINGPOINT. SoFi Aachieve Upstart Best Egg 63#64EVERY TIME YOU MONEY MoneyLion 64#65HOT FUDGE#66Holiday Campaign MoneyLion The only money app you need this holiday. Discover How to host like you bougie on a budget Moneylion MoneyLion EVERY TIME YOU MONEY" seen The money app that its elfin for y TIN TISSOT How To Beat Inflation MoneyLion We're giving away $50K in Holiday Bonuses. a Scan for a PARAS chance to win. MoneyLion EVERY TIME YOU MONEY MoneyLion The money app that works its elfing ass off for you. How w To Beat Inflation OGO Sean for a chance to win day bonus. The money app that works its elfing ass off for you. DO Scan for a chance to win a $500 holiday bonus, How To Beat Inflation 3 MoneyLi 66#67MoneyLion 000 G In the fragmented experience customers have today d 67#68目 P G t#69MoneyLion We will be the first destination for every time you money. 69#70Consumer: Product Tim Hong Chief Product Officer#71Discover Daily destination for personalized content MoneyLion 11:04 Discover HUDDLE Trending Money Huddle @austinhankwitz What Went Wrong with FTX? AUSTIN HANKWITZ Finance Creator n EDWARD WOODFORD CEO Zero Hash But I think the call that went wrong with FTX and there's gonna be Watch Now Playlists What Went Wrong with FTX? Zero Hash CEO Edward Woodford joins Austin Hankwitz and tries to make sense of the biggest story in Crypto @mikeytaylor (Ell €0 ⠀ 78 2 : ឃ Uo 71#72Discover Personalized daily content powered by contextualized data MoneyLion 11:04 Discover 3 n Trending @mikeytaylor Playlists 5 TIPS TO NOT OVERSPEND FOR THE HOLIDAYS (Ell L³ Trending 78 11:04 Discover Trending MoneyLion #spending (2 View transactions [n] a ♡ Prime-time spending Looks like you spent $569.94 in the last 30 days with Amazon. Quote of the Day $ (Ell Playlists m 78 L³ ⠀ 10 Do 8 72#73Discover The inspiration that comes from knowledge, combined with the tools to take action MoneyLion 11:04 Discover Trending @austinhankwitz (2 AMAZON IS MULTI-NATIONAL → Sell products across Playlists UNITED STATES DOLLAR 요 Trending 78 5 continent During Q3 Amazon generated & in total revenue: →North America: $798 → International: $288 → ANS $21B L³ ⠀ "C 11:02 Discover Watchlist Crypto B Trending a Bitcoin Stocks & ETFs e Ethereum Alphabet Alphabet Amazon MoneyLion n....... Ś when wwwn (Ell m Playlists View all L³ 78 10 $17,058.25 Owned $1,262.85 Owned $100.42 Owned $91.63 Owned Do **** 73#74Engagement Our content strategy is working MoneyLion 3x Increase in overall engagement across our platform in Q3 2022 compared to Q2 2022 Sources Engagement rate is defined as the percentage of users who watched a video for at least 5 seconds, clicked to share, expanded, unmuted or clicked a button link within the Discover feed. 74#75Discover Curated playlists on the latest topics MoneyLion 11:03 Discover Trending D Manylion Holiday Money Hacks 9 Videos Holiday Money Hacks n MoneyLion (2 How to improve your credit score Playlists Curated for You Manylion Improve Your Credit Score 22 Videos MoneyLion. Ś Playlists How to beat inflation How To Beat Inflation 12 Videos 쇼 Honey MoneyLion pay HoneyLan How to f debt How To Pay Off Debt 8 Videos A MoneyLion Origina... Playlists 78 How To Savings 13 Vide A 8 11:03 Discover Trending Holiday Money Hacks 9 Videos MoneyLion Holiday Money Hacks MoneyLion MoneyLion Original Series MoneyLion BEST FRIEND FINANCIAL & n BFF MICHELA ALLOOCA Best Friend Financial 9 Videos A MoneyLion Origina... $ Playlists (Ell Bougie on a Budget 9 Videos m MoneyLion's Bougie Budget Kate Phillips A MoneyLion Origina... 78 1 Qu No Stu with Br 11 Video 75#76Marketplace Products and offers personalized for you MoneyLion 11:04 Products & Offers $ Education Pay debt Alaska Alaska Airlines You don't need to be a frequent flyer to fly like one Members earn 30% more miles on average than other airlines, based on how far you fly, not how much you spend. Sign up now Southwest Earn more Shop today, fly later. Say "Yes!" to Rapid Rewards, the only rewards program with unlimited rewards seats, no blackout dates on reward travel and no point expiration. Sign up now United Mileage $ 78 $0 D EP Reduce bills Travel Do 8 76#77Marketplace Products and offers personalized for you MoneyLion 11:04 Products & Offers B Instacash Safe Driving Discounts Good driving can now pay you back Track your driving and see your driver score. You could save big on your auto insurance. Get started 9 Car Insurance Cards Home Education Lemonade Affordable Renter's Insurance - protect a lot for not a lot Protect your stuff from damage or theft, whether it's in your house or outside. Get a quote now E> Get a refund on your car Products & Offers $ Best Insurers. Instant Results. 100% Free. (Ell ↑ 12 pts 85 Driver score 00ni 78 8 11:04 Products & Offers redit Instacash Driver Score Offers lyA Lyft 84 1 pts 275 total trips @a Learn more Car 245 $ Insurance Cards Earn up to $3,000 Driving with Lyft can make you up to $3,000 within your first 30 days. Safe Driving Discounts Ell Toyota 4Runner 2 vehicles Tim Hong 1 drivers Get Savings Insurance L³ 78 Home Edu 90 บ 4 77#78Marketplace Integrated ad and offer serving capabilities directly throughout the MoneyLion app MoneyLion 11:04 Products & Offers Alaska Alaska Airlines $ Education Pay debt Earn more Reduce bills Travel You don't need to be a frequent flyer to fly like one Members earn 30% more miles on average than other airlines, based on how far you fly, not how much you spend. Sign up now S Southwest Shop today, fly later. Say "Yes!" to Rapid Rewards, the only rewards program with unlimited rewards seats, no blackout dates on reward travel and no point. expiration. Sign up now [n] United Mileage $ Products & Offers (Ell 78 L³ 11:03 Discover Trending Powered by Even Financial View Personalized Offers Expiring in 2d: 4h:59m: 4s @breakyourbudget $ (Ell Playlists L³ 78 1 8 78#79MoneyLion Product Announcement 79#80Premium MoneyLion Membership Rolling out the newest evolution of our premium membership MoneyLion $9. .99/m /month Exclusive benefits 80#81We are rewiring the financial system... EVERY TIME YOU MONEY MoneyLion Marketplace Content Data Products 81#82Enterprise: Marketplace Strategy Phill Rosen Even Financial CEO#83We are rewiring the financial system... EVERY TIME YOU MONEY MoneyLion Marketplace Content Data Products 83#84We're the Ultimate Platform for Embedded Finance We enable any company to add financial products to their business with our marketplace technology MoneyLion Š Loans Savings 4 Insurance Credit Cards Mortgages 5 years 36 months Term of Loan Disclaimer & more info PRE-APPROVED 12.49% Sort Recommended lendio Get Matched With Personal Loan Offers In Less Than 60 Seconds LOANS UP TO $250,000 LOAN TERMS 6-144 MONTHS APR FROM 2.49% Congratulations! We've matched you with the following offers PRE-APPROVED RECOMMENDED 8.99% Fixed APR PROSPER 9:41 CONTINUE $15,000 best egg $747.79 8 Personal Loans-Unsecured $462.68 Est. Monthly Payment See all offers through Best Egg Personal Loans Unsecured Advertiser Disclosure in partnership with fiona O 84#85The Engine for Financial Services Offers lantern Sofi Compare personal loan rates and apply in minutes. GET PERSONALIZED RATES It's fast and free, and it won't affect your credit. * Advertiser disclosure. freedomplus FILTER Consumer comes to a partner Website / App / Entry Point MoneyLion →> ...... Submit Consumer submits information It takes less than 60 seconds → RO Consumer gets personalized results Partner gets paid 85#86Single Integration Connects to All Products MoneyLion Any Business (08 Partner Page Embed </> API MoneyLion Marketplace TI Does $ Û 4 A G Loans Savings Insurance Credit Cards Student Loan Refinance Plus Mortgages, Credit Building and more 86#87lendio Get Matched With Personal Loan Offers In Less Than 60 Seconds RETURN TO SEARCH LOANS UP TO $250,000 LOAN TERMS 6-144 MONTHS APR FROM 2.49% Loan Amount $5,000 How much do you need? CONTINUE This service is free and Limitless Variety of Turnkey, Flexible and Native Integration Options MoneyLion in partnership with fiona Advertiser Disclosure act your credit score Partner Page Link out to our hosted white-labelled or co-branded pages JUMP TO Section Credit Rating INSIDER money and for those who just need a bit of change to tide them over. Today's personal loan rates Choose one... Loan Purpose Debt Consolidation Sort APR 1 Zip Code 32086 Amount $10,000 = Advertiser Disclosure Embed Embeddable widgets activate in minutes = lantern SoFi Compare personal loan rates and apply in minutes. GET PERSONALIZED RATES It's fast and free, and it won't affect your credit. * Advertiser disclosure FILTER </> Native API Experiences and apps - build anything on our API 87#88Partner Page Link out to a hosted white-labelled or co-branded page Partner Pages are our hosted, turnkey marketplaces that let partners monetize in minutes, with customization options for partners' brands MoneyLion lendio Get Matched With Personal Loan Offers In Less Than 60 Seconds LOANS UP TO $250,000 LOAN TERMS 6-144 MONTHS APR FROM 2.49% ← RETURN TO SEARCH Loan Amount ● $5,000 How much do you need? CONTINUE in partnership with fiona Advertiser Disclosure This service is free and will NOT affect your credit score ▸ Terms Privacy Support Disclosures A in partnership with Fiona powered by Even 88#89EXAMPLE lendio Unfortunately, we don't have a business loan match at this time. You may still c lendio Pot MoneyLion le Lendio ha provide bu Thousands of bu through Fiona and a business loan Get Matched With Personal Loan Offers In Less Than 60 Seconds LOANS UP TO $250,000 LOAN TERMS 6-144 MONTHS APR FROM 2.49% + RETURN TO SEARCH Loan Amount $5,000 How much do you need? CONTINUE in partnership with fiona Terms Privacy Support Disclosures in partnership with Bona powered by Even Advertiser Disclosure This service is free and will NOT affect your credit score ENTRY POINT lendio lendio lendio Get Matched Offers In Le Get Matched Offers In Le LOAN LOAN TERMS 6-14 ← BACK What's y Email Address [email protected] This service is free and Terms Priv LOAN LOAN TERMS 6-14 ← BACK What's y Phone Number O (999) 999-9999 This service is free and Terms Priv Get Matched With Personal Loan Offers In Less Than 60 Seconds LOANS UP TO $250,000 LOAN TERMS 6-144 MONTHS APR FROM 2.49% ← BACK in partnership with fiona Agree and Continue What's your social security number? Social Security ###-##-#### This will NOT affect your credit score Advertiser Disclosure QUICK AND EASY APPLICATION REQUIRED By clicking Agree and Continue, I hereby consent to the "E-Sign Agreement the "Credit Authorization Agreement, the Terms of Service and Privacy Policy, and am providing written consent under the FCRA for Fiona, and its partners to obtain co In consumer report information from my credit profile. I agree to be contacted by Fiona and its partners and their affiliated companies via email, postal mail service and/or at the telephone number(s) I have provided above to explore various financial products and services I inquired about, including contact through automatic dialing systems, systems, artificial or pre-recorded voice messaging, or text message. Consent is not required as a condition to utilize Fiona, and you may choose to be contacted by an individual customer care representative(s) by calling (800) 614-7505. This service is free and will NOT affect your credit score 0 lendio Get Matched With Personal Loan Offers In Less Than 60 Seconds LOANS UP TO $250,000 LOAN TERMS 6-144 MONTHS APR FROM 2.49% Congratulations! We've matched you with the following offers Sort Recommended PRE-APPROVED RECOMMENDED 36 months Term of Loan Disclaimer & more info PRE-APPROVED 6 best egg 8.99% Fixed APR in partnership with fiona $15,000 CONTINUE Advertiser Disclosure Personal Loans Unsecured $462.68 Est. Monthly Payment See all offers through Best Egg Personal Loans-Unsecured ● PERSONALIZED PREQUALIFIED OFFERS 89#90We helped Lendio grow revenue nearly 80% MoM MoneyLion Even's versatile solutions have allowed us to expand our support of the SMB community, and to date, has helped match over 4,000 of our businesses with consumer capital offerings. In our short time as an Even partner, revenue from the partnership has grown nearly 75% month over month. We are excited to see how our partnership with Even can continue to grow. Nichole Enoch Head of Value Added Services lendio 90#91Embed Embeddable widgets activate in minutes Embeddable widgets provide a more seamless experience on a partner's site and activate with only a few lines of code MoneyLion JUMP TO Section money and for those who just need a bit of change to tide them over. Today's personal loan rates Credit Rating INSIDER Choose one... Loan Purpose Debt Consolidation Sort APR ↑ 60 months Term of Loan Disclaimer & more info 9.99% Fixed APR 4 LENDINGPOINT. CONTINUE Zip Code Marcus 32086 Amount $10,000 Advertiser Disclosure $212.43 Est. Monthly Payment See all offers through LendingPoint 91#92EXAMPLE INSIDER MoneyLion PERSONAL FINANCE JUMP TO Section money and for those who just need a bit of change to tide them over. Today's personal loan rates Credit Rating Choose one... Loan Purpose Debt Consolidation Sort APR 1 60 months Term of Loan Disclaimer & more info 9.99% 5 LENDINGPOINT. CONTINUE Zip Code Marcus 32086 Amount $10,000 Advertiser Disclosure = $212.43 Est. Monthly Payment See all offers throuah LendingPoint ENTRY POINT JUMP TO Section ← RETURN TO SEARCH Why do you Today's persona Today's persona Today's personal loa Loan Purpose Debt Consolidation CONT This service is free and will score Terms Privacy Support Disclo in partnershi powered JUMP TO Section The best personal loar depend on your credit may offer a better deal higher your credit sco you'll usually receive. ← BACK What's your e Email Address [email protected] CONT This service is free and wil scor Terms Privacy Support Discla in partnersh powered JUMP TO The best personal loa depend on your credi may offer a better dea higher your credit sco you'll usually receive. First Name Jane Last Name Section Doe What's your nam CONTINUE This service is free and will NOT aff score Terms Privacy Support Disclosures NM in partnership with Flo powered by Even The best personal loan optio depend on your credit score may offer a better deal than higher your credit score the JUMP TO Today's personal loan rates ← BACK Section Annual income What's your annual income? $90,000 Advertiser Disclosure CONTINUE QUICK AND EASY APPLICATION This service is free and will NOT affect your credit score Terms Privacy Support Disclosures NMLS# 1475872 in partnership with Eigna powered by Even The best personal loan option for you may depend on your credit score, as one lender may offer a better deal than another. The higher your credit score, the lower a rate you'll usually receive. E a INSIDER Subscribe Congratulations! We've matched you with the following offers Sert Recommended PRE-APPROVED RECOMMENDED 48 months Disamente PRE-QUALIFIED 60 months upgrade 13.95% Flad APR $20,000 CONTINUE 10.48% Fixed APR Sed ◆Upstart $522.86 Mathy $50,000 CONTINUE $1.074.19 PERSONALIZED PREQUALIFIED OFFERS 92#93By enabling us to easily integrate useful financial products into Insider's personal finance content, Even has greatly enhanced the experience of our readers. The bottom line is that Even's powerful platform - one that provides our audience with the kinds of personalized financial products they're looking for has brought us more user engagement and monetization. We are thrilled to continue to work with Even to further enhance our marketplace programs and continue to grow the services we can offer to our readers. Jennifer Streaks Sr. Personal Finance Reporter & Spokesperson INSIDER MoneyLion 93#94Native API Experiences and apps - build anything on our API For ultimate flexibility, build any financial marketplace experience, within guidelines, directly on our API-for apps, websites, or any touchpoint MoneyLion = lantern SoFi Compare personal loan rates and apply in minutes. GET PERSONALIZED RATES It's fast and free, and it won't affect your credit. * Advertiser disclosure FILTER freedomplus ★★★★★ 101 Reviews APR RANGE Ⓒ 7.99- 29.99% TERM 2-5 Years $260 MONTHLY Ⓒ GET STARTED Representative Example: For Example, a four year $20,000 loan with an interest rate of 15.49% and corresponding APR of 18.34% would have an estimated monthly payment of 94#95EXAMPLE by lantern SoFi ::: MoneyLion = lantern Sofi Compare personal loan rates and apply in minutes. GET PERSONALIZED RATES It's fast and free, and it won't affect your credit. Advertiser disclosure FILTER freedomplus ✰✰✰✰✰101 Reviews APR RANGE Ⓒ 7.99- 29.99% TERM 2-5 Years $260 MONTHLY Ⓒ GET STARTED Representative Example: For Example, a four year $20,000 loan with an interest rate of 15.49% and corresponding APR of 18.34% would have an estimated monthly payment of ENTRY POINT lantern Sofi < BACK How much do borrow? 1K $10,0 NEX lantern Sofi <BACK < BACK What's your na What's your name? Please use your full leg Please use your full legal name FIRST NAME Jane LAST NAME Doe lantern Sofi NE FIRST NAME Jane LAST NAME Doe NEXT lantern Sofi < BACK What's your Social Security number? To verify your info and give you an accurate quote, each of our partners will obtain a copy of your credit report from a credit reporting agency. Checking your rate will not affect your credit score and your information is transmitted securely. SOCIAL SECURITY NUMBER QUICK AND EASY APPLICATION Learn more about how we protect your information. NEXT 8 = lantern Sofi < BACK HOME Good news! We found 12 offers. axos Pre-qualified offer Advertiser disclosure AMOUNT TERM MONTHLY $36,000 60 mo. $710 7.21% axos TAKE OFFER on Axos's secure site SHOW DETAILS Pre-qualified offer AMOUNT TERM MONTHLY APR $36,000 48 mo. $859 7.31% TAKE OFFER on Axos's secure site SHOW DETAILS PERSONALIZED PREQUALIFIED OFFERS 95#96CASE STUDY Lantern by SoFi Utilized our API integration to power loans, credit cards, and life insurance on Lantern by SoFi by lantern SoFi MoneyLion 00 ○●● By implementing Even's technology, we have been able to build a multi-vertical financial marketplace and more than double revenue and engagement. Michael Bourgeois Business Lead SoFi 000 ●● O●● 96#97CASE STUDY Even + Achieve Our platform drove 100%+ annual channel growth rate with achieve Utilized Even API to drive customer acquisition and engagement across personal loans, HELOC and debt resolution Leveraged advanced analytics and reporting to understand consumer needs and evolve product offering First to market with HELOC via the Even network, providing broader "struggling to thriving" consumers with access to capital Opened new channels and increased customer acquisition Even shares in Achieve's long-standing mission to help consumers get on a path to a better financial future. Through our partnership we've been able to significantly extend our reach to serve more people in need of financial solutions. Dave Frame Chief Marketing Officer A achieve 3x 2x 2x 1x Ox 2022 ACHIEVE ENGAGEMENT METRICS 10x 8x 5x 3x Ox Jan Feb Mar Apr May June Jul Aug Sep EVEN & ACHIEVE MORE THAN DOUBLE ENGAGEMENT ACHIEVE ORIGINATION METRICS 2020 2021 2022 YTD MORE THAN 9X ORIGINATIONS SINCE 2020 97#98Upstart MoneyLion As one of Even's longest-standing relationships, we are thrilled to have partnered with an organization that shares our goal to provide consumers with effortless access to credit. Over the many years we have worked with Even, we have been able to open several new channels and test new products in the market that fit the needs of our consumers. Since launching with Even, we have seen meaningful growth in both engagement and originations year over year. With Even, we are continuously looking for ways to further expand our relationship with more unique and innovative experiences for our consumer base, and look forward to what the future holds. Cortney Hamilton Senior Partnerships Manager Upstart 98#99爻 Best Egg Partnering with Even Financial has been paramount to our mission of offering simple, accessible, and personalized financial solutions to help people confidently navigate their everyday financial life. Even Financial has robust and detailed reporting, which we leverage with multiple teams across Best Egg to ensure we provide competitive offers in the market. Since partnering with Even Financial, we have significantly increased our consumer reach through the platform. We are excited to further develop our marketplace programs together. Chris Milone Chief Marketing Officer Best Egg MoneyLion The team at Even Financial is one of the best in the industry. They are partner-friendly, which makes building relationships and trust easy. It is a symbiotic relationship, and they are quick to resolve problems. They also have some of the most valuable pieces of data to help support our Best Egg business. Amanda Share Director of Partnerships Best Egg 99#100Tech Platform with Track Record of Driving Results Key differentiators of our platform Sophisticated matching engine enables efficient marketplace Machine-learning powers instant, customized consumer offers Seamless, flexible integration delivering native experiences Lowers operating costs while ensuring programmatic compliance MoneyLion 100#101Our Marketplace Drives Higher Results Compared to a Single Lender Channel Partners INSIDER BENZINGA MoneyLion lendio TransUnion Before Static- Not Scalable "Many to Many" Product Partners Upstart SoFi Best Egg Aachieve Note See "Footnotes" section for detailed footnotes and definitions. Channel Partners INSIDER PENNY HOARDER lendio TransUnion After MoneyLion Programmatic- Scalable "One to Many" Product Partners Upstart SoFi Best Egg Aachieve 101#102DR во Evolving Marketplaces and Ecosystems Search for flights 1.0 Good listings 1.0 Marketplace 1.0 - Static altavista: YAHOO! AA Professional people search 1.0 MoneyLion Online payments 1.0 Financial services search 1.0 The Philadelphia VOICE MONSTER الاصل lendingtree credit karma D BO →→ Marketplace 2.0 - Programmatic Search for flights 2.0 Good listings 2.0 Professional people search 2.0 Online payments 2.0 Financial services search 2.0 Google Flights hipmunk KAYAK (ita) Software ebay Linked in PayPal EVEN By MoneyLion 102#103Consumers Prefer to Shop via Marketplaces Reach more qualified consumers by participating in marketplaces Diversify your acquisition channels beyond costly walled gardens and social networks MoneyLion 42% Online shopping on marketplaces ~2x Growth rate of marketplaces compared to overall eCommerce Source "The State of Online Marketplace Adoption" by Mirakl, Global Consumer Survey (January 2022 Release) 103#104Our Marketplace Drives Higher Results Compared to a Single Lender 3.1x Products Facilitated MoneyLion 2.5x Approval Rates 2x Re-engagement Note Based on Even Network Conversions. See "Footnotes" section for detailed footnotes and definitions. Product Partners Upstart SoFi Best Egg A achieve LendingClub 5 LENDINGPOINT. ...and more 104#105Embedded Finance Drives High Intent Users Capture consumers at sites they trust and visit regularly at the right time in their decision making process MoneyLion $ mama Fintechs Publishers Point of sale SMB ...and more 105#106INSIDER Diversified Mix of Channel Partners The PENNY HOARDER CNBC Broad Network of Channel Partners and Product Partners Upstart LendingClub Best Money. credit sesame EMPOWER RETIREMENT ney der 30 BENZINGA lendio Best Egg lantern SoFi MoneyLion US.News houzz Financial publishers Mass news sites Product comparison sites Financial services providers Memberships, associations & other Fo 圖 000 III 回 Del] Note See "Footnotes" section for detailed footnotes and definitions. MoneyLion 8 A ܤܤ Deep Partnerships with Top Product Partners Loans Credit cards Student loan refinance Savings Insurance Best Egg SoFi Petal CreditOne BANK SoFi::: earnest Upstart achieve citi CIT Bank. Marcus: SoFi by Goldman Sachs 197 Lendkey > deserve PENFED CREDIT UNION Capital One Haven ETHOS bestow 106#107✓ Our Marketplace Benefits All Parties Proven greater monetization ✓ Comprehensive turnkey financial institution access ✓ ²0 Channel Partners Increased monetization ✓ Managed compliance MoneyLionon Backed by machine-learning recommendation engine ✓ Proven lower cost of acquisition ✓ Lower delinquencies Lower charge-offs Access to vast high quality organic network to reach consumers ✓ Product Partners Build profitable portfolios ✓ Note See "Footnotes" section for detailed footnotes and definitions. ✓ ÎÏ Consumers Optimal user experience Real-time financial products search, comparison and recommendation ✓ Access to products from broad set of financial institutions in one place Fast and accurate matching and recommendation 107#108Flywheel Effect Driving Growth MoneyLion More Financial Institutions & Products Better Recommendations & Larger Marketplace Improved Consumer Outcomes MoneyLion More Consumers & Data Note See "Footnotes" section for detailed footnotes and definitions. More Conversions & Better Monetization More Channel Partners 108#109Milestone: Crossed 1,000 Enterprise Partners on Enterprise Network 1,000+ MoneyLion Enterprise Partners Note Data Vintage: All-time through Q3 2022. See "Footnotes" section for detailed footnotes and definitions. Upstart SoFi INSIDER BENZINGA lendio ...and more Best Egg A achieve LendingClub 4 LENDINGPOINT. 109#110Milestone: Exceeded $6B in Financial Products Facilitated $6+ Billion In All-Time Financial Products Facilitated Through Our Marketplace MoneyLion Note Data Vintage: All-time through Q3 2022. $8B $6B $4B $2B $OB 2017 2018 2019 2020 2021 2022 110#111Milestone: Over 32M Full Consumer Profiles via Our Marketplace 32+ Million MoneyLion Full Consumer Profiles Note Data Vintage: All-time through Q3 2022. 35M 26M 18M 9M OM 2017 2018 2019 2020 2021 2022 111#112Powering the Next Generation of Embedded Finance MoneyLion Our embedded finance infrastructure enables any company to offer financial products... Channel Partners (E.g., News Sites, Content Publishers, Product Comparison Sites, Financial institutions) INSIDER JUMP TO Section money and for those who just need a bit of change to tide them over. Today's personal loan rates Credit Rating Choose one Lean Purpose Debt Consolidation - 32086 Amount 155 LENDINGPOINT 60 months 9.99% Marcus $10,000 Upstart lendio Get Matched With Personal Loan Offers In Less Than 60 Seconds LOANS UP TO $250,000 LOAN TERMS 6-144 MONTHS APR FROM 2.49% + RETURN TO SEARCH Loan Amount $5,000 How much do you need? CONTINUE in partnership with fiona This service is free and will NOT affect your credit score Note See "Footnotes" section for detailed footnotes and definitions. Terms Privacy Super Disclosures in partnership with lon powered by E A achieve ...and forms a massive 1,000+ Enterprise Partner network ✔ MoneyLion Best Egg SoFi ↳ LENDINGPOINT. H Products Partners (E.g., Financial Institutions, Financial Services Providers) LendingClub $ 83 -B A n Loans Savings Insurance Credit Cards Mortgage 112#113Marketplace & Network EVEN By MoneyLion MoneyLion Products MoneyLion Connecting people with the financial content and products they need Content MALKA 113#114We are rewiring the financial system... EVERY TIME YOU MONEY MoneyLion Marketplace Content Data Products 114#115Data Tim Hong Chief Product Officer Phill Rosen Even Financial CEO#116We are rewiring the financial system... EVERY TIME YOU MONEY MoneyLion Marketplace Content Data Products 116#117Massive Data Set Enables Incredible Features and Insights 5.4 Million MoneyLion Total Customers MoneyLion 1,000+ Aggregate Creator Social Media Network Reach Enterprise Partners 30 Million Note See "Footnotes" section for detailed footnotes and definitions. 30+ Million Full Consumer Profiles via our Marketplace $6+ Billion Financial Products Facilitated via our Marketplace 117#118Large and Growing Consumer Database Deep insights on U.S. consumer's needs Consumer info 2 Qualification attributes 3 Intent data 4 Conversion estimate MoneyLion Growing Consumer Touchpoints 2015 2016 2017 2018 2019 2020 2021 2022 118#119Unique and Invaluable Data Products In all-time financial products facilitated through our marketplace Analytics API Reporting endpoints with real time insights into the full funnel from user acquisition all the way to conversion Benchmark reports Real-time data to track performance results through an online dashboard to see where you stand compared to other lenders on our network Demand API Filtering Data to filter an application before it hits a lender API, designed to keep approval rates up & costs down without impacting loans originated MoneyLion looo EVEN CHANNELS Integrations CENTER Performance Summary Company Embed 009 fooo EVEN CONTROL Invoices CHANNELS Performance Summary Performance Summary JD Company Embed 00 2,181 $300.00 P 0921 Give Feedback 654 Aug 10, 2021 ●Funnel Performance Summary shows the lead-based funnel metrics per integration for the selected time period d Clear Alters 397 Give Feedback Help Center Clear All Filters Export $3,021.63 Platform reporting Best-in-class tools for managing and optimizing your embedded finance marketplace integrations Market comparison insights (MCI) Lead level data reporting to empower better decisioning and optimization of product offerings and competitiveness Upcoming products include: Fraud, income detection, enhanced filtering, user scoring / attributes: user intent scores, user propensity scores, brand relevance scores, geographic weighted scoring / models 119#120Full Funnel Insights and Robust Data Platform Funnel insights drive better conversions and revenue Profiles Inquiries Product Pre-Qualification Product Offers Offer Engagement Conversion MoneyLion Data capabilities F {9} Rich Data Sets Transparent Reporting and Insights Al and Machine Learning 120#121Financial Update Rick Correia Chief Financial Officer#122Where the Rubber Hits the Road#123Business Model#124Business Equation MoneyLion Top of Funnel Note See "Footnotes" section for detailed footnotes and definitions. Efficient Acquisition (CAC) Total Customers (1) Profitable Conversion (Payback) 1st Party Products 3rd Party Products Cross-Sell (ARPU) 124#125Marketing Mix Shifted Towards More Efficient and Sustainable Channels Driven by our content and marketplace synergies MoneyLion Fully-Loaded Customer Acquisition Spend Mix Percentage Data 15% Q3 21 Q4 21 Acquired Content & Marketplace Assets Q1 22 Brand / Marketplace 45% Paid Digital 40% Q2 22 Note Fully-Loaded Customer Acquisition Spend is defined as paid digital marketing, brand marketing, marketplace acquisition costs and on-boarding data costs. Q3 22 125#126Customer Acquisition and Lifecycle Strategy Unique top of funnel drove 30+ million total inquiries and nearly a million customers added in Q3 2022 Quantitative lifecycle engine powers product consumption and cross-sell resulting in 2.1 Products per Customer in Q3 2022 MoneyLion Marketplace Brand Influencers Organic Marketing Mix Top of Funnel Inquiries ~30 Million Total Inquiries in Q3 Customers ~800K Total Customers Added in Q3 5.4 Million Total Customers (1) Products 1.2 Million Incremental Total Products in Q3 11.3 Million Total Products (2) 2.1 Products per Customer Paid Digital Engagement Offer Acquisition Cross-Sell Note Total Inquiries is composed of Consumer Inquiries, which represents the number of submitted consumer applications for financial products across our marketplace business, MoneyLion app installs and users who have registered via the MoneyLion website. Metrics are as of September 30, 2022, with Total Customers added and incremental Total Products consumed related to Q3 2022. Products per Customer calculated as Total Products divided by Total Customers. See "Footnotes" section for detailed footnotes and definitions. 126#127We Get to be Both Growth and CAC Greedy Acquisition: Total Customers (1) +300K 2.7M Q3 21 Q/Q growth Y/Y growth MoneyLion 3.3M Q4 21 22% 129% +600K 3.9M Q1 22 18% 115% 4.6M Q2 22 19% 112% +800K 5.4M Q3 22 17% 101% Fully-Loaded CAC $30 $20 $10 $0 Q3 21 Q4 21 Only spent $6M acquisition dollars to acquire ~800K Total Customers (1) in Q3 2022 Data: $1 Brand Marketplace: $4 Paid Digital: $3 Q2 22 Q1 22 Note Fully-loaded CAC reflects fully-loaded acquisition spend per customer added, which is inclusive of paid digital marketing, brand marketing, marketplace acquisition costs and on- boarding data costs. See "Footnotes" section for detailed footnotes and definitions. Q3 22 127#128And at Industry-Leading CAC Levels MoneyLion ~$100 Leading Fintechs Industry $25 Q4 21 $17 Q1 22 $11 Q2 22 MoneyLion 0000 $8 Q3 22 Note MoneyLion CAC reflects fully-loaded acquisition spend per customer added, which is inclusive of paid digital marketing, brand marketing, marketplace acquisition costs and on-boarding data costs. Leading Fintechs CAC is calculated as marketing expense divided by new customers and represents the average across Dave, SoFi, Affirm and Nubank as of Q3 2022. Sources: Public filings of select fintech companies. 128#129Total Products Consumption Q1 2021 Mix of Total Products Consumed 10% 3rd Party 90% 1st Party Added in Q1 21: 640K MoneyLion (2) 5.1M Content and Marketplace synergies are driving product consumption 5.9M Q1 21 Q/Q growth 16% Y/Y growth 67% Q2 21 6.9M Q3 21 17% 75% Note See "Footnotes" section for detailed footnotes and definitions. 8.0M Q4 21 16% 79% 9.0M Q1 22 12% 75% 10.1M Q2 22 13% 71% 11.3M Q3 22 12% 63% Q3 2022 Mix of Total Products Consumed 40% 1st Party 60% 3rd Party Added in Q3 22: 1.2M 129#130Business Equation MoneyLion Top of Funnel Note See "Footnotes" section for detailed footnotes and definitions. Efficient Acquisition (CAC) Total Customers (1) Profitable Conversion (Payback) 1st Party Products 3rd Party Products Cross-Sell (ARPU) 130#131Cumulative ARPU By initial product consumed 3rd Party $75 Blended $70 1st Party $65 MoneyLion 12 months $130 24 months EVERY TIME YOU MONEY Opportunity for lifecycle & content to drive ARPU retention and expansion Note 1st Party and 3rd Party Product ARPU represents the median ARPU performance of monthly cohorts as of January 2020, as adjusted based on management's extrapolation for more recent, representative cohorts with less than 24 months of performance. Blended ARPU represents the median ARPU performance for all 1st and 3rd Party monthly cohorts as of January 2020, as adjusted based on management's extrapolation for more recent, representative cohorts with less than 24 months of performance. ARPU is calculated by dividing the monthly cohort's cumulative Adiusted Revenue by Total Customers in the monthly cohort. Data through September 30. 2022. See "Footnotes" section for detailed footnotes and definitions. 131#132Our Unique Marketing Strategy is Working Shortening the payback period while increasing customer acquisition MoneyLion Adj. Revenue (6) Payback Periods PAYBACK PERIOD BY COHORT 2 Months Q2 22 3 Months Q2 21 ~4 Months Q1 22 Q4 21 Q3 21 Note Adjusted Revenue payback period is the month in which a quarterly cohort's cumulative Adjusted Revenue exceeds the fully-loaded acquisition spend for the initial quarter when onboarded. Data through September 30, 2022. Adjusted Revenue is a non-GAAP measure. See the Appendix for a reconciliation of these measures to their nearest GAAP equivalents. See "Footnotes" section for detailed footnotes and definitions. 132#133Lifetime Performance of Every Cohort Driving Significant Recurring Revenue MoneyLion Q3 2022 2021 2020 2019 Pre-2019 Consumer Adjusted Revenue (6) Retention by Cohort 2019 2020 2021 Q3 2022 Annualized Increasing Mix of Recurring Revenue Extending Lifetime Value Note Adjusted Revenue is a non-GAAP measure. See the Appendix for a reconciliation of these measures to their nearest GAAP equivalents. See "Footnotes" section for detailed footnotes and definitions. 133#134Breadth of Product Solutions Drives Massive Consumer Relevance and Revenue Diversification Consumer: First-Party Products • Instant Transfer Convenience Fees Interchange / Payment Network Membership Subscription Fees ● ● ● Tips Interest Income Cardholder Fees Wealth-RIA Admin Fees Crypto Commission MoneyLion Enterprise: Third-Party Marketplace and Media Affiliate Fees Enterprise SaaS Contracts Advertising Fees Influencer, Creative, Media and Content Management Fees Revenue Diversification 17% 83% Q4 21 31% 69% Q1 22 Consumer 41% 59% Q2 22 40% 60% Q3 22 50% 50% Steady State Enterprise 134#135Modeling Forward-Looking Adj. Revenue (6) Illustrative: Next Twelve Months ("NTM") Returning Customer Adj. Revenue Incremental Adj. Revenue MoneyLion Current Quarter Adj. Revenue Annualized Customers (1) Added NTM X X Revenue Retention 80-85% 1/2* of 12 mos. Blended ARPU 1/2 x $70 * Half-year rule || Returning Customer Adj. Revenue Incremental Adj. Revenue NTM Total Adj. Revenue Note Blended ARPU represents the median ARPU performance for all 1st and 3rd Party monthly cohorts as of January 2020, as adjusted based on management's extrapolation for more recent, representative cohorts with less than 24 months of performance. ARPU is calculated by dividing the monthly cohort's cumulative Adjusted Revenue by Total Customers in the monthly cohort. Data through September 30, 2022. Half-year rule applies due to customers being acquired over the next twelve months. Adjusted Revenue is a non-GAAP measure. See the Appendix for a reconciliation of this measure to its nearest GAAP equivalents. See "Footnotes" section for detailed footnotes and definitions. 135#136Financial Outlook#137Adjusted Revenue Annual Adj. Revenue (6) $40 2019A Y/Y growth MoneyLion $76 2020A 90% 97% $165 (In millions) $320 - 330 2021A 2022E 117% 94% - 100% Medium-Term Target 35 - 50% Revenue CAGR Note Adjusted Revenue is a non-GAAP measure. See the Appendix for a reconciliation of these measures to their nearest GAAP equivalents. See "Footnotes" section for detailed footnotes and definitions. 137#138Adjusted Gross Profit Annual Adj. Gross Profit (7) 51% % margin 4% $2 2019A Y/Y growth MoneyLion $38 2020A 63% 79% $104 (In millions) 55-60% $176 - 198 2021A 2022E 171% 69% - 90% Medium-Term Target 55 - 65% margin Note Adjusted Gross Profit is a non-GAAP measure. See the Appendix for a reconciliation of these measures to their nearest GAAP equivalents. See "Footnotes" section for detailed footnotes and definitions. 138#139Adjusted EBITDA Quarterly Adj. EBITDA (8) ($32) Q4 21 MoneyLion ($25) Q1 22 ($19) Q2 22 (In millions) ($14) Q3 22 Near-Term Profitable Ended Q3 22 with $189M of cash. Runway well beyond point of profitability $15M+ annualized fixed-cost savings actioned in Q4 22 Medium-Term Target 20 - 30% positive margin Note Adjusted EBITDA is a non-GAAP measure. See the Appendix for a reconciliation of these measures to their nearest GAAP equivalents. See "Footnotes" section for detailed footnotes and definitions. 139#140Expenses as % of Adj. Revenue Historical investments in infrastructure and revenue mix are driving operating leverage Variable Fixed MoneyLion 159% 110% 49% Q4 21 Variable and Fixed Expenses as % of Adj. Revenue (6) 137% 90% 47% Q1 22 122% 81% 41% Q2 22 117% 80% 37% Q3 22 Medium-Term Target 55-65% Variable Key Levers: marketing, direct costs, provision, origination financing 15-25% Fixed Key Levers: personnel, operations, technology, professional services Note Expenses as a % of Adjusted Revenue is calculated as Adjusted Revenue less Adjusted EBITDA, with the result divided by Adjusted Revenue. Variable Expenses include marketing expense, direct costs, provision for credit losses and origination financing interest expense. Fixed Expenses include compensation and benefits expense, operations costs, technology- related costs and professional services expense. Adjusted Revenue is a non-GAAP measure. See the Appendix for a reconciliation of these measures to their nearest GAAP equivalents. See "Footnotes" section for detailed footnotes and definitions. 140#141Golden Buzzer?#142ML LISTED NYSE#143Appendix#144Financial Summary Driving growth and profitability across our businesses ($ millions) Adjusted Revenue by Type Consumer Enterprise Adjusted Revenue (6) Adjusted Gross Profit (7) Adjusted EBITDA (8) Total Originations (3) Provision as % of Originations (4) MoneyLion FY 2020 Q4 2020 $24.6 0.9 $25.4 $14.2 ($13.1) $155 5.7% Q1 2021 $31.5 1.0 $32.5 $19.4 ($1.2) $189 2.6% Q2 2021 $34.2 2.3 $36.5 $22.3 ($13.6) $237 5.7% FY 2021 Q3 2021 $38.8 3.2 $42.0 $27.0 ($20.5) $274 4.6% Q4 2021 $44.9 9.1 $54.0 $35.7 ($31.9) $386 5.5% Q1 2022 $45.7 20.8 $66.5 $40.3 ($24.8) $408 4.8% FY 2022 Q2 2022 $50.0 34.1 $84.1 $48.1 ($18.5) $439 5.4% Note Adjusted Revenue, Adjusted Gross Profit and Adjusted EBITDA are non-GAAP measures. See the Appendix for a reconciliation of these measures to their nearest GAAP equivalents. See "Footnotes" section for detailed footnotes and definitions. Q3 2022 $51.0 34.3 $85.3 $49.1 ($14.3) $446 5.3% 144#145Reconciliation to Non-GAAP Financials: Adjusted Revenue ($ millions) Total revenues, net (GAAP) Add back: Amortization of loan origination costs Less: Provision for loss on receivable - subscription receivables Provision for loss on receivable - fees receivables Revenue derived from products that have been phased out Adjusted Revenue (non-GAAP) MoneyLion FY 2020 Q4 2020 $22.5 0.5 2.9 (0.7) 0.2 $25.4 Q1 2021 $33.1 0.1 (0.2) (0.6) 0.1 $32.5 FY 2021 Q2 2021 Q3 2021 $38.2 0.5 (0.9) (1.3) 0.0 $36.5 $44.2 0.5 (1.0) (1.7) (0.0) $42.0 Q4 2021 $55.5 1.5 (1.0) (2.0) (0.0) $54.0 Q1 2022 $69.7 0.3 (1.5) (2.0) (0.0) $66.5 FY 2022 Q2 2022 $87.3 0.1 (1.2) (2.2) (0.0) $84.1 Q3 2022 $88.7 0.3 (1.3) (2.6) (0.0) $85.3 FY 2019 $59.3 3.5 (6.7) (0.1) (16.1) $39.9 FY 2020 $79.2 1.9 (1.9) (1.4) (1.9) $76.0 FY 2021 $171.1 2.5 (3.2) (5.6) 0.1 $164.9 145#146Reconciliation to Non-GAAP Financials: Adjusted Gross Profit ($ millions) Total revenues, net (GAAP) Less: Cost of Sales Gross Profit (GAAP) Gross Profit Margin Less: Revenue derived from products that have been phased out Adjusted Gross Profit (non-GAAP) Adjusted Gross Profit Margin MoneyLion FY 2020 Q4 2020 $22.5 (8.6) $13.9 62% 0.2 $14.2 56% Q1 2021 $33.1 (13.8) $19.3 58% 0.1 $19.4 60% FY 2021 Q2 2021 $38.2 (15.9) $22.3 58% 0.0 $22.3 61% Q3 2021 Q4 2021 $44.2 (17.3) $27.0 61% (0.0) $27.0 64% $55.5 (19.9) $35.6 64% (0.0) $35.6 66% Q1 2022 $69.7 (29.4) $40.3 58% (0.0) $40.3 61% FY 2022 Q2 2022 $87.3 (39.2) $48.1 55% (0.0) $48.1 57% Q3 2022 $88.7 (39.6) $49.1 55% (0.0) $49.1 58% FY 2019 $59.3 (41.7) $17.6 30% (16.1) $1.4 4% FY 2020 $79.2 (38.8) $40.4 51% (1.9) $38.5 51% FY 2021 $171.1 (66.9) $104.1 61% 0.1 $104.3 63% 146#147Reconciliation to Non-GAAP Financials: Adjusted EBITDA ($ millions) Net income (loss) (GAAP) Add back: Interest expense related to corporate debt Income tax expense (benefit) Depreciation and amortization expense Change in fair value of warrants Charge in fair value of subordinated convertible notes Change in fair value of contingent consideration from M&A Stock-based compensation One-time expenses Less: Origination financing cost of capital Adjusted EBITDA (non-GAAP) Adjusted EBITDA Margin MoneyLion FY 2020 Q4 2020 ($30.4) 0.6 0.0 0.3 14.6 4.0 0.6 0.3 (3.2) ($13.1) (52%) Q1 2021 ($73.4) 1.5 0.0 0.5 31.2 39.9 0.5 1.3 (2.8) ($1.2) (4%) FY 2021 Q2 2021 ($39.2) 1.8 0.0 0.5 17.6 9.6 1.3 (2.2) (3.1) ($13.6) (37%) Q3 2021 ($24.6) 1.6 (0.0) 0.5 5.5 (7.7) 0.6 7.2 (3.5) ($20.5) (49%) Q4 2021 ($32.2) 1.2 0.0 0.9 (14.7) 10.8 2.6 2.8 (3.4) ($31.9) (59%) Q1 2022 ($10.0) 1.4 (28.4) 3.4 (3.9) 4.7 3.3 4.8 ($24.8) (37%) FY 2022 Q2 2022 ($23.1) 2.7 0.0 6.0 (3.0) (8.5) 5.2 2.0 ($18.5) (22%) Q3 2022 ($21.0) 2.9 0.1 6.2 (0.4) (10.2) 5.1 3.1 ($14.3) (17%) 147#148Footnotes (1) Total Customers is the cumulative number of customers that have opened at least one account, including banking, membership subscription, secured personal loan, cash advance, managed investment account, cryptocurrency account and customers that are monetized through our marketplace and affiliate products. Total Customers also include customers that have submitted for, received or clicked on at least one marketplace loan offer. Previously, Total Customers included all customers that submitted for or clicked on an offer through our marketplace but were not necessarily monetized, which we changed beginning in the third quarter of 2022 in order to more accurately reflect management's view of our customers. Total Customers for all prior periods have been recast to present the updated definition of Total Customers. (2) Total Products is the total number of products that our Total Customers have opened, including banking, membership subscription, secured personal loan, cash advance, managed investment account, cryptocurrency account and monetized marketplace and affiliate products, as well as customers who signed up for our financial tracking services (with either credit tracking enabled or external linked accounts), whether or not the customer is still registered for the product. Total Products also include marketplace loan offers that our Total Customers have submitted for, received or clicked on through our marketplace. If a customer has funded multiple secured personal loans or cash advances or opened multiple products through our marketplace, it is only counted once for each product type. Previously, Total Products included all products for which our Total Customers submitted or clicked on an offer but were not necessarily monetized, which we changed beginning in the third quarter of 2022 in order to more accurately reflect management's view of our products. Total Products for all prior periods have been recast to present the updated definition of Total Products. (3) Total Originations is the dollar volume of the secured personal loans originated and cash advances funded within the stated period. (4) Provision as a % of Originations is defined as provision for loss on finance receivables for the period divided by Total Originations for the period. (5) Enterprise Partners is comprised of Product Partners and Channel Partners. Product Partners are financial institutions and financial service providers. Channel Partners are organizations that allow us to reach a wide base of consumers, including but not limited to news sites, content publishers, product comparison sites and financial institutions. (6) Adjusted Revenue is a non-GAAP measure and is defined as total revenues, net plus amortization of loan origination costs less provision for loss on subscription receivables, provision for loss on fees receivables and revenue derived from phased out products. Definition previously removed non-operating income, which has been moved out of total revenues, net (GAAP) and into other (expense) income as part of our GAAP financial statement reclassification in Q1 2022. (7) Adjusted Gross Profit is a non-GAAP measure and is defined as gross profit less revenue derived from phased out products. Definition previously removed non-operating income, which has been moved out of total revenues, net (GAAP) and into other (expense) income as part of our GAAP financial statement reclassification in Q1 2022. (8) Adjusted EBITDA is a non-GAAP measure and is defined as net income (loss) plus interest expense related to corporate debt, income tax expense (benefit), depreciation and amortization expense, change in fair value of warrants, change in fair value of subordinated convertible notes, change in fair value of contingent consideration from mergers and acquisitions, stock-based compensation and one-time expenses less origination financing cost of capital. MoneyLion 148