Cost Savings and Strategic Growth

Expecting $750 Million of Cost Savings One Year Ahead of Target ($ in millions) 2023 Target $50 $400 $635 $725 Run-Rate Savings 2019 2020 2021 2Q22 $750 Reducing costs while enhancing employee and customer experience Note: Realized cost savings of $175 million in 2Q22, for a total of $345 million year-to-date. Expanding access to investing, insurance, and retirement security 5

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