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Investor Presentaiton

Rating of PSA Banque France Group | Investment grade rating Inaugural rating of PSA Banque France Group on 12/23/15: Baa2 Upgraded on 03/08/17 to Baa1 (stable outlook) PSA GROUPE PSA BANQUE BANQUE PSA FINANCE FRANCE Santander CONSUMER FINANCE MOODY'S INVESTORS SERVICE P2 SHORT TERM A3 LONG TERM STABLE OUTLOOK UPDATED ON 03/08/17 MOODY'S INVESTORS SERVICE P2 SHORT TERM Baa1 LONG TERM STABLE OUTLOOK UPDATED ON 03/08/17 STANDARD & POOR'S A-2 SHORT TERM BBB+ LONG TERM STABLE OUTLOOK UPDATED ON 12/02/15 MOODY'S INVESTORS SERVICE P2 SHORT TERM A3 LONG TERM STABLE OUTLOOK UPDATED ON 02/22/16 Fitch Ratings F2 SHORT TERM A- LONG TERM STABLE OUTLOOK UPDATED ON 11/24/16 (1) Rating as of 03/08/17 Financial policy and funding 1 22 Debt Investor Presentation - April 2017 PSA BANQU FRANGE
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