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Investor Presentaiton

CAJA RURAL DE NAVARRA This document should not be distributed in the United States or to U.S. persons as defined in Regulation S of the U.S. Securities Act of 1933, as amended SUSTAINABILITY BOND FRAMEWORK A bank committed to Sustainability • The Corporate Social Responsibility Code of Conduct is a guide integrated in Caja Rural de Navarra and its employees' behaviour towards its social and economic environment, as a retail, regional and cooperative bank. •The main goal is to apply some principles and duties that guide CRN and its employees' activities, with a long-term strategy view. Mission Generate a sustainable confidence in our clients + Involving clients through CRN's personnel Development of the Entity's socio-economic environment Values Commitment: involve employees/clients/environment in a common project. Responsibility/professionalism: improve every day to achieve our common goals. Proximity and confidence: human touch and solidarity. Vision Maintain and reinforce the relevant retail franchise of CRN and the Spanish cooperative Caja Rural Group Within CRN's business culture (human quality/personal service/professionalteam /modernity. 29
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