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Investor Presentaiton

EML Payments H1 FY2022 Financial Results About Us EML is an ASX listed (ASX: EML) Payments Technology company operating proprietary processing platforms that enable Fintech disruption Group GDV1 $31.6bn We operate across the Globe 5 Year GDV CAGRĀ¹ 75% 5 Year Underlying EBITDA12 CAGR 37% In excess of 9m Gift & Inventive Cards issued annually In excess of 4m Active General Purpose Reloadable Cards Operating in 32 Countries 2 Underlying EBITDA & Underlying NPATA excludes the impacts of AASB3 Business Combinations and costs associated with the Central Bank of Ireland investigation. A reconciliation is provided in the Analyst briefing data pages appended to this presentation 1 Figures for the 6 months ended 31 December 2021 H0 04
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