Performance and Capital Position Overview slide image

Performance and Capital Position Overview

BOC- Main performance indicators 31 March 2016 Performance Ratios ROAA (annualised) ROTE (annualised) Net Interest Margin Cost to income ratio Loans to deposits 90+ DPD/90+ DPD ratio Asset Quality 90+ DPD coverage Cost of risk (annualised) Provisions Gross Loans Transitional Common Equity Tier 1 capital CET1 ratio (transitional basis) Group 1Q2016 0,9% 6,7% 3,63% 40% 119% €10.289 mn (47,1%) 49% 1,1% 1 23,2% €2,769 mn Capital 14,3% Total Shareholder's Equity / Total Assets 13,7% Shareholder's Equity Intangible assets # shares Book Value per Tangible Book Value per (€ mn) (€ mn) (mn) share share 30/09/2014 3.728 135 8.922 0,418 0,403 31/12/2014 3.465 127 8.922 0,388 0,374 31/03/2015 3.502 130 8.923 0,392 0,378 30/06/2015 3.506 128 8.923 0,393 0,379 30/09/2015 3.518 131 8.923 0,394 0,380 31/12/2015 3.055 134 8.923 0,342 0,327 141 31/03/2016 3.101 8.923 0,348 0,332 (1) That is Provisions for impairment of customer loans and gains/(losses) on derecognition of loans and changes in expected cash flows. DINO Bank of Cyprus SJWN K 37
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