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Increasing Scale, Improving Focus

Contact Information Investor Relations Philip Smith Senior Vice President 416-863-2866 philip.smith@scotiabank.com Michael Lomas Managing Director Treasury Sales and Market Development 416-866-5734 michael.lomas@scotiabank.com Steven Hung Vice President 416-933-8774 steven.hung@scotiabank.com Lemar Persaud Judy Lai Director Director 416-866-6124 lemar.persaud@scotiabank.com 416-775-0485 judy.lai@scotiabank.com Tiffany Sun Manager 416-866-2870 tiffany.sun@scotiabank.com For further information, please contact: www.scotiabank.com/investorrelations Scotiabank. 54

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