Canadian Retail: Loans and Provisions Financial Overview
Q4/17
Q1/18
Q2/18
36.8%
Q4/17
Q1/18
Q2/18
Q3/18
Q4/18
Q1/19
Wholesale Funding Utilization
Declining reliance on wholesale funding, particularly short-term
WHOLESALE FUNDING / TOTAL ASSETS
23.8%
23.4%
22.9%
17.6%
CONTINUED REDUCTION IN
WHOLESALE FUNDING
Driven by central bank liquidity facilities,
deposit growth and decline in asset growth
Ceased participation in central bank liquidity facilities
o Opportunistically took advantage of stable funding
markets
Q2/19
Q3/19
MONEY MARKET WHOLESALE FUNDING /
TOTAL WHOLESALE FUNDING
36.0%
Q3/18
Q4/18
Q1/19
Q2/19
Q3/19
Q4/19
Q1/20
Q2/20
Q3/20
Q4/20
21.8%
42.2%
Q4/19
Q1/20
Q2/20
Q3/20
Q4/20
CONTINUED ABSORBTION IN
MONEY MARKET FUNDING
Absorbing central bank liquidity by reducing
short term funding balances
o Primarily driven by lower certificate of deposits
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