2Q 2022 INVESTOR PRESENTATION
Balance Sheet Trends
Balance sheet growth of 6% from increase in financing and investments
Management Commentary
■ Growth in total assets of 6% YTD mainly driven by 4% financing growth and
13% growth in investments.
■ Total liabilities grew by 7% during 1H 2022 mainly from a 8% rise in
customers' deposits.
Total Assets Movement YTD (SARbn)
173.5
1.9
4.4
+6%
SAR (mn)
4.9
مصرف الإنماء
alinma bank
(0.1)
184.6
2Q 2022
4Q 2021
A%
2Q 2021 A%
Total assets
4Q 21
Cash, interbank
& SAMA
+19%
Investments
Financing
Other
Total assets
2Q 22
+13%
+4%
-3%
Cash, interbank & SAMA balances
11,803
Investments
37,723
Financing
131,193
9,915
33,278
126,271
Other assets
3,903
Total assets
184,622
Due to SAMA, banks & other Fl
15,452
Customers' deposits
Other liabilities
Total liabilities
130,376
7,327
153,155
Share capital
20,000
4,012
173,476
15,240
121,061
6,465
142,765
20,000
Retained earnings
5,329
3,586
+19% 10,318 +14%
+13% 30,699 +23%
+4%
119,623 +10%
-3% 3,417 +14%
+6% 164,057 +13%
+1% 7,625 +103%
+8% 125,878 +4%
+13% 5,355 +37%
+7% 138,858 +10%
+0% 20,000 +0%
+49%
Total Liabilities Movement YTD (SARbn)
+7%
142.8
0.2
9.3
0.9
153.2
4,536 +17%
Other reserves
1,138
2,125
-46%
663
+72%
Total liabilities
Tier 1 sukuk
5,000
5,000
+0%
4Q 21
Total equity
31,467
30,711
+2%
25,199
+25%
Due to SAMA, banks Customers' deposits
& other Fl
+1%
Other
Total liabilities
2Q 22
+8%
+13%
2Q 2022 INVESTOR PRESENTATION
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