Investor Presentaiton

After declining in 2012 and 2013, housing affordability in Sioux Falls has been steady. 300 250 200 Sioux Falls, SD Fargo, ND-MN Minneapolis-St. Paul- 150 2009 2010 2011 2012 2013 2014 Bloomington, MN-WI 2015 2016 Source: National Association of Realtors (Haver Analytics). Note: Annual data. The Index equals 100 when the median family income is sufficient to purchase a median priced house. A reading over 100 indicates the percentage by which median family income is in excess of income necessary to purchase a median priced house. FDIC

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