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Investor Presentaiton

CAJA RURAL DE NAVARRA Operational Environment Regional data R&D/GDP (2021) OECD Regional Well-Being of Navarre 2,5% 2,0% 1,5% 1,0% 0,5% 0,0% SPAIN AND ARA AST AST BAL CAN CAN CANT CANT CYL CLM CAT Source: Instituto Nacional de Estadística (INE), OECD IVA EXT GAL MAD MAD MUR NAVARRE BASQUE C. RIOJA 9.5 Health Income 4.0 9.9 Safety 8.7 Environment Community 9.1 Housing 6.8 Education Jobs 5.4 6.2 2/7 OPERATIONAL ENVIRONMENT 6.2 Life satisfaction Access to services 5.7 Civic 9.3 Engagement • • Navarre and Basque Country are the most industrialised and export-oriented regions in Spain. They are also amongst those with a highest rate of investment in R&D. This economic environment positively impacts banking performance. Regions in other countries with similar well-being are Grand Est (France), Southern (Ireland), Liguria (Italy) and Auckland (New Zealand). Caja Rural de Navarra Investor Presentation 17
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