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Investor Presentaiton

L Pure Electric & Gas Utility Solid Utility Foundation Strong Earnings & Cash Flow Attractive Future Growth Prospects Financial Goals & Metrics Best Practices Corporate Governance NWE - An Investment for the Long Term • • • • · 100% pure electric & natural gas utility business with over 100 years of operating history • Solid economic indicators in service territory • • • . • Diverse electric supply portfolio -65% hydro, wind & solar Residential electric & gas rates below national average Solid system reliability Low leaks per 100 miles of pipe Solid JD Power Overall Customer Satisfaction scores Consistent track record of earnings & dividend growth Strong cash flows aided by net operating loss carry- forwards anticipated to be available into 2021 Strong balance sheet & investment grade credit ratings 4 Black Eagle dam Disciplined maintenance capital investment program to ensure safety and reliability Significant investment in renewable resources (hydro & wind) will provide long-term energy supply pricing stability for the benefit of customers for many years to come • Further opportunity for energy supply investment to meet significant capacity shortfalls • • • Target debt to capitalization ratio of 50%-55% with liquidity of $100 million or greater Target 3%-6% EPS growth plus dividend yield to provide competitive total return Target dividend payout ratio of 60%-70% NYSE Governance Services GOVERNANCE, RISK AND COMPLIANCE LEADERSHIP AWARDS 2015 2015 WINNER UTILITY CUSTOMER CHAMPION RESIDENTIAL COGENT REPORTS BY 2020 2020 WOMEN BOARDS CORPORATT. GOVERNANCE AWARDS ▪2019- corporate secretary corpedia WINNER ETHICS. ELEVATED.
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