2022 Report and Financial Statements
2022 REPORT AND FINANCIAL STATEMENTS - BANCO REGIONAL
LETTER FROM THE PRESIDENT
ECONOMIC AND FINANCIAL PERFORMANCE
38
Liabilities Financial sector
653.249.579.434
559.637.448.676
583.437.287.474
1.019.634.377.008
1.035.175.433.329
3.851.134.125.921
Liabilities -
6.077.232.669.323
1.099.565.755.891
1.366.991.617.610
2.264.884.066.071
1.111.131.338.056
11.919.805.446.951
Non-financial sector
Total - Liabilities
6.730.482.248.757
1.659.203.204.567
1.950.428.905.084
3.284.518.443.079
2.146.306.771.385
15.770.939.572.872
As of December 31, 2021
ITEM
Performing loans -
Financial sector
Performing loans -
Non-financial sector
Total - Performing Loans
REMAINING TERMS TO MATURITY
UP TO 30 DAYS
FROM 31 TO 180 DAYS
FROM 181 TO 1 YEAR
MORE THAN 1 YEAR
AND UP TO 3 YEARS
MORE THAN 3 YEARS
TOTAL Gs.
93.874.780.937
132.683.990.100
52.601.852.510
12.286.913.450
359.994.492.099
68.546.955.102
767.981.168.206
3.132.687.224.791
836.528.123.308
3.226.562.005.728
1.685.558.905.034
2.785.368.228.077
3.798.071.597.243
12.169.667.123.351
1.818.242.895.134
2.837.970.080.587
3.810.358.510.693
12.529.661.615.450
Liabilities Financial sector
597.082.548.903
320.629.481.506
348.838.147.650
1.106.904.851.234
1.251.291.427.798
3.624.746.457.091
Liabilities -
6.880.588.034.839
787.548.983.014
1.161.207.623.158
2.816.357.809.135
729.911.476.627
12.375.613.926.773
Non-financial sector
Total - Liabilities
7.477.670.583.742
1.108.178.464.520
1.510.045.770.808
3.923.262.660.369
1.981.202.904.425
16.000.360.383.864
Liquidity risk management:
Liquidity risk is the risk that an institution will encounter difficulty in meeting obligations associated with financial commitments that are settled by delivering cash or another financial asset. The Board of Directors and
Management of the Entity control its liquidity mainly by matching the maturities of its assets and liabilities, in accordance with the short-, medium- and long-term strategies defined and permanently monitored, both
for assets and liabilities.
Additionally, the Entity has defined contingency plans for cases of transitory liquidity needs. The liquidity position is monitored, and liquidity stress tests are carried out regularly under a variety of scenarios that cover
both normal market conditions and more severe ones. All liquidity policies and procedures are subject to review and approval by the Assets and Liabilities Committee.
c.15 Concentration of the loan and deposit portfolio
c.15.1 Concentration of the portfolio by financial intermediation by number of clientsView entire presentation