Investor Presentaiton

• Q3 2017 Overview Strong Q3 results - Net income of $2.1 billion • . ● - Diluted EPS of $1.66 per share ROE of 14.8% Quarterly dividend increased 3 cents to $0.79 per share Strong performance across our business lines Structural cost initiatives progressing ahead of plan Improved credit performance Capital position remains strong Scotiabank® 4

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