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Investor Presentaiton

Improved Access to Rail Supplied Crude to El Dorado Rail capabilities improve access to more economical types of crude Access to addition types of crude Expected increase in Q4 total throughput Flexibility to process wider range Including Bakken, Canada, Eagle Ford, and Cushing Allows increased throughput to above 70,000 bpd at the El Dorado Refinery Allows for the potential of heavier crude in 2013 Actual Crude Delivered Via Rail (BPD) 2012 Rail Unloading Capability (BPD) (1) Light to Medium Sour Crude Heavy Crude 13,636 11,905 9,405 2,816 1,038 May Jun Jul Aug Sep (1) Heavy Crude capability has the option of up to 10k bpd of heavy crude or up to 32k bpd of light crude 10,000 18,000 18,000 2011 3Q 2012 1Q 2013 10 10
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