Banking Sector Financial Highlights slide image

Banking Sector Financial Highlights

Corporate Banking - loan and deposit portfolio Loan portfolio +23.7% All currency data are in GEL m unless otherwise stated Deposit portfolio +49.1% +51.1% +25.1% +25.8% +2.9% +24.6% +2.0% 4,580 4,926 4,925 5,506 5,664 Growth on a 7,419 5,932 constant 4,975 5,334 1,755 4,825 currency 1,581 3,974 4,146 basis 1,707 3,375 3,604 3,644 1,800 1,803 5,664 4,351 3,175 3,627 3,021 1,205 1,322 1,281 1,532 1,519 Sep-22 Dec-22 Mar-23 Jun-23 Sep-23 Loan yield Net loans GEL ■Net loans FC Sep-22 Dec-22 Mar-23 ■Client deposits and notes GEL Cost of deposits Jun-23 Sep-23 ■Client deposits and notes FC 9.7% 9.7% 9.9% 10.2% 15.4% 9.6% 9.7% 14.7% 14.8% 11.2% 14.8% 14.5% 11.5% 11.8% 14.7% 15.0% 9.2% 7.5% 7.3% 7.1% 11.5% 6.7% 6.2% 6.2% 6.1% 10.2% 8.9% 9.1% 10.3% 10.8% 10.3% 9.7% 8.6% 7.1% 7.4% -0.1% -0.2% 0.1% 0.0% 0.2% -0.1% 0.1% 3Q22 4Q22 1Q23 2Q23 3Q23 9M22 9M23 3Q22 4Q22 1Q23 2Q23 3Q23 9M22 9M23 Loan yield Loan yield (GEL) Loan yield (FC) Cost of deposits Cost of deposits (GEL) Cost of deposits (FC) 43 The negative cost of deposits is attributed to the gains from EUR/USD swap transactions part of which are included in the calculation of the cost of deposits
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