2Q 2022 INVESTOR PRESENTATION

Strategy Progress Update Driving changes across the businesses and bank-wide 2021-2025 Strategic Ambitions Digital Fast مصرف الإنماء alinma bank Build digital factory and apply latest available technologies - Advanced Analytics (AA), Al and Big Data Improve processes and speed to market 2Q 2022 Achievements ■ UX Lab was introduced as a best-in-class enabler to empower UX driven approach Digital team co-located to a dedicated digital floor to support all digital activities for seamless working and enhanced collaborative environment Completed 2 additional RPAS ■ Reduced turnaround time on Personal Finance by 40% and by 22% for Home Finance YTD ■ For corporate banking, established an excellence team to enhance the efficiency and productivity of business processes ☐ 2022 Initiatives In-Progress Driving Agile delivery of IT projects Digital team being expanded with requisite skills Improving new digital app under alpha release ■ Continue enhancement of digital journeys and app functionality, and increase cross- sell ■ Continuous improvement in turn-around time for retail customers Convenient Enhance customer convenience and experience ■ Musawama for services & retail sectors launched Mortgage -introduced flexible instalment facility and Sakani platform to avail digital mortgage ■ Launched PoS with OTP for corporate customers ■ Client relationship models for Private and Affluent customers being improved ■ Enhance ecosystems programs for customer convenience Total 2Q 2022 INVESTOR PRESENTATION 74 Initiatives* *1 new initiative added in 2Q 2022 30/74 Initiatives Completed 39/74 Initiatives In Progress 41% 53% 10/50

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