Financial Performance FY 2022

REVENUE & PROFIT Standalone Financial Results Ⓡ Muthoot Finance (in millions) FY 2022 FY 2021 YOY Growth (%) Q4 FY 2022 Q3 FY 2022 Q2 FY 2022 Q1 FY 2022 INCOME Interest Income 109,560 103,285 6 26,410 28,394 27,920 26,837 Other than Interest Income 1,424 2,458 (42) 374 324 414 312 Total 110,984 105,744 5 26,784 28,718 28,334 27,149 EXPENSES Finance Cost 38,358 36,924 9,208 9,533 9,794 9,822 Employee benefit Expense 9,487 9,270 2 2,543 2,456 2,242 2,246 Administrative & Other 7,421 7,235 3 2,066 1,834 1,959 1,562 expenses Impairment on Financial 1,270 950 34 (700) 889 745 336 Instruments Directors Remuneration 815 793 3 589 90 68 68 Depreciation & Amortisation 539 507 158 139 127 114 Total 57,890 55,678 13,866 14,941 14,936 14,148 PROFIT Profit Before Tax 53,094 50,065 6 12,918 13,777 13,398 13,001 Profit After Tax 39,543 37,222 6 9,603 10,289 9,940 9,712 21

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