4Q 2021 Investor Presentation

Alinma Overview Alinma is the youngest bank in KSA 12.0 m 403K Monthly Average Users Smartphone Daily Average Users 이 #4 in KSA #3 in KSA #4 in KSA 33.7% C/I Ratio (9M 2021) 1.72% ROA (9M 2021) 11.2% ROE (9M 2021) 22.8% CAR 21.6% T1 1.02% COR 1.75% NPLs +38% Retail Digital Snapshot 98.94% Digital Transactions Net Income YoY Financial 2.90m Position KSA Market Share Customers 177% NPL Coverage مصرف الإنماء alinma bank 5.66% Assets (3Q 2021) 6.44% Financing (3Q 2021) 5.67% Deposits (3Q 2021) 4.60% NIB Deposits (3Q 2021) #2 Traded Stock in KSA by Value & Volume Traded SAR 51.9 bn Value Traded Stock Highlights SAR 60.8 bn Market Capitalization (14 Feb 2022) 14.21% Foreign Ownership (14 Feb 2022) SOURCE: Bank Financial Statements, Tadawul 10% Owned by Public Investment Fund 5/48 4Q 2021 INVESTOR PRESENTATION

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