Financial Markets Summary Q4 2022
STRONG CAPITAL POSITION
CET1 Ratio (1)
12.81%
0.62%
(0.28%)
(0.41%)
(0.06%) 12.68%
(2)
(2)
Q3 22
Net Income Dividends
RWA
(Ex. FX)
Other
Q4 22
Risk-Weighted Assets (1)
($MM)
$111,377
$1,775
$329
$116,840
$3,137
$222
Q3 22
Credit Risk Operational Market Risk
Risk
(4)
FX
Q4 22
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Maintaining a strong CET1 ratio of 12.7% (3)
■ Solid net income generation
■ Solid organic RWA growth primarily driven by
business growth
Models and methodology updates representing 7bps of
RWA increase, of which 4bps relates to early adoption
of selected Basel III reform requirements
(1) Represents a capital management measure. See slide 2.
(2) Net income attributable to common shareholders; Dividends on common shares.
(3) Ratio takes into account the transitional relief measures granted by OSFI in the context of COVID-19 (12.6% excluding ECL transitional relief measures).
(4) Increase in RWA from foreign exchange translation has a negligible impact on the CET1 ratio, as the increase is offset by the gain on net foreign currency
translation adjustments accounted for in other comprehensive income.
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