Investor Presentaiton

Diversified Loan Portfolio With Niche Customer Focus Secured Portfolio - Home Loans (HL) / Small Business Loans (SBL) 7 HFC Insurance loans 5% NBFC Top up loans 4% Small business loans /Non HL-100% LIG Customers 78% Quasi Home Loans 26% Home Loans (65%) O Self Employed Borrowers 71% AUM Rs.5761 Cr Consolidated Small business loans 21% Top up loans 3% Insurance loans 3% Quasi Home Loans 15% AUM Rs.6738 Cr AUM Rs.977 Cr Rural Focus 74% Home Loans 58% Avg Ticket Size < Rs.10 lacs >93% Q4 FY 23 Investor Presentation APTUS™

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