Investor Presentaiton
Loans outside Japan
1,2
Loan Balance 2 (Period-end Balance)
(USD B)
BK, management accounting
Loan and Deposit Rate Margin
BK Overseas
268.6
266.3
253.1
243.1
244.6
244.6
2.87%
58.4
60.0
57.1
2.46%
- Returns on Loans and Bills Discounted
-Loans and Deposit Rate Margin
Costs of Deposits
...a
a-b
• b
[Q1 1.17%] [Q3 1.22%
[Q2 1.18%) Q4 1.19%)
EMEA 51.4
53.2
51.0
1.97%
1.55%
1.56%
1.34%
1.29%
1.36%
98.1
88.4
Americas 78.8
83.8
87.3
89.3
1.04%
1.11%
1.17%
1.20%
0.90%
0.91%
0.22%
0.11%
0.15%
0.52%
FY19 H1 FY19 H2
FY20 H1 FY20 H2
FY21 H1
FY21 H2
1,2
Loan Spread
Asia 112.8
112.2
118.0
107.6
106.2
106.7
GCC, management accounting
1.10%
1.06%
1.01%
0.91%
Average
Balance
Sep-19
238.5 250.3
H1
Mar-20
H2
Sep-20 Mar-21 Sep-21 Mar-22
278.4 255.6 244.5 248.4
H1
H2
H1
H2
0.81%
0.83%
FY19
FY20
FY21
FY19 H1 FY19 H2
FY20 H1
FY20 H2
FY21 H1
FY21 H2
1. BK (including the subsidiaries in China, the USA, the Netherlands, Indonesia, Malaysia, Russia, Brazil and Mexico). Excluding loans between the consolidated entities.
2. Figures including past figures are calculated based on the FY21 planned rate in USD.
MIZUHO
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