Investor Presentaiton
Higher-Risk Loan Trends
$2,000
Loan Deferrals
15.9%
$1,850
$1,500
$1,000
$500
$0
2Q20
15.0%
10.0%
5.0%
3.1%
0.6%
0.4%
0.2%
0.0%
$365
$71
$48
$18
-5.0%
4Q20
1Q21
2Q21
% of Total Loans
3Q20
Loan Deferrals ($ in millions)
Special Mention & Substandard Accruing Loans as a % of Total Loans
✓ Special mention loans decreased $6.3
million from 1Q21, but remained flat as a
% of total loans
✓ Substandard, but still accruing loans,
increased 0.19% quarter over quarter as a
% of total loans
✓ Non performing assets improved by $10.1
million during the quarter and represent
0.41% of total loans
Non-Performing Assets as a % of Total Loans
3.5%
3.0%
2.5%
2.0%
2.6%
3.2%
3.2%
0.60%
0.50%
0.48%
0.40%
0.42%
0.55%
0.48%
0.41%
0.30%
1.5%
1.2%
1.1%
1.7%
1.5%
1.5%
0.20%
1.0%
1.1%
1.1%
0.5%
0.10%
0.0%
0.00%
2Q20
3Q20
4Q20
1Q21
2Q21
2Q20
3Q20
4Q20
1Q21
2Q21
Special Mention (%)
Substandard Accruing (%)
18 U
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